Personal Loan from Credit Direct®
Personal Loan from Credit Direct® - see full info about rates, terms, credit score.
Updated November 18, 2022
Learn more
Check your personal loan rates
APR Range
4.99 - 29.99%
Amount
up to $40,000
Term
up to 60 months
Minimum credit score:
Poor (300-579)
No early payoff penalty
No origination fee
See full info about rates in different states
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Options
- Loan purpose:Personal Loan
- Lender:
- Credit Level:Poor (300-579)
- When funds are available:1 business day.
Fees
- Early payment feeNo early payment fee.
Pros & Cons
Pros:
- Fast funding
Cons:
- Available in just 11 states
Rates
Rates
4.99 - 29.99%
Term
12 - 60 months
Loan Amount
$1,000 - $40,000
List of states where Credit Direct® loan is not available:
- Alaska
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Dakota
- Ohio
- Oregon
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Utah
- Vermont
- Virginia
- Washington
- Wisconsin
- West Virginia
- Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- Requirements Description
- 2 months of any/all bank statements
- 1 months worth of ALL pay stubs
- Most recent W2
- Copy of Government Issued ID (typically driver’s license or passport)
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Recommended credit score
Good (670-739)
- 8.99 - 29.99 %APR
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- $5,000 - $40,000Loan Amount
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Recommended credit score
Poor (300-579)
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Recommended credit score
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Description
Loans funded by Credit Direct® offer fixed interest rates from 4.99% APR to 29.99% APR for loan amounts from $1,000 to $40,000.
Loan repayment terms range from 12 months to 60 months. There are no administration fees.
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