Debt Consolidation Loan from US bank

Debt Consolidation Loan from US bank - see full info about rates, terms, credit score.

Updated December 12, 2022
Advertiser Disclosure
5 out of 5
Learn more

Check your personal loan rates

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APR Range
7.74 - 20.24%
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Amount
up to $50,000
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Term
up to 84 months
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Minimum credit score:
Fair (580-669)
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No early payoff penalty
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No origination fee
See full info about rates in different states

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Options

  • Loan purpose:
    Debt Consolidation Loan
  • Bank:
    US bank
  • Credit Level:
    Fair (580-669)
  • When funds are available:
    1 business day.

Fees

  • Origination fee
    No origination fee.
  • Early payment fee
    No early payment fees.

Pros & Cons

Pros:
  • Simple application process
  • Autopay discount
Cons:
  • No option to pre-qualify

Rates

Rates
7.74 - 20.24%
Term
12 - 84 months
Loan Amount
$1,000 - $50,000
Autopay
0.5%*
* In case of using Autopay service your rate is reduced by 0.5%
List of states where US bank loan is not available:
  • Alabama
  • Alaska
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Mississippi
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Oklahoma
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Texas
  • Vermont
  • Virginia
  • Washington
  • West Virginia
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • What you need to get approved (Qualifications)
    FICO® score 660 or higher.
  • Requirements Description
    • Personal information (Name, Address, Phone Number, Date of Birth, Social Security Number)
    • Income Particulars (Income Type, Pay Method, Pay Frequency, Monthly Income)
    • Banking Details (Account Type, Account & Routing Numbers, Age of Account)

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Description

  • If you’re a U.S. Bank customer, you may borrow at least $1,000 up to $50,000. Not a U.S. Bank customer? You may be able to borrow up to $25,000.

    The APR range is from 7.74% to 20.24%. Loan terms are available for 12 or 84 months.

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