IHG® Rewards Premier Business from Chase Review

All benefits

• Points
  • 10,000x After you spend $20,000 on purchases and make one additional purchase each calendar year.
  • 26x At IHG® Hotels and Resorts.
  • 5x On travel, dining, select business, and at gas stations.
  • 3x On all other purchases.
• Travel
  • Anniversary Free Night:
  • Enjoy a reward night after each account anniversary year at IHG hotels worldwide.
  • Redeem 3 Nights, Get 4th Night Free:
  • Enjoy a reward night when you redeem points for a four-night consecutive IHG® hotel stay.
  • Trip Cancellation/Trip Interruption Insurance:
  • If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit:
  • Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card.
  • No foreign transaction fees:
  • You will pay no foreign transaction fees when you use your card for purchases made outside the United States.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 21.49% - 28.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 21.49% - 28.49% Variable
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date will be a minimum of 20 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

Pros & Cons

Features

• No foreign transaction fees
• Payment Flexibility
• Rewards
• Bonus points
• Purchase Protection
• Travel
• Airline
• Trip Cancellation
• Good Credit
• Excellent Credit