Personal Loan from Bank of Hawaii
Personal Loan from Bank of Hawaii - see full info about rates, terms, credit score.
Updated May 04, 2026
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Check your personal loan rates
APR Range
11 - 17.5%
Amount
up to $20,000
Term
up to 60 months
Minimum credit score:
Fair (580-669)
No early payoff penalty
See full info about rates in different states
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Options
- Loan purpose:Personal Loan
- Bank:
- Credit Level:Fair (580-669)
Fees
- Origination fee$50
Pros & Cons
Pros:
- Low fees and fixed monthly payments
Cons:
- Loan fee
Rates
Rates
11 - 17.5%
Term
24 - 60 months
Loan Amount
$1,500 - $20,000
List of states where Bank of Hawaii loan is not available:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Wisconsin
- West Virginia
- Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- Ages
18 years or older.
- Residence
Residents of Hawaii or Guam may apply online using a valid email address or at a branch. Residents of Saipan and Palau must apply at a branch.
- Requirements Description
- Valid email address
- Social Security number (or tax identification number)
- Current paystubs for the most recent 30-day period
- IRS Form W2 for the last 2 years
- Federal personal income tax returns for the last 2 years (or business tax returns for self-employed)
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Description
Bank of Hawaii offers personal loans that can be used for any purpose.
The Bank offers personal loans that range from $1,500 to $20,000, with repayment terms from 24 to 60 months.
A $50 loan fee will be financed as a part of your total loan amount. When inputting your loan amount, you will receive your approved loan amount, less $50.
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