Premier Visa® from Zions Bank Review

Premier Visa® from Zions Bank — all information about the credit card.

Amegy Bank® Premier Visa®
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Our Rating:
4.18 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2.5% Cash Back or 2.5x points on all Travel purchases.
    • 1.5% Cash Back or 1.5x points on everything else.
  • Intro Offer:
    • $150 Cash or 15,000 points when you spend $4,000 within the first 90 days.
  • Annual Fee:
    $0 for the first year
    $95 thereafter
  • Purchase Intro APR:
    None
  • Regular APR:
    19.49% - 27.49% Variable
  • Balance Transfer APR:
    19.49% - 27.49% Variable
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Zions Bank Premier Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2.5%
Travel
$
1.5%
All other purchases
$
Have you already recieved the Zions Bank intro bonus?
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All benefits

  • Cash back
    • 2.5% On all Travel purchases.
    • 1.5% On everything else.
  • Travel
    • Trip cancellation insurance:
    • Reimburses a traveler for prepaid, nonrefundable travel expenses.
    • Travel accident insurance:
    • A type of insurance designed to cover the costs and losses associated with unexpected events incurred while traveling.
    • Lost and delayed baggage reimbursement:
    • Compensates passengers for lost, delayed or damaged luggage.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.49% - 27.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.49% - 27.49% Variable
  • APR for Cash Advances
    • 28.49% - 29.49% Variable

Fees

  • Annual Fee
    • $0 for the first year
      $95 thereafter
View all Rates & Fees

Pros & Cons

Pros:
  • Rewards program
Cons:
  • Annual Fee

Features

Classic
Visa
  • Cashback
  • Rewards
  • Travel
  • Airline
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Trip Cancellation
  • Good Credit
  • Excellent Credit

About the issuer

Zions Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Destiny® Mastercard® First Electronic Bank
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1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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On First Electronic Bank‘s site
The Owner’s Rewards Card by M1 Celtic Bank
The Owner’s Rewards Card by M1
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3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
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First Progress Platinum Prestige Mastercard® Secured Synovus Bank
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3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
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On First Progress’s site

Zions Bank Premier Visa® is an option for those, who need Classic features. With an APR of 19.49% - 27.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Zions Bank Premier Visa® you will get such features as Cashback, Rewards, Travel, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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3.5 out of 5
Recommended credit score
scorer
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site