USES

FIAT® DrivePlus Mastercard® from First National Bank of Omaha Review

FIAT® DrivePlus Mastercard® from First National Bank of Omaha — all information about the credit card.

Updated December 12, 2023
Advertiser Disclosure Our Methodology
First National Bank of Omaha FIAT® DrivePlus Mastercard®
Apply now
Our Rating:
3.96 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Back on FCA US purchases.
    • 2% Back on gas and travel purchases.
    • 1% Back on all other purchases.
  • Intro Offer:
    • $1,000 Bonus Certificate toward your next new FCA US vehicle when you spend $7,500 in your first year.
    • $100 Back as a $100 statement credit when you spend $100 in FCA US purchases in your first billing cycle after the account is opened.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Intro APR for 6 billing cycles every time you use your FCA DrivePlus℠ Mastercard® for FCA US dealership purchases of $499 or more
  • Regular APR:
    21.24% - 30.24% Variable
  • Balance Transfer APR:
    21.24% - 30.24% Variable
Show more

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First National Bank of Omaha FIAT® DrivePlus Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
FCA US purchases
$
2%
Gas
$
2%
Travel
$
1%
All other purchases
$
Have you already recieved the First National Bank of Omaha intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 5% On FCA US purchases.
    • 2% On gas and travel purchases.
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Intro APR for 6 billing cycles every time you use your FCA DrivePlus℠ Mastercard® for FCA US dealership purchases of $499 or more
  • Purchase APR
    • 21.24% - 30.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 21.24% - 30.24% Variable
  • APR for Cash Advances
    • 30.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • None
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro Purchase APR
Cons:
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • 0% Intro APR
  • No Annual Fee
  • Cashback
  • Fraud Protection
  • Rewards
  • Travel
  • Airline
  • Good Credit
  • Excellent Credit

About the issuer

First National Bank of Omaha
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

First National Bank of Omaha FIAT® DrivePlus Mastercard® is an option for those, who need Classic features. With an APR of 21.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First National Bank of Omaha FIAT® DrivePlus Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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