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BPme Rewards Visa Signature® from FNBO Credit Card Review

BPme Rewards Visa Signature® from First National Bank of Omaha — all information about the credit card.

Updated December 12, 2023
Advertiser Disclosure Our Methodology
First National Bank of Omaha BPme Rewards Visa Signature®
Apply now
Our Rating:
4.03 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back on non-fuel purchases at BP and Amoco.
    • 3% Cash Back on dining.
    • 3% Cash Back on groceries.
  • Intro Offer:
    • 26.3% Earn 30 cents off per gallon for every $100 spent at BP for the first 90 days from account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    30.99%
  • Balance Transfer APR:
    30.99%
Show more

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First National Bank of Omaha BPme Rewards Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
BP and Amoco purchases
$
3%
Dining
$
3%
Groceries
$
Have you already recieved the First National Bank of Omaha intro bonus?
Calculate
Your Results
Total yearly earnings
First year rewards
$158
Rest years rewards
$132
Annual fee
$0
Yes, First National Bank of Omaha BPme Rewards Visa Signature® credit card is worth its annual fee!
How to maximize your First National Bank of Omaha BPme Rewards Visa Signature® rewards?

Follow these simple steps to make the most of First National Bank of Omaha BPme Rewards Visa Signature® credit card:

  • Spend more on BP and Amoco purchases
  • Pay off your balance in full each month.
  • Make a large purchases plan.

Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with First National Bank of Omaha BPme Rewards Visa Signature®.

Your net profit in the first year
$158.3
cup of coffee x59
Your net profit in subsequent years
$132
cup of coffee x49
Show less details
You will receive $158 in the first year
Where you get the most profit
  • BP and Amoco purchases
  • Dining
  • Groceries
  • Into bonus
BP and Amoco purchases
$60
Dining
$36
Groceries
$36
Into bonus
$26.3
Total
$158
Annual fee
$0
Net yearly credit card profit
$158.3
You will receive $132 in the rest years
Where you get the most profit
  • BP and Amoco purchases
  • Dining
  • Groceries
BP and Amoco purchases
$60
Dining
$36
Groceries
$36
Total
$132
Annual fee
$0
Net yearly credit card profit
$132

All benefits

  • Cash back
    • 5% On non-fuel purchases at BP and Amoco.
    • 3% On dining.
    • 3% On groceries.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 30.99%
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 30.99%
  • APR for Cash Advances
    • 29.99%
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • High APR
  • No Intro APR period
  • Foreign Transaction Fee

Features

Classic
Visa
  • No Annual Fee
  • Cashback
  • Rewards
  • Good Credit
  • Excellent Credit

About the issuer

First National Bank of Omaha
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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First National Bank of Omaha BPme Rewards Visa Signature® is an option for those, who need Classic features. With an APR of 30.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First National Bank of Omaha BPme Rewards Visa Signature® you will get such features as No Annual Fee, Cashback, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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