Upgrade personal loans are designed for mainstream appeal, supporting a wide range of credit scores and incomes.
Upgrade offers 36-month or 60-month fixed-rate personal loans, which generally range from $1,000 to $50,000, in 44 states. Upgrade loans are not available in Colorado, Connecticut, Iowa, Maryland, Vermont and West Virginia.
You can repay your Upgrade personal loan over three or five years.
To apply for an Upgrade personal loan, you’ll start by filling out a one-page application to see which terms you qualify for based on a soft credit check (or credit inquiry that doesn’t impact your credit score).
Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Major Purchase, Moving Expenses (Relocation), Travel
Fast and convenient service
Works in all 50 states
Personal loans for any purpose
No direct loans
CashUSA offers quick personal loans. If a lender makes you a loan offer, you will have an opportunity to review the offer before deciding to accept it. In most cases, your funds can be deposited directly into your bank account via electronic fund transfer in as little as 1 business day.
CashUSA personal loans range between $500 to $10,000. The APR range is from 5.99% to 35.99%.
Whether you need to consolidate debt, remodel your home, or take a vacation, a personal loan may be a viable option.
OneMain Financial offers loans that range from $1,500 to $20,000. The annual percentage rate ranges from 18.00% to 35.99%.
You may be approved for an unsecured or a secured loan. A secured loan requires you to provide collateral, such as a motor vehicle, while an unsecured loan doesn’t require any collateral at all.
OneMain charges late payment fees. These fees may range from a flat amount of $5 to $30 per late payment, or they may be a percentage of your entire monthly payment amount or a percentage of the delinquent portion of your monthly payment amount, ranging from 1.5% to 15%.
The lender charges an origination fee. Flat fees vary by state and range from $25 to $500. Percentage fees range from 1% to 10% of the loan.
Upstart loans range from $1,000 to $50,000. Not all applicants will qualify for the full amount. The minimum loan
amount in MA is $7,000. The minimum loan amount in Ohio is $6,000. The
minimum loan amount in NM is $5,100. The minimum loan amount in GA is
Borrowers need credit scores of 580 or higher.
Upstart offers fixed-rate APRs that vary from 6.95% to 35.99%. Loan terms are available for 3 or 5 years.
Peerform provides loans to borrowers with bad credit history.
Peerform loans range from $4,000 to $25,000.
Peerform loans have fixed interest rates that range from 5.99% to 29.99%.
The lender charges an origination fee that range from 1% to 5%. For example, the final amount credited to the borrower's bank account for a $5,000 loan with a 2.0% Origination Fee of $100.00 will be $4,900.00.
The Unsuccessful Payment Fee is either $15 per unsuccessful attempt or a lesser amount as determined by applicable state laws.