Hilton Honors Business from American Express® Review

American Express The Hilton Honors Business Card Review

The American Express Hilton Honors Business Card is designed for small businesses while giving generous spending rewards to cardholders. This card is perfect for small business owners who travel extensively and use Hilton’s services a lot. Cardholders will earn Hilton points for eligible purchases and expenses like restaurants, gas stations, and car rental companies. Earned points can be used for room upgrades, free night awards, complimentary breakfasts, late checkouts, wireless services, and other privileges.

American Express The Hilton Honors Business Card: Pros and Cons

The Rewards System in a Nutshell

The Hilton Honors Business Card earns most of its loyalty points directly from purchases at Hilton properties. Here is a breakdown of how the rewards work:

• 12X Hilton Honors Bonus Points - For every dollar of eligible purchases at Hilton hotels or resorts.
• 6X Hilton Honors Bonus Points - For each dollar of eligible purchases at U.S. restaurants, car rental companies, gas stations, and shipping providers. You can also earn 6X Hilton Honors Bonus Points for booking flights directly with airlines or Amex Travel. Wireless phone services based in the U.S. purchased directly from service providers also give you 6x bonus points.
• 3X Hilton Honors Bonus Points - Will be earned with other eligible purchases.

The best way to maximize rewards is to make direct purchases at Hilton hotels and resorts - this will give you 12X Hilton Honors bonus points. If you’re an occasional traveler, 6X points categories can help you justify the annual fee.

The average value of a Hilton Honors point is 0.6 cents based on the company's pricing model with redemption ratings. This means that the point value could vary based on the location, time, and property you book your stay at. Because the points are inflated, it is a good strategy to book rooms far in advance and outside of peak travel season. You can also combine Hilton Honors points with money for your bookings.

Using your Hilton Honors points just for hotel stays is not the only way of utilizing them but the most rewarding for sure. Other ways of redeeming points are:

• Use Hilton Honors Points for Purchasing Items on Amazon - Amazon has a Shop with Points feature that allows customers to use rewards points from many different companies, including Hilton. All you have to do is log into your Amazon account and link your Hilton Honors account.
• Book Rental Cars with Hilton Points - You can book cars from rental services like Enterprise, Alamo, and National. Hilton has a tool on their Hilton Honors site to help you get information on the points’ value for these services.
• Use Your Hilton Honors Points for Flights -Hilton has a list of partner frequent flier programs you can transfer your points to. This list is extensive and covers airlines from around the world and gives information on the procedure for transferring your points.
• Book Exclusive Hilton Experiences - You can use your Hilton Honors Points for experiences such as live music, sporting, and local tours, plus food and wine tours.
• Redeem for Lyft rides - Hilton partners with Lyft which allows you not only to receive Hilton Honors points for Lyft rides but also convert your points to Lyft credits.

Overall, the best way to use your Hilton Honors Points is to book hotel rooms with Hilton hotels and resorts.

Who Can Benefit from Getting the Hilton Honors Business Card from American Express?

The Hilton Honors Business Card is the only one designed for business owners in the array of cards that Hilton offers. The main reason Hilton enthusiasts want the value that American Express brings to the table is the rewards they will receive on their business and personal expenses.

It would be wise to use this as a standalone business credit card because you will be able to aggregate hotel stays with elite perks and protections. It more than offsets the annual fee of $95.

If you compare other credit cards to the Hilton Honors Business Card, you should remember that there are many different types of cards for different purposes. This American Express card is designed for small business owners who travel frequently and want to earn free hotel nights with their preferred hotel chain. Of course, other competing cards on the market will let you earn cash back or offer different benefits. You should take the time and care to consider which benefits will suit you and your business the best.

Are There Any Other Benefits?

Beyond its rewards rates, the American Express Hilton Honors Business card offers a number of valuable benefits.

• Possibility to upgrade to Diamond status. You can receive Hilton Honors Diamond status if you reach a spending of $40,000 in a calendar year
• Extended warranty. Whenever you purchase an item with your American Express Hilton Honors Business card, American Express will extend the manufacturer's warranty for two additional years. This extended warranty is only for U.S. warranties of five years or less.
• Purchase protection. In addition to the extended warranty service, purchases will have protection from damage or theft for up to 120 days. Protection is covered up to $1,000 per occurrence and no more than $50,000 of occurrences over a calendar year.
• Access to American Express discounts and offers. One of the benefits of having a co-branded credit card is enjoying the perks of two companies at once. American Express enhances the Hilton Honors Business card by including discounts on purchases at restaurants, cruises, hotels, and with airlines.
• Airport Lounge Access.The American Express Hilton Honors Business card provides 10 complimentary Priority Pass visits if enrolled in Priority Pass™Select Membership.
• Zero foreign transaction fees. Most credit cards will charge you a 3% foreign transaction fee while traveling outside the U.S. With the Hilton Honors Business Card, there are no additional costs if you pay in foreign currency.

Conclusion

If you do a lot of traveling, prefer to stay at Hilton, and have at least a good credit score, then the Hilton Honors Business Card is an option to consider. Even though this card has a lot of great bonus points and elite benefits, only regular stays at Hilton properties make applying for one worthwhile.

There is a generous Hilton Honors points system in place, but you need to be a Hilton loyalist to gain more points and enjoy all the benefits the card provides. For example, you can earn a free night reward at Hilton hotels if you spend $15,000 on your Hilton Honors Business Card, and you can get a second one if you spend another $45,000 (total of $60,000) with the card in the same year. Many people use this American Express Hilton Honors Business card with other Hilton cards to get even more free nights.

Overall, this credit card will be a good addition to any businessman’s wallet. Hilton is one of the top hotel chains, business travelers will find their hotels and resorts in small towns and big cities worldwide.