Ameris Bank Annual Report

We maintain the complete database with all recent information about Ameris Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Ameris Bank data is relevant for April 2024.

4.4

Address

3490 Piedmont Rd, Ne Atlanta, GA 30305

FDIC Certificate ID

20504

Bank Charter Class

Federal Reserve Non-member

Financial report Ameris Bank

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
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1994
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1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
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1992

Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

23,591,556

23,754,594

20,350,488

18,156,981

11,357,345

Cash & Balances due from depository institutions

2,301,866

4,044,657

2,097,555

597,685

655,291

Cash items in process of collection

235,024

202,750

182,620

218,744

158,354

Collection in domestic offices

119,411

80,628

84,561

113,003

77,789

Currency and coin in domestic offices

115,613

122,122

98,059

105,741

80,565

Balances due from depository institutions in U.S.

140,723

134,990

48,200

158,320

106,172

Balances due from foreign banks

N/A

Balances due from FRB

1,926,119

3,706,917

1,866,735

220,621

390,765

Total securities *

1,164,322

672,919

983,345

1,403,864

1,192,865

U.S. Government securities

1,075,591

587,258

864,205

1,245,143

974,376

U.S. Treasury securities

312,888

N/A

U.S. Government agency obligations

762,703

587,258

864,205

1,245,143

974,376

Securities issued by states & political subdivisions

72,868

56,717

66,778

105,260

150,733

Other domestic debt securities

13,963

26,496

49,896

51,000

65,314

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

N/A

Structured financial products - Total

N/A

Other domestic debt securities - All other

13,963

26,496

49,896

51,000

65,314

Foreign debt securities

500

1,000

Equity securities not held for trading

1,400

1,448

1,466

1,461

1,442

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

5,000

20,000

24,413

35,048

Net loans and leases

17,944,044

16,961,308

15,449,161

14,436,998

8,594,393

Loan and leases loss allowance**

172,642

167,582

199,423

38,189

28,819

Total loans and leases

18,116,686

17,128,890

15,648,584

14,475,187

8,623,212

Unearned income

N/A

Loans and leases, gross

18,116,686

17,128,890

15,648,584

14,475,187

8,623,212

All real estate loans

13,332,919

12,633,674

10,701,838

10,366,536

6,090,685

Real estate loans in domestic offices

13,332,919

12,633,674

10,701,838

10,366,536

6,090,685

Construction and development loans

1,747,284

1,452,339

1,606,710

1,639,660

900,230

Residential 1-4 family construction

757,548

687,048

625,252

659,393

337,293

Other construction, all land development and other land

989,736

765,291

981,458

980,267

562,937

Secured by nonfarm nonresidential properties

6,290,664

6,062,608

4,780,305

3,899,306

2,730,475

Nonfarm nonresidential secured by owner-occupied properties

1,750,681

1,721,172

1,519,916

1,540,319

1,036,208

Commercial real estate other non-farm non-residential

4,539,983

4,341,436

3,260,389

2,358,987

1,694,267

Multifamily residential real estate

693,382

596,001

347,951

297,317

276,528

1-4 family residential loans

4,429,617

4,342,982

3,794,455

4,370,440

2,035,619

Farmland loans

171,972

179,744

172,417

159,813

147,833

Loans held in foreign offices

N/A

Farm loans

89,000

56,977

53,783

56,676

55,240

Commercial and industrial loans

2,645,091

2,402,454

2,219,952

1,330,847

984,866

Loans to individuals

343,046

457,073

1,052,924

1,550,833

482,559

Credit card loans

N/A

Related Plans

9,764

10,796

9,722

10,398

1,374

Consumer Loans - Auto

181,538

273,854

587,821

1,062,114

9,642

Other loans to individuals

151,744

172,423

455,381

478,321

471,543

All other loans & leases*

1,706,630

1,578,712

1,620,087

1,170,295

1,009,861

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

529,268

572,701

659,719

564,304

597,944

Other loans

1,010,135

850,099

957,258

593,919

372,347

Lease financing receivables

167,227

155,912

3,110

12,072

39,570

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

