Personal Loan from VyStar® Credit Union

Personal Loan from VyStar® Credit Union - see full info about rates, terms, credit score.

Updated August 30, 2022
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4.89 out of 5
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Check your personal loan rates

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APR Range
8.75 - 11.75%
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Amount
up to $50,000
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Term
up to 84 months
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Minimum credit score:
Fair (580-669)
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No early payoff penalty
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No origination fee
See full info about rates in different states

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Options

  • Loan purpose:
    Personal Loan
  • Bank:
    VyStar® Credit Union
  • Credit Level:
    Fair (580-669)
  • When funds are available:
    1 business day.

Fees

  • Annual fees
    No annual fees.

Pros & Cons

Pros:
  • No annual fees
  • Easy application process
  • No collateral required
Cons:
  • No autopay discount

Rates

Rates
8.75 - 11.75%
Term
36 - 84 months
Loan Amount
$500 - $50,000
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • Requirements Description
    • Personal information
    • Income Particulars

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Description

  • VyStar® Credit Union provides personal loans that can be used for any purpose.

    The APR range is from 8.75% to 11.75%.

    Your minimum loan amount is $500 with the total amount based on your income and ability to repay.

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