Business Cash Rewards from Truist Bank Review

All benefits

• Cash back
  • 3% On gas.
  • 2% At restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month.
  • 1% On all other eligible purchases.
• Travel
  • Travel and Emergency Assistance Services:
  • Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home.
  • Auto Rental Collision Damage Waiver:
  • Reimburses You for damages caused by theft or collision — up to the Actual Cash Value of most rented cars. Auto Rental Collision Damage Waiver covers no other type of loss.
  • Travel Accident Insurance:
  • Protects you abroad from the financial consequences that can arise from accidents.
  • Lost Luggage Reimbursement:
  • You can be reimbursed for the difference between the “value of the amount claimed” and the Common Carrier’s payment up to three thousand dollars ($3,000.00) per Covered Trip (for New York residents, coverage is limited to two thousand dollars ($2,000.00) per bag), provided the Checked Luggage and/or Carry-on Baggage and/or its contents was lost due to theft or misdirection by the Common Carrier.
  • Visa Signature Concierge:
  • Provides complimentary Concierge service, featuring 24-hour assistance with travel planning, dinner reservations, and more.

Rate and fee information

• Purchase Intro APR
  • 0% Introductory APR for the first 9 billing cycles
• Purchase APR
  • 17.49% - 26.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 17.49% - 26.49% Variable
• APR for Cash Advances
  • 29.49% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance in full by the due date each month.

Fees

Pros & Cons

Features

• 0% Intro APR
• No Annual Fee
• Cashback
• Payment Flexibility
• Fraud Protection
• Rewards
• Purchase Protection
• Extended Warranty Protection
• Lost Luggage Reimbursement
• Auto Rental Insurance
• 24/7 Travel Assistant
• Good Credit
• Excellent Credit