Product from CashUSA

Personal Loan from CashUSA - see full info about rates, terms, credit score.

Updated November 21, 2022
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4.87 out of 5
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Check your personal loan rates

scorer
APR Range
5.99 - 35.99%
scorer
Amount
up to $10,000
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Term
up to 72 months
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Minimum credit score:
Poor (300-579)
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No early payoff penalty
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No origination fee
See full info about rates in different states

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Options

  • Loan purpose:
    Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Major Purchase, Moving Expenses (Relocation), Travel
  • Lender:
    CashUSA
  • Credit Level:
    Poor (300-579)
  • When funds are available:
    1 business day.

Fees

    Pros & Cons

    Pros:
    • Fast and convenient service
    • Works in all 50 states
    • Personal loans for any purpose
    Cons:
    • No direct loans

    Rates

    Rates
    5.99 - 35.99%
    Term
    3 - 72 months
    Loan Amount
    $500 - $10,000
    For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
    View all Rates & Fees

    Requirements

    • Ages

      You must be 18 or older to be eligible for a personal loan.

    • Requirements Description
      • Be at least 18 years old
      • Be a U.S. citizen or permanent resident
      • Earn a steady monthly income of at least $1,000 after taxes
      • Have a checking account in your name
      • Be able to provide work and home phone numbers, as well as a valid email address

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    Payoff®
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    • 8.99 - 29.99 %
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    • 2 - 5 years
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    • $5,000 - $40,000
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    LendingClub
    LendingClub
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    3.73 out of 5
    Recommended credit score
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    Poor (300-579)
    • 8.3 - 36 %
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    • 3 - 5 years
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    • $1,000 - $40,000
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    SoFi
    SoFi
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    5 out of 5
    Recommended credit score
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    Good (670-739)
    • 7.99 - 23.43 %
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    • 2 - 7 years
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    Description

    • CashUSA offers quick personal loans. If a lender makes you a loan offer, you will have an opportunity to review the offer before deciding to accept it. In most cases, your funds can be deposited directly into your bank account via electronic fund transfer in as little as 1 business day.

      CashUSA personal loans range between $500 to $10,000. The APR range is from 5.99% to 35.99%.

      Whether you need to consolidate debt, remodel your home, or take a vacation, a personal loan may be a viable option.

      Read full review

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