USES

AmaZing Cash® for Business from Zions Bank Review

AmaZing Cash® for Business from Zions Bank — all information about the credit card.

Updated December 07, 2023
Advertiser Disclosure Our Methodology
Zions AmaZing Cash® for Business
Apply now
Our Rating:
5 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back on common business-related expenses, including cellular services, internet services, office supplies, cable TV and telecommunications.
    • 2% Cash Back on travel-related purchases, including airlines and vehicle rentals.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $750 Cash Back when you spend $7,500 in the first 120 days.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Intro APR for the first 6 months from account opening
  • Regular APR:
    18.49% Variable
  • Balance Transfer APR:
    18.49% Variable
Show more

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Zions Bank AmaZing Cash® for Business Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3%
Mobile phone
$
3%
Office supply and internet
$
3%
Cable and satellite TV
$
2%
Travel
$
1%
All other purchases
$
Have you already recieved the Zions Bank intro bonus?
Calculate
Your Results
Yearly earnings
$144
Annual fee
$0
Yes, Zions Bank AmaZing Cash® for Business credit card is worth its annual fee!
How to maximize your Zions Bank AmaZing Cash® for Business rewards?

You can boost your total rewards by getting Zions Bank welcome bonus. To do that spend more on all purchases. To maximize all other rewards follow the tips below:

  • Spend more on Mobile phone
  • Pay off your balance in full each month.
  • Make a large purchases plan.

Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Zions Bank AmaZing Cash® for Business.

Your net profit in the first year
$144
cup of coffee x53
Show less details
You will receive $144 in the first year
Where you get the most profit
  • Mobile phone
  • Office supply and internet
  • Cable and satellite TV
  • Travel
  • All other purchases
Mobile phone
$36
Office supply and internet
$36
Cable and satellite TV
$36
Travel
$24
All other purchases
$12
Total
$144
Annual fee
$0
Net yearly credit card profit
$144

All benefits

  • Cash back
    • 3% On common business-related expenses, including cellular services, internet services, office supplies, cable TV and telecommunications.
    • 2% On travel-related purchases, including airlines and vehicle rentals.
    • 1% On all other purchases.
  • Travel
    • Visa Concierge Service:
    • Provides cardholders with personalized information and referrals on a wide range of topics related to travel, dining, and entertainment.
    • Travel Accident Insurance:
    • Offers coverage options for employees traveling on company business, while at work, or on a 24-hour basis.
    • Travel & Emergency Assistance:
    • If you face an unexpected medical incident when you are travelling, the Emergency Travel Assistance (ETA) in your travel insurance is there to help.

Rate and fee information

  • Purchase Intro APR
    • 0% Intro APR for the first 6 months from account opening
  • Purchase APR
    • 18.49% Variable
  • Intro Balance Transfer APR
    • 0% Intro APR for the first 6 months from date of balance transfer. For the introductory APR to apply transfer(s) must post to your account within 90 days of your account opening date
  • Balance Transfers APR
    • 18.49% Variable
  • APR for Cash Advances
    • 24.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 20 days after the close of each billing cycle. You will not be charged any interest on purchases and balance transfers if you pay your entire balance due by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 3% of the amount of the transaction, but not less than $10
  • Fees for Cash Advances
    • 3% of the amount of the transaction, but not less than $10
  • Return Payment
    • Up to $29
  • Late Payment
    • $19 on account balances up to $249.99; $29 on balances between $250.00 and $499.99; $39 on balances of $500.00 or more
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Travel
  • Airline
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Zions Bank
Zions Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Zions Bank AmaZing Cash® for Business is an option for those, who need Classic features. With an APR of 18.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Zions Bank AmaZing Cash® for Business you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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