Product from Marcus by Goldman Sachs

Personal Loan from Marcus by Goldman Sachs - see full info about rates, terms, credit score.

Updated February 08, 2023
Advertiser Disclosure
4.13 out of 5
Check rates
On partner's site

Check your personal loan rates

scorer
APR Range
6.99 - 24.99%
scorer
Amount
up to $40,000
scorer
Term
up to 72 months
scorer
Minimum credit score:
Fair (580-669)
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No early payoff penalty
scorer
No origination fee
See full info about rates in different states

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Options

  • Loan purpose:
    Personal Loan
  • Lender:
    Marcus by Goldman Sachs
  • Credit Level:
    Fair (580-669)
  • When funds are available:
    5 business days.

Fees

  • Origination fee
    No origination fee.
  • Application fee
    No application fee.
  • Early payment fee
    No early payment fee.
  • Extra payment fee
    No extra payment fee.
  • Late fee
    No late fee.
  • Check processing fees
    No check processing fee.
  • Returned check fees
    No returned check fee.
  • Annual fees
    No annual fee.

Pros & Cons

Pros:
  • No fees
  • Autopay discount
Cons:
  • Long time to receive funds
  • No Cosigner Option

Rates

Rates
6.99 - 24.99%
Term
36 - 72 months
Loan Amount
$3,500 - $40,000
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • What you need to get approved (Qualifications)
    FICO® score 660 or higher
  • Ages

    A Borrower must be 18 or over, 19 in Alabama and 21 in Mississippi and Puerto Rico.

  • Requirements Description
    • Personal information (Name, Address, Phone Number, Date of Birth, Social Security Number)
    • Income Particulars (Income Type, Pay Method, Pay Frequency, Monthly Income)
    • Banking Details (Account Type, Account & Routing Numbers, Age of Account)

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Description

  • Marcus offers unsecured personal loans up to $40,000 with rates from 6.99% to 24.99%.

    Marcus does not charge origination, late payment and check processing fees.

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