Personal Loan from Marcus by Goldman Sachs
Personal Loan from Marcus by Goldman Sachs - see full info about rates, terms, credit score.
Updated April 23, 2022
Check rates
On Marcus by Goldman Sachs‘s site
Check your personal loan rates
APR Range
6.74 - 19.74%
Amount
up to $40,000
Term
up to 72 months
Minimum credit score:
Fair (580-669)
No early payoff penalty
No origination fee
See full info about rates in different states
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On Marcus by Goldman Sachs‘s site
Check ratesOptions
- Loan purpose:Personal Loan
- Lender:
- Credit Level:Fair (580-669)
- When funds are available:5 business days.
Fees
- Origination feeNo origination fee.
- Application feeNo application fee.
- Early payment feeNo early payment fee.
- Extra payment feeNo extra payment fee.
- Late feeNo late fee.
- Check processing feesNo check processing fee.
- Returned check feesNo returned check fee.
- Annual feesNo annual fee.
Pros & Cons
Pros:
- No fees
- Autopay discount
Cons:
- Long time to receive funds
- No Cosigner Option
Rates
Rates
6.74 - 19.74%
Term
36 - 72 months
Loan Amount
$3,500 - $40,000
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
View all Rates & Fees Requirements
- What you need to get approved (Qualifications)FICO® score 660 or higher
- Ages
A Borrower must be 18 or over, 19 in Alabama and 21 in Mississippi and Puerto Rico.
- Requirements Description
- Personal information (Name, Address, Phone Number, Date of Birth, Social Security Number)
- Income Particulars (Income Type, Pay Method, Pay Frequency, Monthly Income)
- Banking Details (Account Type, Account & Routing Numbers, Age of Account)
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Recommended credit score
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- $5,000 - $100,000Loan Amount
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Description
Marcus offers unsecured personal loans up to $40,000 with rates from 6.99% to 19.99%.
Marcus does not charge origination, late payment and check processing fees.