Personal Loans on Credible.com

Credible.com is a financial marketplace that helps to find a personal loan with the lowest rates on the market. Credible.com is absolutely free and safe.

Updated November 29, 2022
4.62 out of 5
Check rates
On Credible.com

Check your personal loan rates

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APR Range
5.4 - 35.99%
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Amount
up to $100,000
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Term
up to 84 months
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Minimum credit score:
Good (670-739)
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No early payoff penalty
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No origination fee

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Options

Fees

  • Origination fee
    Depends on the lender
  • Application fee
    Depends on the lender
  • Early payment fee
    Depends on the lender
  • Extra payment fee
    Depends on the lender
  • Late fee
    Depends on the lender
  • Check processing fees
    Depends on the lender
  • Returned check fees
    Depends on the lender
  • Annual fees
    Depends on the lender

Pros & Cons

Pros:
  • Checking rates will not affect your credit score
  • Personal information is not sold to lenders
  • Available rates and lenders will appear based on preferred settings, with no bias
  • Receive actual rates based on your credit profile, not estimates
Cons:
  • Not a direct lender

Rates

Rates
5.4 - 35.99%
Term
12 - 84 months
Loan Amount
$600 - $100,000
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.

Requirements

  • Ages

    Be at least 18 years old (19 in some states).

  • Requirements Description
    • Be a U.S. citizen or a permanent resident
    • Be at least 18 years old (19 in some states)
    • Have a valid SSN
    • Have a bank account where a lender can transfer the funds
    • Have a valid email address
    • Have some form of income

Check loans from other lenders

Payoff®
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Personal Loan
2.66 out of 5
Recommended credit score
bank name
Good (670-739)
  • 8.99 - 29.99 %
    APR
  • 2 - 5 years
    Loan Term
  • $5,000 - $40,000
    Loan Amount
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LendingClub
LendingClub
Personal Loan
3.73 out of 5
Recommended credit score
bank name
Poor (300-579)
  • 8.3 - 36 %
    APR
  • 3 - 5 years
    Loan Term
  • $1,000 - $40,000
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SoFi
SoFi
Personal Loan
5 out of 5
Recommended credit score
bank name
Good (670-739)
  • 7.99 - 23.43 %
    APR
  • 2 - 7 years
    Loan Term
  • $5,000 - $100,000
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Description

  • Credible.com is a financial marketplace that helps thousands of Americans to get personal loans at the best rates they qualify for.

    On Credible.com you can apply for a personal loan of up to $100,000. Then it will match your application with offers on the market and help you to find the lowest rate, based on your credit profile.

    Credible.com is free to use and doesn't have any hidden fees.

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