BankUnited Annual Report

We maintain the complete database with all recent information about BankUnited that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All BankUnited data is relevant for April 2024.

Address
14817 Oak Lane Miami Lakes, FL 33016
FDIC Certificate ID
58979
Bank Charter Class
National Bank

Financial report BankUnited

Quarterly
Annually
Change dates
  • June 30, 2022
  • March 31, 2022
  • December 31, 2021
  • September 30, 2021
  • June 30, 2021
  • March 31, 2021
  • December 31, 2020
  • September 30, 2020
  • June 30, 2020
  • March 31, 2020
  • December 31, 2019
  • September 30, 2019
  • June 30, 2019
  • March 31, 2019
  • December 31, 2018
  • September 30, 2018
  • June 30, 2018
  • March 31, 2018
  • December 31, 2017
  • September 30, 2017
  • June 30, 2017
  • March 31, 2017
  • December 31, 2016
  • September 30, 2016
  • June 30, 2016
  • March 31, 2016
  • December 31, 2015
  • September 30, 2015
  • June 30, 2015
  • March 31, 2015
  • December 31, 2014
  • September 30, 2014
  • June 30, 2014
  • March 31, 2014
  • December 31, 2013
  • September 30, 2013
  • June 30, 2013
  • March 31, 2013
  • December 31, 2012
  • September 30, 2012
  • June 30, 2012
  • March 31, 2012
  • December 31, 2011
  • September 30, 2011
  • June 30, 2011
  • March 31, 2011
  • December 31, 2010
  • September 30, 2010
  • June 30, 2010
  • March 31, 2010
  • December 31, 2009
  • September 30, 2009
  • June 30, 2009
  • June 30, 2022
  • March 31, 2022
  • December 31, 2021
  • September 30, 2021
  • June 30, 2021
  • March 31, 2021
  • December 31, 2020
  • September 30, 2020
  • June 30, 2020
  • March 31, 2020
  • December 31, 2019
  • September 30, 2019
  • June 30, 2019
  • March 31, 2019
  • December 31, 2018
  • September 30, 2018
  • June 30, 2018
  • March 31, 2018
  • December 31, 2017
  • September 30, 2017
  • June 30, 2017
  • March 31, 2017
  • December 31, 2016
  • September 30, 2016
  • June 30, 2016
  • March 31, 2016
  • December 31, 2015
  • September 30, 2015
  • June 30, 2015
  • March 31, 2015
  • December 31, 2014
  • September 30, 2014
  • June 30, 2014
  • March 31, 2014
  • December 31, 2013
  • September 30, 2013
  • June 30, 2013
  • March 31, 2013
  • December 31, 2012
  • September 30, 2012
  • June 30, 2012
  • March 31, 2012
  • December 31, 2011
  • September 30, 2011
  • June 30, 2011
  • March 31, 2011
  • December 31, 2010
  • September 30, 2010
  • June 30, 2010
  • March 31, 2010
  • December 31, 2009
  • September 30, 2009
  • June 30, 2009
  • June 30, 2022
  • March 31, 2022
  • December 31, 2021
  • September 30, 2021
  • June 30, 2021
  • March 31, 2021
  • December 31, 2020
  • September 30, 2020
  • June 30, 2020
  • March 31, 2020
  • December 31, 2019
  • September 30, 2019
  • June 30, 2019
  • March 31, 2019
  • December 31, 2018
  • September 30, 2018
  • June 30, 2018
  • March 31, 2018
  • December 31, 2017
  • September 30, 2017
  • June 30, 2017
  • March 31, 2017
  • December 31, 2016
  • September 30, 2016
  • June 30, 2016
  • March 31, 2016
  • December 31, 2015
  • September 30, 2015
  • June 30, 2015
  • March 31, 2015
  • December 31, 2014
  • September 30, 2014
  • June 30, 2014
  • March 31, 2014
  • December 31, 2013
  • September 30, 2013
  • June 30, 2013
  • March 31, 2013
  • December 31, 2012
  • September 30, 2012
  • June 30, 2012
  • March 31, 2012
  • December 31, 2011
  • September 30, 2011
  • June 30, 2011
