Personal Loans on Credible.com

Credible.com is a financial marketplace that helps to find a personal loan with the lowest rates on the market. Credible.com is absolutely free and safe.

Updated November 29, 2022
Advertiser Disclosure
4.62 out of 5
Check rates
On Credible.com

Check your personal loan rates

scorer
APR Range
5.4 - 35.99%
scorer
Amount
up to $100,000
scorer
Term
up to 84 months
scorer
Minimum credit score:
Good (670-739)
scorer
No early payoff penalty
scorer
No origination fee
See full info about rates in different states

We recommend more loans

LightStream
LightStream
Personal Loan
5.99 - 21.49 %
APR
2 - 6 years
Loan Term
$5,000 - $100,000
Loan Amount
Check rates
On partner's site
Marcus by Goldman Sachs
Marcus by Goldman Sachs
Personal Loan
6.99 - 24.99 %
APR
3 - 6 years
Loan Term
$3,500 - $40,000
Loan Amount
Check rates
On partner's site
Upstart
Upstart
Personal Loan
5.6 - 35.99 %
APR
3 - 5 years
Loan Term
$1,000 - $50,000
Loan Amount
Check rates
On partner's site
On Credible.com
Check rates

Options

Fees

  • Origination fee
    Depends on the lender
  • Application fee
    Depends on the lender
  • Early payment fee
    Depends on the lender
  • Extra payment fee
    Depends on the lender
  • Late fee
    Depends on the lender
  • Check processing fees
    Depends on the lender
  • Returned check fees
    Depends on the lender
  • Annual fees
    Depends on the lender

Pros & Cons

Pros:
  • Checking rates will not affect your credit score
  • Personal information is not sold to lenders
  • Available rates and lenders will appear based on preferred settings, with no bias
  • Receive actual rates based on your credit profile, not estimates
Cons:
  • Not a direct lender

Rates

Rates
5.4 - 35.99%
Term
12 - 84 months
Loan Amount
$600 - $100,000
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.

Requirements

  • Ages

    Be at least 18 years old (19 in some states).

  • Requirements Description
    • Be a U.S. citizen or a permanent resident
    • Be at least 18 years old (19 in some states)
    • Have a valid SSN
    • Have a bank account where a lender can transfer the funds
    • Have a valid email address
    • Have some form of income

Check loans from other lenders

Payoff®
Payoff®
Personal Loan
2.66 out of 5
Recommended credit score
bank name
Good (670-739)
  • 8.99 - 29.99 %
    APR
  • 2 - 5 years
    Loan Term
  • $5,000 - $40,000
    Loan Amount
Check rates
On partner's site
LendingClub
LendingClub
Personal Loan
3.73 out of 5
Recommended credit score
bank name
Poor (300-579)
  • 8.3 - 36 %
    APR
  • 3 - 5 years
    Loan Term
  • $1,000 - $40,000
    Loan Amount
Check rates
On partner's site
SoFi
SoFi
Personal Loan
5 out of 5
Recommended credit score
bank name
Good (670-739)
  • 7.99 - 23.43 %
    APR
  • 2 - 7 years
    Loan Term
  • $5,000 - $100,000
    Loan Amount
Check rates
On partner's site

Description

  • Credible.com is a financial marketplace that helps thousands of Americans to get personal loans at the best rates they qualify for.

    On Credible.com you can apply for a personal loan of up to $100,000. Then it will match your application with offers on the market and help you to find the lowest rate, based on your credit profile.

    Credible.com is free to use and doesn't have any hidden fees.

Another popular loans for you
Avant
Avant
Personal Loan
3.45 out of 5
Check rates
On partner's site
Prosper
Prosper
Personal Loan
2.36 out of 5
Check rates
On partner's site
Best Egg
Best Egg
Personal Loan
2.97 out of 5
Check rates
On partner's site