USES

Clarity Visa® from Zions Bank Review

Clarity Visa® from Zions Bank — all information about the credit card.

Updated December 07, 2023
Advertiser Disclosure Our Methodology
Zions Bank Clarity Visa®
Apply now
Our Rating:
3.64 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Intro APR for 6 months from date of Card Account opening
  • Regular APR:
    15.00% - 24.00% Variable
  • Balance Transfer APR:
    15.00% - 24.00% Variable
Show more

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All benefits

  • Travel
    • Car rental collision damage waiver:
    • Car rental collision damage waiver may protect you if your rental car is damaged from an accident or theft.
    • Travel Accident Insurance:
    • Travel accident insurance protects you abroad from the financial consequences that can arise from accidents.
    • Lost Luggage Reimbursement:
    • You have the legal right to claim compensation from the airline if your checked-in luggage is delayed, lost or damaged.

Rate and fee information

  • Purchase Intro APR
    • 0% Intro APR for 6 months from date of Card Account opening
  • Purchase APR
    • 15.00% - 24.00% Variable
  • Intro Balance Transfer APR
    • 0% Intro APR for 15 months from date of Card Account opening
  • Balance Transfers APR
    • 15.00% - 24.00% Variable
  • APR for Cash Advances
    • 26.50% - 30.50% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases and balance transfers if you pay your entire balance due by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 3% of the amount of each transaction, but not less than $10
  • Fees for Cash Advances
    • 3% of the amount of each transaction, but not less than $10
  • Penalty Fees
    • None
  • Return Payment
    • None
  • Late Payment
    • None
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
  • No Foreign Transaction Fee
Cons:
  • No rewards

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Fraud Protection
  • Purchase Protection
  • Extended Warranty Protection
  • Lost Luggage Reimbursement
  • Trip Cancellation
  • Auto Rental Insurance
  • Poor Credit

About the issuer

Zions Bank
Zions Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Zions Bank Clarity Visa® is an option for those, who need Classic features. With an APR of 15.00% - 24.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Zions Bank Clarity Visa® you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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