USES

NYCB Secured Visa® from First National Bank of Omaha Review

NYCB Secured Visa® from First National Bank of Omaha — all information about the credit card.

Updated December 12, 2023
Advertiser Disclosure Our Methodology
First National Bank of Omaha NYCB Secured Visa®
Apply now
Our Rating:
2.23 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    29.49% Variable
  • Balance Transfer APR:
    29.49% Variable
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 29.49% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • None
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • High APR
  • No Intro APR period
  • Foreign Transaction Fee
  • No rewards

Features

Platinum
Visa
  • No Annual Fee
  • Poor Credit

About the issuer

First National Bank of Omaha
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
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    Purchase Intro APR
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Secured Mastercard® Merrick Bank
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See Another Credit Cards in the Bank

First National Bank of Omaha NYCB Secured Visa® is an option for those, who need Platinum features. With an APR of 29.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With First National Bank of Omaha NYCB Secured Visa® you will get such features as No Annual Fee, Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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