Product from Santander Bank

Personal Loan from Santander Bank - see full info about rates, terms, credit score.

Updated November 29, 2022
5 out of 5
Learn more

Check your personal loan rates

scorer
APR Range
6.99 - 24.99%
scorer
Amount
up to $50,000
scorer
Term
up to 84 months
scorer
Minimum credit score:
Poor (300-579)
scorer
No early payoff penalty
scorer
No origination fee

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Options

  • Loan purpose:
    Personal Loan
  • Bank:
  • Credit Level:
    Poor (300-579)
  • When funds are available:
    The same day.

Fees

  • Origination fee
    No origination fee.
  • Early payment fee
    No early payment fee.

Pros & Cons

Pros:
  • No origination fees
  • No closing fee
  • No prepayment penalties
Cons:
  • Not available in all states

Rates

Rates
6.99 - 24.99%
Term
36 - 84 months
Loan Amount
$5,000 - $50,000
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
List of states where Santander Bank loan is not available:
  • Alabama
  • Alaska
  • Arkansas
  • Colorado
  • District of Columbia
  • Hawaii
  • Idaho
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • North Dakota
  • Oklahoma
  • Oregon
  • South Carolina
  • South Dakota
  • Tennessee
  • Utah
  • Virginia
  • Wisconsin
  • West Virginia
  • Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • Requirements Description
    • Personal information
    • Social Security number
    • Proof of income
    • Verification of employment

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Description

  • Santander offers personal loans ranging from $5,000 to $50,000 with flexible terms of 3 to 7 years. Rates range from 6.99% to 24.99%. Save 0.25% on your rate when you set up automatic payments from any deposit account.

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