Vivid Rewards Visa® from Zions Bank Review

All benefits

• Points
  • 3x On dining, entertainment, transit, and digital services.
  • 1x On all other eligible purchases.
• Travel
  • Car rental collision damage waiver:
  • Car rental collision damage waiver may protect you if your rental car is damaged from an accident or theft.
  • Travel Accident Insurance:
  • Travel accident insurance protects you abroad from the financial consequences that can arise from accidents.

Rate and fee information

• Purchase Intro APR
  • 0% Intro APR for 6 months from date of Card Account opening
• Purchase APR
  • 17.50% - 29.50% Variable
• Intro Balance Transfer APR
  • 0% Intro APR for 12 months from date of Card Account opening
• Balance Transfers APR
  • 17.50% - 29.50% Variable
• APR for Cash Advances
  • 26.50% - 30.50% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases and balance transfers if you pay your entire balance due by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

Pros & Cons

Features

• 0% Intro APR
• No Annual Fee
• No foreign transaction fees
• Payment Flexibility
• Fraud Protection
• Rewards
• Bonus points
• Purchase Protection
• Extended Warranty Protection
• Lost Luggage Reimbursement
• Auto Rental Insurance
• Good Credit
• Excellent Credit