USES

SCHEELS Visa® from First National Bank of Omaha Review

SCHEELS Visa® from First National Bank of Omaha — all information about the credit card.

Updated December 12, 2023
Advertiser Disclosure Our Methodology
FNBO SCHEELS Visa®
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Our Rating:
3.98 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points per $1 on SCHEELS purchases.
    • 1x Points on all other purchases.
  • Intro Offer:
    • 1,500x Points after the first purchase made with your card outside of SCHEELS.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 7 billing cycles from the transaction date
  • Regular APR:
    25.24% Variable
  • Balance Transfer APR:
    25.24% Variable
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First National Bank of Omaha SCHEELS Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
SCHEELS
$
1X
All other purchases
$
Have you already recieved the First National Bank of Omaha intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 3x On SCHEELS purchases.
    • 1x On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 7 billing cycles from the transaction date
  • Purchase APR
    • 25.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 25.24% Variable
  • APR for Cash Advances
    • 29.74% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • $15 or 5% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • None
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • Intro APR period
  • No Annual Fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • 0% Intro APR
  • No Annual Fee
  • Rewards
  • Bonus points
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

First National Bank of Omaha
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

First National Bank of Omaha SCHEELS Visa® is an option for those, who need Classic features. With an APR of 25.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First National Bank of Omaha SCHEELS Visa® you will get such features as 0% Intro APR, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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