  • March 31, 2011
  • December 31, 2010
  • September 30, 2010
  • June 30, 2010
  • March 31, 2010
  • December 31, 2009
  • September 30, 2009
  • June 30, 2009
  • June 30, 2022
  • March 31, 2022
  • December 31, 2021
  • September 30, 2021
  • June 30, 2021
  • March 31, 2021
  • December 31, 2020
  • September 30, 2020
  • June 30, 2020
  • March 31, 2020
  • December 31, 2019
  • September 30, 2019
  • June 30, 2019
  • March 31, 2019
  • December 31, 2018
  • September 30, 2018
  • June 30, 2018
  • March 31, 2018
  • December 31, 2017
  • September 30, 2017
  • June 30, 2017
  • March 31, 2017
  • December 31, 2016
  • September 30, 2016
  • June 30, 2016
  • March 31, 2016
  • December 31, 2015
  • September 30, 2015
  • June 30, 2015
  • March 31, 2015
  • December 31, 2014
  • September 30, 2014
  • June 30, 2014
  • March 31, 2014
  • December 31, 2013
  • September 30, 2013
  • June 30, 2013
  • March 31, 2013
  • December 31, 2012
  • September 30, 2012
  • June 30, 2012
  • March 31, 2012
  • December 31, 2011
  • September 30, 2011
  • June 30, 2011
  • March 31, 2011
  • December 31, 2010
  • September 30, 2010
  • June 30, 2010
  • March 31, 2010
  • December 31, 2009
  • September 30, 2009
  • June 30, 2009
  • June 30, 2022
  • March 31, 2022
  • December 31, 2021
  • September 30, 2021
  • June 30, 2021
  • March 31, 2021
  • December 31, 2020
  • September 30, 2020
  • June 30, 2020
  • March 31, 2020
  • December 31, 2019
  • September 30, 2019
  • June 30, 2019
  • March 31, 2019
  • December 31, 2018
  • September 30, 2018
  • June 30, 2018
  • March 31, 2018
  • December 31, 2017
  • September 30, 2017
  • June 30, 2017
  • March 31, 2017
  • December 31, 2016
  • September 30, 2016
  • June 30, 2016
  • March 31, 2016
  • December 31, 2015
  • September 30, 2015
  • June 30, 2015
  • March 31, 2015
  • December 31, 2014
  • September 30, 2014
  • June 30, 2014
  • March 31, 2014
  • December 31, 2013
  • September 30, 2013
  • June 30, 2013
  • March 31, 2013
  • December 31, 2012
  • September 30, 2012
  • June 30, 2012
  • March 31, 2012
  • December 31, 2011
  • September 30, 2011
  • June 30, 2011
  • March 31, 2011
  • December 31, 2010
  • September 30, 2010
  • June 30, 2010
  • March 31, 2010
  • December 31, 2009
  • September 30, 2009
  • June 30, 2009
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010
  • 2009
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010
  • 2009
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010
  • 2009
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010
  • 2009
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
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  • 2009
Hide dates
All values USD, Dollar figures in thousands
Updated June 30, 2022
Item
2022
2021
2020
2019
2018
Trends
Assets and Liabilities
Total assets
Total assets
36,428,574
35,685,553
34,883,487
32,782,199
32,077,582
Cash & Balances due from depository institutions
Cash & Balances due from depository institutions
513,771
314,856
397,715
214,672
382,072
Cash items in process of collection
Cash items in process of collection
9,248
10,430
11,473
7,704
6,615
Collection in domestic offices
Collection in domestic offices
422
514
405
2,165
734
Currency and coin in domestic offices
Currency and coin in domestic offices
8,826
9,916
11,068
5,539
5,881
Balances due from depository institutions in U.S.
Balances due from depository institutions in U.S.
