Product from SoFi

Personal Loan from SoFi - see full info about rates, terms, credit score.

Updated February 08, 2023
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5 out of 5
Check rates
On partner's site

Check your personal loan rates

scorer
APR Range
7.99 - 23.43%
scorer
Amount
up to $100,000
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Term
up to 84 months
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Minimum credit score:
Good (670-739)
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No early payoff penalty
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No origination fee
See full info about rates in different states

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Options

  • Loan purpose:
    Personal Loan
  • Lender:
    Social Finance, Inc
  • Credit Level:
    Good (670-739)
  • When funds are available:
    1 business day.

Fees

  • Origination fee
    No origination fee.
  • Early payment fee
    No early payment fee.
  • Late fee
    No late fee.
  • Annual fees
    No annual fee.

Pros & Cons

Pros:
  • Fast approval and funding
  • Rate discount for autopay
  • No Fees
Cons:
  • Not available to residents of Mississippi
  • No secured loan option

Rates

Rates
7.99 - 23.43%
Term
24 - 84 months
Loan Amount
$5,000 - $100,000
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
List of states where SoFi loan is not available:
  • Mississippi
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • What you need to get approved (Qualifications)
    FICO® score 680 or higher.
  • Requirements Description
    • Personal information (Name, Address, Phone Number, Date of Birth, Social Security Number)
    • Income Particulars (Income Type, Pay Method, Pay Frequency, Monthly Income)
    • Banking Details (Account Type, Account & Routing Numbers, Age of Account)

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Description

  • SoFi loans range between $5,000 to $100,000.

    The APR range is from 7.99% to 23.43% (with discounts). Loan terms are available for 2 or 7 years.

    The loan is not available in Mississippi.

    SoFi personal loans have no fees: no origination fees, no late fees, no prepayment penalties.

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