Enjoy Cash from Truist Bank Review
Enjoy Cash from Truist Bank ā all information about the credit card.
- Rewards Rate:
- 3% Cash Back on gas (with a combined $1,000 monthly spend cap).
- 2% Cash Back on utilities and groceries (with a combined $1,000 monthly spend cap).
- 1.5% Cash Back on all other purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for 12 months
- Regular APR:18.49% - 27.49% Variable
- Balance Transfer APR:18.49% - 27.49% Variable
We recommend more cards
Truist Bank Enjoy Cash Rewards Calculator
Follow these simple steps to make the most of Truist Bank Enjoy Cash credit card:
- Spend more on Gas
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Truist Bank Enjoy Cash.
- Gas
- Groceries
- All other purchases
All benefits
- Cash back
- 3% On gas (with a combined $1,000 monthly spend cap).
- 2% On utilities and groceries (with a combined $1,000 monthly spend cap).
- 1.5% On all other purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for 12 months
- Purchase APR
- 18.49% - 27.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 18.49% - 27.49% Variable
- APR for Cash Advances
- 27.49% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance in full by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- 3% of each advance ($10.00 minimum)
- Fees for Cash Advances
- 4% of each advance or $10.00 minimum on transactions greater than $10
- Penalty Fees
- None
- Return Payment
- None
- Late Payment
- Up to $40
Pros & Cons
- No Annual Fee
- Intro APR period on purchases
- No Foreign Transaction Fee
- No Intro APR period on balance transfers
Features
- 0% Intro APR
- No Annual Fee
- No foreign transaction fees
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Good Credit
- Excellent Credit
About the issuer
Compare with other cards
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%Youāll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
Truist Bank Enjoy Cash is an option for those, who need Classic features. With an APR of 18.49% - 27.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Truist Bank Enjoy Cash you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.