BadCreditLoans
BadCreditLoans
Personal Loan
5.99 - 35.99 %
APR
0.25 - 6 years
Loan Term
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Best Personal Loans for Excellent Credit of September 2021

Compare personal loans for excellent credit on Myfin.us.

Updated September 18, 2021
Showing 64 personal loans for best personal loans for excellent credit
APR
5.99 - 35.99 %
Term
0.25 - 6years
Loan amount
$500 - $10,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan, Home Improvement Loan
  • Pros:
    • No fees
    • Fast approval and funding
    • Secured loan
  • Cons:
    • High APR

Users with bad credit can sign up to Bad Credit Loans, which is available 24/7 to help users get the loans they need.

Bad Credit Loans has no hidden fees or rates and they keep user information 100% protected.

Offer converts on a qualified lead. Offer is not accepted to residents of NY.

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APR
5.99 - 35.89 %
Term
0.25 - 8years
Loan amount
$1,000 - $35,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Major Purchase, Moving Expenses (Relocation), Travel
  • Pros:
    • No prepayment penalty
    • No fees
    • Fast approval and funding
  • Cons:
    • High APR

Personal Loans® offers loans up to $35,000 without fees.

The APR range from 5.99% to 35.89%, with loan terms from 3 to 96 months.

Apply now
APR
5.99 - 35.99 %
Term
0.25 - 6years
Loan amount
$500 - $10,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    None
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Major Purchase, Moving Expenses (Relocation), Travel
  • Pros:
    • Fast and convenient service
    • Works in all 50 states
    • Personal loans for any purpose
  • Cons:
    • No direct loans

CashUSA offers quick personal loans. If a lender makes you a loan offer, you will have an opportunity to review the offer before deciding to accept it. In most cases, your funds can be deposited directly into your bank account via electronic fund transfer in as little as 1 business day.

CashUSA personal loans range between $500 to $10,000. The APR range is from 5.99% to 35.99%.

Whether you need to consolidate debt, remodel your home, or take a vacation, a personal loan may be a viable option.

Apply now
APR
On request
Term
On request
Loan amount
$100 - $50,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    None
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Moving Expenses (Relocation), Travel
  • Pros:
    • Simple application process
    • Fast service
  • Cons:
    • Not a direct lender

InstallmentLoanSOS is not a lender and does not provide loans but aims to connect consumers with lenders who may provide such loans.

InstallmentLoanSOS offers quick personal loans from $100 to $50000.

Apply now
APR
On request
Term
On request
Loan amount
$100 - $5,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    None
  • Funds available in:
    1 - 2 business days.
  • Loan Purpose:
    Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Moving Expenses (Relocation), Travel
  • Pros:
    • Simple application process
    • Fast service
  • Cons:
    • Not a direct lender

RubikLoan® offers quick personal loans from $100 to $5000. Final approval and funding is often done in as little as 24 to 48 hours.

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APR
5.99 - 24.99 %
Term
2 - 5years
Loan amount
$5,000 - $40,000
  • Minimum credit:
    scorer
    Good (670-739)
  • Origination fee:
    5%
  • Funds available in:
    3-6 business days.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • No prepayment or late fees
    • Free monthly FICO score updates
  • Cons:
    • Co-signers are not accepted
    • Origination Fee
    • Slow funding
    • Not available in all states

The Payoff Loan™ is an unsecured personal loan designed to consolidate your credit cards into one monthly payment. Payoff requires a minimum FICO credit score of 640 or higher. It provides loans of up to $40,000.

The Payoff platform provides loans with rates between 5.99% and 24.99% APR. Minimum loan amount and APR may vary in certain states.

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APR
18 - 35.99 %
Term
2 - 5years
Loan amount
$2,600 - $20,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    $25 - $500
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Moving Expenses (Relocation)
  • Pros:
    • Secured and unsecured options
    • Poor-credit applicants considered
  • Cons:
    • Origination fee
    • Extra Fees
    • High Rates

OneMain Financial offers loans that range from $1,500 to $20,000. The annual percentage rate ranges from 18.00% to 35.99%.

You may be approved for an unsecured or a secured loan. A secured loan requires you to provide collateral, such as a motor vehicle, while an unsecured loan doesn’t require any collateral at all.

OneMain charges late payment fees. These fees may range from a flat amount of $5 to $30 per late payment, or they may be a percentage of your entire monthly payment amount or a percentage of the delinquent portion of your monthly payment amount, ranging from 1.5% to 15%.

The lender charges an origination fee. Flat fees vary by state and range from $25 to $500. Percentage fees range from 1% to 10% of the loan.

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APR
6.99 - 24.99 %
Term
3 - 7years
Loan amount
$2,500 - $35,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • No Origination Fee
    • Fast payment
    • Flexible repayment terms
  • Cons:
    • Late Payment Fee
    • No secured loan options
    • No cosigners allowed

Discover Bank offers interest rates from 6.99% to 24.99%. Discover offers personal loans of up to $35,000 in 50 states.

The bank doesn't offer bad credit loans.

Discover offers a 30-day money-back guarantee on its loans. You can return the loan funds within 30 days without paying any interest.

Discover charges a $39 late fee.

Apply now
APR
6.99 - 24.99 %
Term
3 - 7years
Loan amount
$2,500 - $35,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Home Improvement Loan
  • Pros:
    • No Origination Fee
    • Fast payment
    • Flexible repayment terms
  • Cons:
    • Late Payment Fee
    • No secured loan options
    • No cosigners allowed

Discover Bank offers interest rates from 6.99% to 24.99%. Discover offers personal loans of up to $35,000 in 50 states.

The bank doesn't offer bad credit loans.

Discover offers a 30-day money-back guarantee on its loans. You can return the loan funds within 30 days without paying any interest.

Discover charges a $39 late fee.

Apply now
APR
6.99 - 24.99 %
Term
3 - 7years
Loan amount
$2,500 - $35,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Debt Consolidation Loan
  • Pros:
    • No Origination Fee
    • Fast payment
    • Flexible repayment terms
  • Cons:
    • Late Payment Fee
    • No secured loan options
    • No cosigners allowed

Discover Bank offers interest rates from 6.99% to 24.99%. Discover offers personal loans of up to $35,000 in 50 states.

The bank doesn't offer bad credit loans.

Discover offers a 30-day money-back guarantee on its loans. You can return the loan funds within 30 days without paying any interest.

Discover charges a $39 late fee.

Apply now
Search for best loan
Showing 64 personal loans
Amount
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Credit Score
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Loan Purpose
  • Personal Loan
  • Home Improvement Loan
  • Medical (Dental) Loan
  • Debt Consolidation Loan
  • Major Purchase
  • Refinance Credit Card
  • Moving Expenses (Relocation)
  • Travel
  • Other