9,563
9,044
9,136
16,380
9,688
Balances due from foreign banks
Balances due from foreign banks
N/A
N/A
N/A
N/A
N/A
Balances due from FRB
Balances due from FRB
494,960
295,382
377,106
190,588
365,770
Total securities *
Total securities *
10,012,646
9,943,421
9,072,409
7,708,665
8,106,359
U.S. Government securities
U.S. Government securities
2,905,857
2,543,850
2,838,259
2,745,055
2,819,326
U.S. Treasury securities
U.S. Treasury securities
99,128
111,660
80,851
70,325
39,873
U.S. Government agency obligations
U.S. Government agency obligations
2,806,729
2,432,190
2,757,408
2,674,730
2,779,453
Securities issued by states & political subdivisions
Securities issued by states & political subdivisions
149,706
222,277
235,709
273,302
398,429
Other domestic debt securities
Other domestic debt securities
6,947,083
7,167,294
5,988,441
4,680,308
4,878,604
Privately issued residential mortgage-backed securities
Privately issued residential mortgage-backed securities
2,639,511
2,606,506
1,315,058
1,016,998
1,546,319
Asset backed securities
Asset backed securities
599,238
629,478
909,556
664,929
606,525
Structured financial products - Total
Structured financial products - Total
1,023,704
1,078,286
1,140,274
1,197,366
1,240,044
Other domestic debt securities - All other
Other domestic debt securities - All other
N/A
N/A
N/A
N/A
N/A
Foreign debt securities
Foreign debt securities
10,000
10,000
10,000
10,000
10,000
Equity securities not held for trading
Equity securities not held for trading
N/A
N/A
N/A
N/A
N/A
Equity securities available-for-sale
Equity securities available-for-sale
N/A
N/A
N/A
N/A
N/A
Credit Loss Allowance for Held to Maturity Debt Securities
Credit Loss Allowance for Held to Maturity Debt Securities
N/A
N/A
N/A
N/A
N/A
Assets held in trading accounts for TFR Reporters
Assets held in trading accounts for TFR Reporters
N/A
N/A
N/A
N/A
N/A
General valuation allowances for securities for TFR Reporters
General valuation allowances for securities for TFR Reporters
N/A
N/A
N/A
N/A
N/A
Federal funds sold and reverse repurchase
Federal funds sold and reverse repurchase
N/A
N/A
N/A
N/A
N/A
Net loans and leases
Net loans and leases
23,975,771
23,638,596
23,633,395
23,084,243
21,904,069
Loan and leases loss allowance**
Loan and leases loss allowance**
130,239
126,457
257,323
108,671
109,931
Total loans and leases
Total loans and leases
24,106,010
23,765,053
23,890,718
23,192,914
22,014,000
Unearned income
Unearned income
N/A
N/A
N/A
N/A
N/A
Loans and leases, gross
Loans and leases, gross
24,106,010
23,765,053
23,890,718
23,192,914
22,014,000
All real estate loans
All real estate loans
15,813,146
15,563,687
14,731,027
14,723,043
14,011,253
Real estate loans in domestic offices
Real estate loans in domestic offices
15,813,146
15,563,687
14,731,027
14,723,043
14,011,253
Construction and development loans
Construction and development loans
214,193
157,098
191,735
252,719
284,371
Residential 1-4 family construction
Residential 1-4 family construction
N/A
N/A
N/A
378
188
Other construction, all land development and other land
Other construction, all land development and other land
214,193
157,098
191,735
252,341
284,183
Secured by nonfarm nonresidential properties
Secured by nonfarm nonresidential properties
5,808,885
5,954,435
6,575,235
6,669,200
6,351,870
Nonfarm nonresidential secured by owner-occupied properties
Nonfarm nonresidential secured by owner-occupied properties
1,538,518
1,585,486
1,614,468
1,671,998
1,710,737
Commercial real estate other non-farm non-residential
Commercial real estate other non-farm non-residential
4,270,367
4,368,949
4,960,767
4,997,202
4,641,133
Multifamily residential real estate
Multifamily residential real estate
927,476
1,064,842
1,596,092
2,125,048
2,420,129
1-4 family residential loans
1-4 family residential loans
8,862,592
8,387,312
6,367,965
5,675,911
4,954,673
Farmland loans
Farmland loans
N/A
N/A
N/A
165
210
Loans held in foreign offices
Loans held in foreign offices
N/A
N/A
N/A
N/A
N/A
Farm loans
Farm loans
40,099
43,343
24,147
32,573
N/A
Commercial and industrial loans
Commercial and industrial loans
4,191,005
4,084,185
4,729,749
4,237,997
3,932,916
Loans to individuals
Loans to individuals
1,600
3,311
4,006
5,502
14,062
Credit card loans
Credit card loans
N/A
N/A
N/A
N/A
N/A
Related Plans
Related Plans
N/A
N/A
22
31
400
Consumer Loans - Auto
Consumer Loans - Auto
N/A
N/A
N/A
N/A
4
Other loans to individuals
Other loans to individuals
1,600
3,311
3,984
5,471
13,658
All other loans & leases*
All other loans & leases*
4,060,160
4,070,527
4,401,789
4,193,799
4,055,769
Loans to foreign governments and official institutions
Loans to foreign governments and official institutions
N/A
N/A
N/A
N/A
N/A
Obligations of states and political subdivisions in U.S.
