Platinum Exclusively for Morgan Stanley from American Express® Credit Card Review

All benefits

• Points
  • 5x For every dollar spent (on up to $500,000 per calendar year) on airline ticket purchases directly with airlines or with American Express Travel, and on prepaid hotel purchases made with American Express Travel.
• Travel
  • $200 Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel when you pay with your Platinum Card®.
  • Uber Cash, Uber VIP:
  • With your Platinum Card, you'll receive $15 in Uber Cash to use on eligible orders with Uber Eats and rides with Uber in the US every month plus a bonus $20 in December, delivered through an exclusive Uber app experience. That's up to $200 for Uber orders with Uber Eats and rides with Uber annually. You'll also become an Uber VIP, where available, without meeting minimum ride requirements and be matched with top-rated drivers, so that even a 5-minute trip can be a 5-star experience.
  • $200 Airline Fee Credit.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 21.24% - 29.24% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • None
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on charges automatically added to a Pay Over Time balance if each month you pay your Account Total New Balance on your billing statement (or, if you have a Plan balance, your Adjusted Balance on your billing statement) by the due date. If you have Cash Advance on your Account, you will be charged interest on cash advances on the transaction date.

Fees

Pros & Cons

Features

• No foreign transaction fees
• Payment Flexibility
• Rewards
• Bonus points
• Travel
• Airline
• Excellent Credit