Bank OZK Annual Report

We maintain the complete database with all recent information about Bank OZK that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Bank OZK data is relevant for April 2024.

4.25

Address

18000 Cantrell Rd Little Rock, AR 72223

FDIC Certificate ID

110

Bank Charter Class

Federal Reserve Non-member

Financial report Bank OZK

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

25,919,965

26,530,430

27,162,596

23,559,400

22,388,030

Cash & Balances due from depository institutions

1,140,448

2,053,829

2,393,662

1,495,757

290,671

Cash items in process of collection

43,258

43,931

70,322

72,686

59,971

Collection in domestic offices

119

2,247

1,192

1,147

Currency and coin in domestic offices

43,139

43,901

68,075

71,494

58,824

Balances due from depository institutions in U.S.

155,560

127,015

80,909

69,887

221,995

Balances due from foreign banks

N/A

Balances due from FRB

941,630

1,882,883

2,242,431

1,353,184

8,706

Total securities *

3,705,807

3,916,733

3,405,351

2,277,389

2,862,340

U.S. Government securities

2,508,356

2,790,748

1,665,424

1,741,366

2,227,509

U.S. Treasury securities

24,167

24,907

N/A

U.S. Government agency obligations

2,484,189

2,765,841

1,665,424

1,741,366

2,227,509

Securities issued by states & political subdivisions

1,085,549

813,213

1,731,885

521,630

606,615

Other domestic debt securities

111,902

312,772

8,042

14,393

27,157

Privately issued residential mortgage-backed securities

Asset backed securities

N/A

Structured financial products - Total

N/A

Other domestic debt securities - All other

106,452

306,070

N/A

5,398

15,183

Foreign debt securities

N/A

Equity securities not held for trading

N/A

1,059

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

18,551,922

18,090,445

18,913,344

17,423,518

17,015,558

Loan and leases loss allowance**

190,795

217,380

295,824

108,525

102,265

Total loans and leases

18,742,717

18,307,825

19,209,168

17,532,043

17,117,823

Unearned income

N/A

Loans and leases, gross

18,742,717

18,307,825

19,209,168

17,532,043

17,117,823

All real estate loans

14,350,168

14,099,159

14,232,898

12,770,909

13,212,147

Real estate loans in domestic offices

14,350,168

14,099,159

14,232,898

12,770,909

13,212,147

Construction and development loans

7,810,222

8,246,677

8,046,978

6,391,430

6,562,185

Residential 1-4 family construction

1,694,590

2,294,759

1,917,193

2,172,690

2,407,279

Other construction, all land development and other land

6,115,632

5,951,918

6,129,785

4,218,740

4,154,906

Secured by nonfarm nonresidential properties

4,201,588

3,782,886

4,213,636

3,956,579

4,319,388

Nonfarm nonresidential secured by owner-occupied properties

671,585

658,148

718,800

850,308

938,313

Commercial real estate other non-farm non-residential

3,530,003

3,124,738

3,494,836

3,106,271

3,381,075

Multifamily residential real estate

1,123,955

934,846

856,297

1,194,192

1,116,026

1-4 family residential loans

975,793

887,022

911,115

998,632

1,049,460

Farmland loans

238,610

247,728

204,872

230,076

165,088

Loans held in foreign offices

N/A

Farm loans

4,220

5,468

8,431

8,923

14,088

Commercial and industrial loans

696,105

510,786

842,204

661,951

823,417

Loans to individuals

2,332,203

2,185,428

2,393,962

2,934,534

2,345,863

Credit card loans

N/A

Related Plans

4,848

3,293

3,031

4,635

4,357

Consumer Loans - Auto

5,424

7,202

22,024

54,903

110,576

Other loans to individuals

2,321,931

2,174,933

2,368,907

2,874,996

2,230,930

All other loans & leases*

1,360,022

1,506,983

1,731,673

1,155,726

722,308

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

82,979

104,344

113,729

69,708

62,831

Other loans

1,277,043

1,402,639

1,617,944

1,086,018

659,477

Lease financing receivables

N/A

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

4,080

14,957

N/A

Bank premises and fixed assets

687,093

695,857

738,842

711,541

567,189

Other real estate owned

2,246

5,477

10,677

18,343

16,022

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

