Product from Santander Bank
Personal Loan from Santander Bank - see full info about rates, terms, credit score.
Updated November 29, 2022
Learn more
Check your personal loan rates
APR Range
6.99 - 24.99%
Amount
up to $50,000
Term
up to 84 months
Minimum credit score:
Poor (300-579)
No early payoff penalty
No origination fee
See full info about rates in different states
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Options
- Loan purpose:Personal Loan
- Bank:
- Credit Level:Poor (300-579)
- When funds are available:The same day.
Fees
- Origination feeNo origination fee.
- Early payment feeNo early payment fee.
Pros & Cons
Pros:
- No origination fees
- No closing fee
- No prepayment penalties
Cons:
- Not available in all states
Rates
Rates
6.99 - 24.99%
Term
36 - 84 months
Loan Amount
$5,000 - $50,000
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
List of states where Santander Bank loan is not available:
- Alabama
- Alaska
- Arkansas
- Colorado
- District of Columbia
- Hawaii
- Idaho
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Mexico
- North Dakota
- Oklahoma
- Oregon
- South Carolina
- South Dakota
- Tennessee
- Utah
- Virginia
- Wisconsin
- West Virginia
- Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- Requirements Description
- Personal information
- Social Security number
- Proof of income
- Verification of employment
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Description
Santander offers personal loans ranging from $5,000 to $50,000 with flexible terms of 3 to 7 years. Rates range from 6.99% to 24.99%. Save 0.25% on your rate when you set up automatic payments from any deposit account.
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