USES

AmaZing Rewards® Business from Zions Bank Review

AmaZing Rewards® Business from Zions Bank — all information about the credit card.

Updated December 07, 2023
Advertiser Disclosure Our Methodology
Zions Bank AmaZing Rewards® Business
Apply now
Our Rating:
4.22 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points for every $1 you spend on select business purchases, including office supplies, cellular services, internet services, telecommunications and cable TV.
    • 2x Points for every $1 you spend on select business travel purchase, including airline and car rentals.
    • 1x Point for every $1 you spend on your AmaZing Rewards for Business credit card.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Intro APR on purchases for 6 months
  • Regular APR:
    19.49% Variable
  • Balance Transfer APR:
    19.49% Variable
Show more

We recommend more cards

Divvy Cross River Bank
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Apply now

Zions Bank AmaZing Rewards® Business Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Office supply and internet
$
3X
Cellular services
$
3X
Other business purchases
$
3X
Cable and satellite TV
$
2X
Travel
$
1X
All other purchases
$
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 3x On select business purchases, including office supplies, cellular services, internet services, telecommunications and cable TV.
    • 2x On select business travel purchase, including airline and car rentals.
    • 1x On your AmaZing Rewards for Business credit card.

Rate and fee information

  • Purchase Intro APR
    • 0% Intro APR on purchases for 6 months
  • Purchase APR
    • 19.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.49% Variable
  • APR for Cash Advances
    • 24.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 20 days after the close of each billing cycle. You will not be charged any interest on purchases and balance transfers if you pay your entire balance due by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 2% of the transfer amount but not less than $5 or more than $50
  • Fees for Cash Advances
    • 3% of the amount of the transaction, but not less than $5
  • Return Payment
    • Up to $29
  • Late Payment
    • $19 on account balances up to $249.99; $29 on balances between $250.00 and $499.99; $39 on balances of $500.00 or more
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • No welcome bonus
  • Foreign Transaction Fee

Features

Classic
Visa
  • 0% Intro APR
  • No Annual Fee
  • Rewards
  • Bonus points
  • Travel
  • Airline
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

Zions Bank
Zions Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

The Owner’s Rewards Card by M1 Celtic Bank
The Owner’s Rewards Card by M1
Celtic Bank
3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
Apply now
On Celtic Bank‘s site
Low income
First Access Visa® The Bank of Missouri
First Access Visa® Card
4.2 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
Apply now
On the First Access Visa® Card secure website
Unsecured
Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On First Electronic Bank‘s site

See Another Credit Cards in the Bank

Zions Bank AmaZing Rewards® Business is an option for those, who need Classic features. With an APR of 19.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Zions Bank AmaZing Rewards® Business you will get such features as 0% Intro APR, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Unsecured
Milestone® Mastercard®
Milestone® Mastercard®
3.5 out of 5
Recommended credit score
scorer
Poor to Good (300-739)
  • $175
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Milestone Mastercard® website