USES

Enjoy Beyond from Truist Bank Review

Enjoy Beyond from Truist Bank — all information about the credit card.

Updated December 04, 2023
Advertiser Disclosure Our Methodology
Truist Enjoy Beyond
Apply now
Our Rating:
3.99 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points per $1 spent on airfare, hotels, and car rentals.
    • 2x Points per $1 spent on dining.
    • 1x Points per $1 spent on all other eligible purchases.
  • Intro Offer:
    • 30,000x Bonus points after you spend $1,500 within 90 days of account opening.
  • Annual Fee:
    $195 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    18.49% - 27.49% Variable
  • Balance Transfer APR:
    18.49% - 27.49% Variable
Show more

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Truist Bank Enjoy Beyond Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Flights
$
3X
Hotels
$
3X
Car rental
$
2X
Dining
$
1X
All other purchases
$
Have you already recieved the Truist Bank intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 3x Per $1 spent on airfare, hotels, and car rentals.
    • 2x Per $1 spent on dining.
    • 1x Per $1 spent on all other eligible purchases.
  • Travel
    • $100 Receive up to $100 annual travel experience statement credit for items such as ground transport, streaming services, and ticket agencies.
    • $100 Up to $100 statement credit for TSA PreCheck® or Global Entry® fee awarded once every four years.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 18.49% - 27.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 18.49% - 27.49% Variable
  • APR for Cash Advances
    • 27.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance in full by the due date each month.

Fees

  • Annual Fee
    • $195 annually
  • Fees for Balance Transfer
    • 3% of each advance ($10.00 minimum)
  • Fees for Cash Advances
    • 4% of each advance or $10.00 minimum on transactions greater than $10
  • Penalty Fees
    • None
  • Return Payment
    • None
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
Cons:
  • Annual Fee
  • No Intro APR period

Features

Classic
Visa
Contactless
  • No foreign transaction fees
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Bonus points
  • Travel
  • Airline
  • Good Credit
  • Excellent Credit

About the issuer

Truist Bank
Truist Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Truist Bank Enjoy Beyond is an option for those, who need Classic features. With an APR of 18.49% - 27.49% and $195 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Truist Bank Enjoy Beyond you will get such features as No foreign transaction fees, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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