USES

Future from Truist Bank Review

Future from Truist Bank ā€” all information about the credit card.

Updated December 04, 2023
Advertiser Disclosure Our Methodology
Truist Bank Future
Apply now
Our Rating:
3.81 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 15 months
  • Regular APR:
    16.49% - 25.49% Variable
  • Balance Transfer APR:
    16.49% - 25.49% Variable
Show more

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Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 15 months
  • Purchase APR
    • 16.49% - 25.49% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 15 months your account is open for all balances transferred with 90 days of account opening
  • Balance Transfers APR
    • 16.49% - 25.49% Variable
  • APR for Cash Advances
    • 27.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance in full by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 3% of each advance ($10.00 minimum)
  • Fees for Cash Advances
    • 4% of each advance or $10.00 minimum on transactions greater than $10
  • Penalty Fees
    • None
  • Return Payment
    • None
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
  • Intro APR period
Cons:
  • No rewards

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Fraud Protection
  • Purchase Protection
  • Fair Credit
  • Good Credit

About the issuer

Truist Bank
Truist Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Truist Bank Future is an option for those, who need Classic features. With an APR of 16.49% - 25.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Truist Bank Future you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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