Personal Loan from Upgrade
Personal Loan from Upgrade - see full info about rates, terms, credit score.
Check your personal loan rates
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Options
- Loan purpose:Personal Loan
- Lender:
- Credit Level:Fair (580-669)
- When funds are available:1 business day.
Fees
- Origination fee2.9 - 8%
- Early payment feeNo early payment fees.
- Late fee$10
- Returned check fees$10
Pros & Cons
- Fast funding**
- Wide range of loan amounts
- Accessible to most borrowers
- Origination fee
Rates
- Washington
Requirements
- Ages
Be at least 18 years old (19 in some states).
- Requirements Description
- Be a U.S. citizen or a permanent resident
- Be at least 18 years old (19 in some states)
- Have a bank account where Upgrade can transfer the funds
- Have a valid email address
- Have some form of income
Check loans from other lenders
- 9.95 - 35.99 %APR
- 2 - 5 yearsLoan Term
- $2,000 - $35,000Loan Amount
- 2.49 - 19.99 %APR
- 2 - 12 yearsLoan Term
- $5,000 - $100,000Loan Amount
- 4.99 - 19.53 %APR
- 2 - 7 yearsLoan Term
- $5,000 - $100,000Loan Amount
Description
Upgrade personal loans are designed for mainstream appeal, supporting a wide range of credit scores and incomes.
Upgrade offers 36-month or 60-month fixed-rate personal loans, which generally range from $1,000 to $50,000, in 44 states. Upgrade loans are not available in Colorado, Connecticut, Iowa, Maryland, Vermont and West Virginia.
You can repay your Upgrade personal loan over three or five years.
To apply for an Upgrade personal loan, you’ll start by filling out a one-page application to see which terms you qualify for based on a soft credit check (or credit inquiry that doesn’t impact your credit score).
**Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within four (4) business days. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.