N/A

Bank premises and fixed assets

276,168

281,470

296,578

272,423

145,410

Other real estate owned

835

4,550

22,635

32,933

33,543

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

835

4,550

22,635

32,933

33,543

Other real estate owned: 1-4 family residential

112

2,111

180

3,150

4,320

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

723

1,978

18,295

18,717

20,368

Other real estate owned:Construction & development

N/A

461

4,160

11,066

8,855

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

1,325,821

1,274,670

1,057,178

1,043,911

487,795

Goodwill

958,558

948,122

863,507

867,139

438,145

Mortgage servicing assets

257,112

206,944

130,630

94,902

11,814

All other assets

573,500

495,020

424,036

344,754

213,000

Liabilities and Capital

Total liabilities and capital

23,591,556

23,754,594

20,350,488

18,156,981

11,357,345

Total Liabilities

20,306,268

20,674,687

17,516,103

15,547,516

9,753,452

Total deposits

19,832,780

19,906,333

17,126,418

14,130,413

9,656,289

Deposits held in domestic offices

19,832,780

19,906,333

17,126,418

14,130,413

9,656,289

Individuals, partnerships, and corporations

17,308,409

17,124,137

15,069,620

12,581,761

8,505,477

U.S. Government

N/A

States and political subdivisions in the U.S.

2,516,996

2,776,928

2,049,324

1,540,800

1,146,811

Commercial banks and other depository institutions in U.S.

7,375

5,268

7,474

7,852

4,001

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

19,832,780

19,906,333

17,126,418

14,130,413

9,656,289

Transaction accounts

2,756,467

2,820,656

2,373,480

1,651,823

874,170

Nontransaction accounts

17,076,313

17,085,677

14,752,938

12,478,590

8,782,119

Money market deposit accounts (MMDAs)

4,978,885

5,345,726

4,683,203

3,952,246

2,684,210

Other savings deposits (excluding MMDAs)

10,447,670

9,936,884

8,024,953

5,658,971

3,730,078

Total time deposits

1,649,758

1,803,067

2,044,782

2,867,373

2,367,831

Federal funds purchased and repurchase agreements

952

5,845

11,641

20,635

20,384

Trading liabilities

N/A

N/A - idobrmtg

48,708

312,721

48,955

1,172,727

7,848

Subordinated debt

75,967

126,528

76,150

76,596

N/A

All other liabilities

347,861

323,260

252,939

147,145

68,931

Total equity capital

3,285,288

3,079,907

2,834,385

2,609,465

1,603,893

Bank equity capital

3,285,288

3,079,907

2,834,385

2,609,465

1,603,893

Perpetual preferred stock

N/A

Common stock

750

Surplus

2,259,968

2,184,859

1,321,317

Undivided profits

1,024,570

819,189

573,667

423,856

281,826

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

131,454

97,914

84,783

80,878

46,280

Income earned, not collected on loans

57,126

57,029

76,460

53,237

36,970

Earning assets

21,069,575

21,391,071

18,346,712

16,216,726

10,305,441

Long-term assets (5+ years)

7,036,604

5,906,837

5,189,775

4,833,202

3,488,717

Average total assets

23,601,992.67

21,934,642.8

19,241,112

14,112,495.4

9,911,161.2

Average assets, quarterly

23,525,692

23,096,629

20,068,234.5

17,916,093.5

11,349,364.5

Total risk weighted assets adjusted

19,903,915

18,123,177

15,267,947

14,521,324

8,870,361

Adjusted average assets for leverage capital purposes

22,308,723

21,947,272

18,912,745

16,949,316

10,730,475

Life insurance assets

384,862

331,147

176,466

173,670

102,496

General account life insurance assets

334,087

280,195

125,496

122,805

84,969

Separate account life insurance assets

25,011

25,281

25,269

25,706

14,147

Hybrid life insurance assets

25,764

25,671

25,701

25,159

3,380

Volatile liabilities

463,383

517,993

509,957

1,817,301

412,224

Insider loans

144,747

149,340

77,855

66,482

2,789

FHLB advances

48,708

48,790

48,955

1,129,119

6,299

Loans and leases held for sale

555,665

1,254,632

1,167,659

1,656,711

111,298

Unused loan commitments

5,723,655

4,600,778

3,085,734

2,749,038

1,783,729

Tier one (core) capital

2,297,488

2,084,465

1,964,717

1,649,699

1,122,701

Tier 2 Risk-based capital

213,069

171,234

201,043

114,266

28,819

Total unused commitments

5,723,655

4,600,778

3,085,734

2,749,038

1,783,729

Derivatives

2,108,438

2,369,118

3,347,591

2,123,857

297,250