Premier Visa® from Zions Bank Review

Premier Visa® from Zions Bank — all information about the credit card.

Amegy Bank® Premier Visa®
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Our Rating:
4.18 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2.5% Cash Back or 2.5x points on all Travel purchases.
    • 1.5% Cash Back or 1.5x points on everything else.
  • Intro Offer:
    • $150 Cash or 15,000 points when you spend $4,000 within the first 90 days.
  • Annual Fee:
    $0 for the first year
    $95 thereafter
  • Purchase Intro APR:
    None
  • Regular APR:
    19.49% - 27.49% Variable
  • Balance Transfer APR:
    19.49% - 27.49% Variable
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We recommend more cards

Zions Bank Premier Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2.5%
Travel
$
1.5%
All other purchases
$
Have you already recieved the Zions Bank intro bonus?
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All benefits

  • Cash back
    • 2.5% On all Travel purchases.
    • 1.5% On everything else.
  • Travel
    • Trip cancellation insurance:
    • Reimburses a traveler for prepaid, nonrefundable travel expenses.
    • Travel accident insurance:
    • A type of insurance designed to cover the costs and losses associated with unexpected events incurred while traveling.
    • Lost and delayed baggage reimbursement:
    • Compensates passengers for lost, delayed or damaged luggage.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.49% - 27.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 19.49% - 27.49% Variable
  • APR for Cash Advances
    • 28.49% - 29.49% Variable

Fees

  • Annual Fee
    • $0 for the first year
      $95 thereafter
View all Rates & Fees

Pros & Cons

Pros:
  • Rewards program
Cons:
  • Annual Fee

Features

Classic
Visa
  • Cashback
  • Rewards
  • Travel
  • Airline
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Trip Cancellation
  • Good Credit
  • Excellent Credit

About the issuer

Zions Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Cash Back, No Annual Fee, Daily use
Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
4.49 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site
International students
Quicksilver Student Cash Rewards Capital One
Capital One Quicksilver Student Cash Rewards Credit Card
3.43 out of 5
Recommended credit score
score
No Credit History
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on all purchases.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Good credit score
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
4.35 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website

Zions Bank Premier Visa® is an option for those, who need Classic features. With an APR of 19.49% - 27.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Zions Bank Premier Visa® you will get such features as Cashback, Rewards, Travel, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Travel, Daily use
3.43 out of 5
Recommended credit score
scorer
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site