Reserve Visa® from Zions Bank Review
Reserve Visa® from Zions Bank — all information about the credit card.
Updated December 07, 2023
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Recommended credit score
Excellent (740-799)
- Rewards Rate:
- 3% Cash or 3X points on all Travel & Dining purchases.
- 2% Cash or 2X points on everything else.
- Intro Offer:
- $500 Cash or 50,000 points when you spend $5,000 within the first 90 days.
- Annual Fee:$450 annually
- Purchase Intro APR:None
- Regular APR:19.49% - 29.49% Variable
- Balance Transfer APR:19.49% - 29.49% Variable
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Capital One Quicksilver Student Cash Rewards Credit Card
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Capital One Spark Cash Plus
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Zions Bank Reserve Visa® Rewards Calculator
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All benefits
- Cash back
- 3% On all Travel & Dining purchases.
- 2% On everything else.
- Travel
- Trip cancellation insurance:
- Reimburses a traveler for prepaid, nonrefundable travel expenses.
- Travel accident insurance:
- A type of insurance designed to cover the costs and losses associated with unexpected events incurred while traveling.
- Lost and delayed baggage reimbursement:
- Compensates passengers for lost, delayed or damaged luggage.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 19.49% - 29.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 19.49% - 29.49% Variable
- APR for Cash Advances
- 28.49% - 29.49% Variable
Pros & Cons
Pros:
- Travel benefits
Cons:
- Annual Fee
Features
- Cashback
- Rewards
- Travel
- Airline
- Lost Luggage Reimbursement
- Baggage Delay Insurance
- Trip Cancellation
- Excellent Credit
About the issuer
Zions Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Cash Back, No Annual Fee, Daily use
Capital One Quicksilver Cash Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
Learn more
on our partner’s site
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website
Good credit score
Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website
See Another Credit Cards in the Bank
Zions Bank Reserve Visa® is an option for those, who need Classic features. With an APR of 19.49% - 29.49% and $450 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Zions Bank Reserve Visa® you will get such features as Cashback, Rewards, Travel, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 1.5%Cash Back on every purchase.
- NonePurchase Intro APR
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on our partner’s site