Business Travel Rewards from Truist Bank Review

All benefits

• Miles
  • 2x For each $1.00 in eligible purchases on airline tickets, car rentals or hotel lodging.
  • 1x For each $1.00 in eligible purchases.
• Travel
  • Loyalty Travel Bonus:
  • Get an extra Loyalty Travel Bonus based on your Truist business deposit relationship when you redeem miles for travel.
  • $85 Receive up to $85 statement credit per organization every 4 years towards TSA PreCheck® or Global Entry® application fee reimbursement.
  • Travel and Emergency Assistance Services:
  • Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home.
  • Auto Rental Collision Damage Waiver:
  • Auto Rental Collision Damage Waiver reimburses You for damages caused by theft or collision — up to the Actual Cash Value of most rented cars.
  • Travel Accident Insurance:
  • Travel accident insurance protects you abroad from the financial consequences that can arise from accidents.
  • Lost Luggage Reimbursement:
  • With Lost Luggage Reimbursement, You can be reimbursed for the difference between the “value of the amount claimed” and the Common Carrier’s payment up to three thousand dollars ($3,000.00) per Covered Trip (for New York residents, coverage is limited to two thousand dollars ($2,000.00) per bag), provided the Checked Luggage and/or Carry-on Baggage and/or its contents was lost due to theft or misdirection by the Common Carrier. “Value of the amount claimed” is the lesser of the following three amounts: the original purchase price of the item(s), the actual cash value of the item(s) at the time of theft or misdirection (with appropriate deduction for depreciation), and the cost to replace the item(s).

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 17.49% - 26.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 17.49% - 26.49% Variable
• APR for Cash Advances
  • 29.49% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance in full by the due date each month.

Fees

Pros & Cons

Features

• No foreign transaction fees
• Payment Flexibility
• Fraud Protection
• Rewards
• Purchase Protection
• Extended Warranty Protection
• Travel
• Airline
• Lost Luggage Reimbursement
• Auto Rental Insurance
• Good Credit
• Excellent Credit