Medical Loan from OneMain Financial
Medical Loan from OneMain Financial - see full info about rates, terms, credit score.
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Options
- Loan purpose:Medical (Dental) Loan
- Lender:
- Credit Level:Poor (300-579)
- When funds are available:1 business day.
Fees
- Origination fee$25 - $500
- Late fee$5 - $30
- Returned check fees$10 - $50
Pros & Cons
- Secured and unsecured options
- Poor-credit applicants considered
- Origination fee
- Extra Fees
- High Rates
Rates
- Alabama have a minimum loan amount of $2,100
- California have a minimum loan amount of $3,000
- Georgia have a minimum loan amount of $3,100
- North Carolina have a minimum loan amount of $1,500
- Ohio have a minimum loan amount of $2,000
- Virginia have a minimum loan amount of $2,600
- Alaska
- Arkansas
- Connecticut
- Massachusetts
- Rhode Island
- Vermont
Requirements
- What you need to get approved (Qualifications)689 or lower FICO score.
- Ages
To qualify, you must be at least 18 years old.
- Requirements Description
- Name
- Address
- Phone number
- Income details
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Description
OneMain Financial offers loans that range from $1,500 to $20,000. The annual percentage rate ranges from 18.00% to 35.99%.
You may be approved for an unsecured or a secured loan. A secured loan requires you to provide collateral, such as a motor vehicle, while an unsecured loan doesn’t require any collateral at all.
OneMain charges late payment fees. These fees may range from a flat amount of $5 to $30 per late payment, or they may be a percentage of your entire monthly payment amount or a percentage of the delinquent portion of your monthly payment amount, ranging from 1.5% to 15%.
The lender charges an origination fee. Flat fees vary by state and range from $25 to $500. Percentage fees range from 1% to 10% of the loan.