2,246

5,477

10,677

18,343

16,022

Other real estate owned: 1-4 family residential

N/A

252

2,201

823

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

1,511

2,787

5,244

3,989

4,407

Other real estate owned:Construction & development

N/A

1,989

4,684

12,153

10,628

Other real estate owned: Farmland

701

497

N/A

164

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

666,029

669,063

675,457

684,542

696,461

Goodwill

660,789

Mortgage servicing assets

N/A

All other assets

1,162,340

1,084,069

1,025,263

948,310

939,789

Liabilities and Capital

Total liabilities and capital

25,919,965

26,530,430

27,162,596

23,559,400

22,388,030

Total Liabilities

21,310,063

21,691,070

22,887,240

19,405,932

18,614,665

Total deposits

19,984,187

20,209,134

21,450,356

18,474,259

17,938,415

Deposits held in domestic offices

19,984,187

20,209,134

21,450,356

18,474,259

17,938,415

Individuals, partnerships, and corporations

17,801,116

17,568,146

18,859,675

14,433,647

14,244,339

U.S. Government

States and political subdivisions in the U.S.

1,964,703

2,241,898

2,113,403

3,782,414

3,562,462

Commercial banks and other depository institutions in U.S.

218,358

399,076

477,259

258,184

131,601

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

19,984,187

20,209,134

21,450,356

18,474,259

17,938,415

Transaction accounts

823,497

900,378

897,287

871,196

746,111

Nontransaction accounts

19,160,690

19,308,756

20,553,069

17,603,063

17,192,304

Money market deposit accounts (MMDAs)

5,351,092

4,948,470

4,290,664

5,067,765

6,717,167

Other savings deposits (excluding MMDAs)

8,598,808

8,380,667

6,969,578

5,163,898

4,967,709

Total time deposits

5,210,790

5,979,619

9,292,828

7,371,401

5,507,429

Federal funds purchased and repurchase agreements

5,194

6,115

8,013

11,249

20,564

Trading liabilities

N/A

N/A - idobrmtg

500,027

750,206

750,928

415,906

96,692

Subordinated debt

467,846

467,166

344,522

343,579

342,639

All other liabilities

352,809

258,449

333,421

160,939

216,355

Total equity capital

4,609,902

4,839,360

4,275,356

4,153,468

3,773,365

Bank equity capital

4,606,782

4,836,243

4,272,271

4,150,351

3,770,329

Perpetual preferred stock

338,980

N/A

Common stock

1,190

1,254

1,294

1,289

1,286

Surplus

1,817,650

2,093,702

2,265,850

2,251,824

2,237,947

Undivided profits

2,448,962

2,402,307

2,005,127

1,897,238

1,531,096

Equity, minor interest in consolidated subs

3,120

3,117

3,085

3,117

3,036

Memoranda

Noncurrent loans and leases

35,843

44,265

69,767

57,287

72,465

Income earned, not collected on loans

82,756

83,025

88,077

75,208

81,968

Earning assets

23,220,055

23,909,708

24,573,391

21,055,859

19,925,282

Long-term assets (5+ years)

5,818,021

5,826,507

5,486,576

6,352,624

6,243,626

Average total assets

26,337,582.67

26,743,844.6

25,711,304.6

23,063,298.4

22,001,347.2

Average assets, quarterly

26,241,159

26,336,898.5

27,025,452

23,481,039.5

22,237,284.5

Total risk weighted assets adjusted

29,576,043

27,208,316

26,753,539

24,884,237

24,615,557

Adjusted average assets for leverage capital purposes

25,698,684

25,755,972

26,085,315

22,277,736

21,688,729

Life insurance assets

784,117

774,822

758,072

738,860

721,238

General account life insurance assets

686,080

677,107

661,446

643,945

627,882

Separate account life insurance assets

60,728

60,044

59,770

58,929

58,220

Hybrid life insurance assets

37,309

37,671

36,856

35,986

35,136

Volatile liabilities

1,559,598

1,660,110

2,592,126

2,215,314

1,518,674

Insider loans

221

922

FHLB advances

500,027

750,206

750,928

351,387

96,692

Loans and leases held for sale

12,849

N/A

8,995

N/A

Unused loan commitments

17,481,761

13,733,158

11,959,463

11,434,976

11,471,760

Tier one (core) capital

4,062,472

4,165,875

3,573,471

3,422,832

3,091,128

Tier 2 Risk-based capital

749,102

719,317

663,797

451,525

445,265

Total unused commitments

17,481,761

13,733,158

11,959,463

11,434,976

11,471,760

Derivatives

4,832

5,183

8,646

24,589

57,283