Obligations of states and political subdivisions in U.S.
1,274,982
1,206,925
1,498,016
1,632,360
2,028,719
Other loans
Other loans
2,081,320
2,211,826
2,233,910
1,828,588
1,287,805
Lease financing receivables
Lease financing receivables
703,858
651,776
669,863
732,851
739,245
Loans to depository institutions and acceptances of other banks
Loans to depository institutions and acceptances of other banks
N/A
N/A
N/A
N/A
N/A
Trading account assets
Trading account assets
31,412
55,759
123,345
43,686
26,210
Bank premises and fixed assets
Bank premises and fixed assets
133,239
136,291
148,122
163,694
63,711
Other real estate owned
Other real estate owned
1,466
2,275
3,052
3,897
8,432
Direct and indirect investments in real estate
Direct and indirect investments in real estate
N/A
N/A
N/A
N/A
N/A
OREO: Real estate acquired
OREO: Real estate acquired
1,466
2,275
3,052
3,897
8,432
Other real estate owned: 1-4 family residential
Other real estate owned: 1-4 family residential
126
210
122
N/A
N/A
Other Real Estate Owned: Multi-family residential
Other Real Estate Owned: Multi-family residential
N/A
N/A
N/A
N/A
N/A
Other real estate owned: Commercial real estate
Other real estate owned: Commercial real estate
1,219
1,939
2,930
3,857
8,432
Other real estate owned:Construction & development
Other real estate owned:Construction & development
121
126
N/A
40
N/A
Other real estate owned: Farmland
Other real estate owned: Farmland
N/A
N/A
N/A
N/A
N/A
Foreclosed properties from GNMA loans before June 2018
Foreclosed properties from GNMA loans before June 2018
N/A
N/A
N/A
N/A
N/A
Other real estate owned in foreign offices
Other real estate owned in foreign offices
N/A
N/A
N/A
N/A
N/A
Goodwill and other intangibles
Goodwill and other intangibles
82,380
82,789
84,710
85,651
87,242
Goodwill
Goodwill
77,637
77,637
77,637
77,637
77,637
Mortgage servicing assets
Mortgage servicing assets
3,778
4,044
5,338
5,984
7,584
All other assets
All other assets
1,677,889
1,511,566
1,420,739
1,477,691
1,499,487
Liabilities and Capital
Total liabilities and capital
Total liabilities and capital
36,428,574
35,685,553
34,883,487
32,782,199
32,077,582
Total Liabilities
Total Liabilities
33,449,131
32,220,417
31,595,235
29,677,538
28,966,944
Total deposits
Total deposits
28,639,710
29,631,786
27,812,033
24,626,574
23,659,301
Deposits held in domestic offices
Deposits held in domestic offices
28,639,710
29,631,786
27,812,033
24,626,574
23,659,301
Individuals, partnerships, and corporations
Individuals, partnerships, and corporations
26,327,934
26,854,866
25,156,992
22,067,129
21,064,545
U.S. Government
U.S. Government
N/A
N/A
N/A
N/A
N/A
States and political subdivisions in the U.S.
States and political subdivisions in the U.S.
2,303,988
2,767,783
2,645,648
2,558,819
2,594,144
Commercial banks and other depository institutions in U.S.
Commercial banks and other depository institutions in U.S.
