Personal Loan from USAA Bank

Personal Loan from USAA Bank - see full info about rates, terms, credit score.

Updated August 26, 2022
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5 out of 5
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Check your personal loan rates

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APR Range
7.24 - 18.26%
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Amount
up to $100,000
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Term
up to 84 months
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Minimum credit score:
Good (670-739)
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No early payoff penalty
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No origination fee
See full info about rates in different states

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Options

  • Loan purpose:
    Personal Loan
  • Bank:
    USAA Bank
  • Credit Level:
    Good (670-739)
  • When funds are available:
    1 business day.

Fees

  • Origination fee
    No origination fee.
  • Early payment fee
    No early payment fees.

Pros & Cons

Pros:
  • No origination or prepayment fee
  • Autopay discount
Cons:
  • Must be a USAA member

Rates

Rates
7.24 - 18.26%
Term
12 - 84 months
Loan Amount
$2,500 - $100,000
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • What you need to get approved (Qualifications)
    FICO® score 690 or higher.
  • Requirements Description
    • Personal information (Name, Address, Phone Number, Date of Birth, Social Security Number)
    • Income Particulars (Income Type, Pay Method, Pay Frequency, Monthly Income)
    • Banking Details (Account Type, Account & Routing Numbers, Age of Account)

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Description

  • USAA Bank provides personal loans that can be used for any purpose.

    USAA Bank offers personal loans that range from $2,500 to $100,000, with repayment terms from 12 to 84 months.

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