7,788
8,889
9,393
626
612
Banks in foreign countries
Banks in foreign countries
N/A
N/A
N/A
N/A
N/A
Foreign governments and official institutions
Foreign governments and official institutions
N/A
248
N/A
N/A
N/A
Deposits held in foreign offices
Deposits held in foreign offices
N/A
N/A
N/A
N/A
N/A
Deposits held in domestic offices
Deposits held in domestic offices
28,639,710
29,631,786
27,812,033
24,626,574
23,659,301
Transaction accounts
Transaction accounts
6,814,526
6,971,310
4,668,316
2,714,639
2,195,924
Nontransaction accounts
Nontransaction accounts
21,825,184
22,660,476
23,143,717
21,911,935
21,463,377
Money market deposit accounts (MMDAs)
Money market deposit accounts (MMDAs)
18,909,379
19,049,459
18,137,935
14,350,695
14,402,612
Other savings deposits (excluding MMDAs)
Other savings deposits (excluding MMDAs)
191,224
226,774
198,583
213,993
241,007
Total time deposits
Total time deposits
2,724,581
3,384,243
4,807,199
7,347,247
6,819,758
Federal funds purchased and repurchase agreements
Federal funds purchased and repurchase agreements
N/A
199,000
180,000
100,000
175,000
Trading liabilities
Trading liabilities
74,187
22,627
38,519
17,422
23,874
N/A - idobrmtg
N/A - idobrmtg
4,034,308
1,935,216
3,247,129
4,614,607
4,804,359
Subordinated debt
Subordinated debt
N/A
N/A
N/A
N/A
N/A
All other liabilities
All other liabilities
700,926
431,788
317,554
318,935
304,410
Total equity capital
Total equity capital
2,979,443
3,465,136
3,288,252
3,104,661
3,110,638
Bank equity capital
Bank equity capital
2,979,443
3,465,136
3,288,252
3,104,661
3,110,638
Perpetual preferred stock
Perpetual preferred stock
N/A
N/A
N/A
N/A
N/A
Common stock
Common stock
N/A
N/A
N/A
N/A
N/A
Surplus
Surplus
1,605,384
1,605,384
1,605,384
1,605,384
1,605,384
Undivided profits
Undivided profits
1,374,059
1,859,752
1,682,868
1,499,277
1,505,254
Equity, minor interest in consolidated subs
Equity, minor interest in consolidated subs
N/A
N/A
N/A
N/A
N/A
Memoranda
Noncurrent loans and leases
Noncurrent loans and leases
755,941
936,870
828,286
736,057
348,106
Income earned, not collected on loans
Income earned, not collected on loans
126,684
113,785
116,245
110,752
98,981
Earning assets
Earning assets
34,483,658
33,877,730
33,083,286
30,999,876
30,383,108
Long-term assets (5+ years)
Long-term assets (5+ years)
16,224,624
14,964,974
13,536,979
12,588,700
12,169,836
Average total assets
Average total assets
36,105,593.33
35,277,462.4
34,137,993.8
32,670,976
31,091,972.6
Average assets, quarterly
Average assets, quarterly
36,315,613.5
35,434,304
34,889,675
32,828,001.5
31,768,447.5
Total risk weighted assets adjusted
Total risk weighted assets adjusted
24,256,015
23,600,616
23,768,297
23,719,045
22,493,138
Adjusted average assets for leverage capital purposes
Adjusted average assets for leverage capital purposes
36,625,434
35,622,798
34,692,075
32,871,983
31,514,237
Life insurance assets
Life insurance assets
310,970
309,477
294,629
282,151
263,340
General account life insurance assets
General account life insurance assets
159,035
145,752
129,765
43,906
48,187
Separate account life insurance assets
Separate account life insurance assets
151,935
163,725
164,864
238,245
215,153
Hybrid life insurance assets
Hybrid life insurance assets
N/A
N/A
N/A
N/A
N/A
Volatile liabilities
Volatile liabilities
4,351,545
2,608,901
4,369,189
6,232,101
6,690,313
Insider loans
Insider loans
N/A
N/A
N/A
N/A
N/A
FHLB advances
FHLB advances
4,005,000
1,905,000
3,123,000
4,480,501
4,796,000
Loans and leases held for sale
Loans and leases held for sale
5,996
N/A
24,676
37,926
36,992
Unused loan commitments
Unused loan commitments
6,632,280
4,883,019
4,525,233
4,185,261
3,893,703
Tier one (core) capital
Tier one (core) capital
3,233,083
3,419,727
3,310,736
3,056,821
3,026,107
Tier 2 Risk-based capital
Tier 2 Risk-based capital
112,077
99,980
197,308
111,324
113,162
Total unused commitments
Total unused commitments
6,632,280
4,883,019
4,525,233
4,185,261
3,893,703
Derivatives
Derivatives
5,631,436
4,692,034
6,425,145
6,423,718
5,139,206