BankUnited Annual Report

We maintain the complete database with all recent information about BankUnited that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All BankUnited data is relevant for May 2026.

3.83

Address

14817 Oak Lane Miami Lakes, FL 33016

FDIC Certificate ID

58979

Bank Charter Class

National Bank

Financial report BankUnited

Quarterly

Annually

Change dates

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009

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2024
2023
2022
2021
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2012
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2009

2025
2024
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2025
2024
2023
2022
2021
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2018
2017
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Hide dates

All values USD, Dollar figures in thousands

Updated December 31, 2025

Item

2025

2024

2023

2022

2021

Trends

Assets and Liabilities

Total assets

35,027,511

35,206,606

35,721,140

36,897,184

35,685,553

Cash & Balances due from depository institutions

217,781

491,114

588,279

572,642

314,856

Cash items in process of collection

7,966

8,248

9,092

9,315

10,430

Collection in domestic offices

107

197

1,123

514

Currency and coin in domestic offices

7,955

8,141

8,895

8,192

9,916

Balances due from depository institutions in U.S.

5,546

4,275

7,229

7,184

9,044

Balances due from foreign banks

N/A

Balances due from FRB

204,269

478,591

571,958

556,143

295,382

Total securities *

9,257,917

9,101,416

8,844,632

9,664,443

9,943,421

U.S. Government securities

3,283,272

3,286,944

2,507,333

2,603,557

2,543,850

U.S. Treasury securities

268,653

202,952

130,592

135,841

111,660

U.S. Government agency obligations

3,014,619

3,083,992

2,376,741

2,467,716

2,432,190

Securities issued by states & political subdivisions

109,520

104,010

102,618

116,661

222,277

Other domestic debt securities

5,865,125

5,710,462

6,224,681

6,934,225

7,167,294

Privately issued residential mortgage-backed securities

N/A

2,606,506

Asset backed securities

284,657

421,535

469,035

566,417

629,478

Structured financial products - Total

919,951

1,266,852

1,259,108

1,310,447

1,078,286

Other domestic debt securities - All other

N/A

Foreign debt securities

N/A

10,000

Equity securities not held for trading

N/A

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

24,053,882

24,074,827

24,430,995

24,738,042

23,638,596

Loan and leases loss allowance**

219,825

223,153

202,689

147,946

126,457

Total loans and leases

24,273,707

24,297,980

24,633,684

24,885,988

23,765,053

Unearned income

N/A

Loans and leases, gross

N/A

23,765,053

All real estate loans

15,510,113

15,368,016

15,526,456

16,045,627

15,563,687

Real estate loans in domestic offices

15,510,113

15,368,016

15,526,456

16,045,627

15,563,687

Construction and development loans

684,017

544,826

446,592

279,512

157,098

Residential 1-4 family construction

N/A

Other construction, all land development and other land

684,017

544,826

446,592

279,512

157,098

Secured by nonfarm nonresidential properties

6,899,709

6,439,968

6,072,757

5,975,274

5,954,435

Nonfarm nonresidential secured by owner-occupied properties

1,748,966

1,637,068

1,599,682

1,527,147

1,585,486

Commercial real estate other non-farm non-residential

5,150,743

4,802,900

4,473,075

4,448,127

4,368,949

Multifamily residential real estate

927,018

778,303

775,844

872,187

1,064,842

1-4 family residential loans

6,999,369

7,604,919

8,231,263

8,918,654

8,387,312

Farmland loans

N/A

Loans held in foreign offices

N/A

Farm loans

N/A

162

43,343

Commercial and industrial loans

4,803,833

5,155,167

5,131,901

4,560,157

4,084,185

Loans to individuals

1,630

3,311

Credit card loans

N/A

Related Plans

124

N/A

Consumer Loans - Auto

N/A

Other loans to individuals

N/A

1,506

3,311

All other loans & leases*

3,959,675

3,774,737

3,975,198

4,278,412

4,070,527

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

995,048

1,028,013

1,181,425

1,261,151

1,206,925

Other loans

N/A

2,211,826

Lease financing receivables

380,647

459,180

601,705

633,633

651,776

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

77,778

81,589

95,418

72,125

55,759

Bank premises and fixed assets

117,817

121,004

124,421

134,308

136,291

Other real estate owned

4,829

5,482

3,536

1,932

2,275

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

4,829

5,482

3,536

1,932

2,275

Other real estate owned: 1-4 family residential

1,383

1,765

137

210

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

2,875

1,377

1,771

N/A

1,939

Other real estate owned:Construction & development

1,916

2,722

N/A

1,795

126

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

77,637

78,635

80,133

81,631

82,789

Goodwill

77,637

Mortgage servicing assets

N/A

795

1,988

3,181

4,044

All other assets

N/A

1,511,566

Liabilities and Capital

Total liabilities and capital

35,027,511

35,206,606

35,721,140

36,897,184

35,685,553

Total Liabilities

31,860,561

31,973,241

32,721,951

34,120,103

32,220,417

Total deposits

29,611,980

28,172,154

26,822,743

27,800,064

29,631,786

Deposits held in domestic offices

29,611,980

28,172,154

26,822,743

27,800,064

29,631,786

Individuals, partnerships, and corporations

N/A

26,854,866

U.S. Government

N/A

States and political subdivisions in the U.S.

N/A

2,767,783

Commercial banks and other depository institutions in U.S.

N/A

8,889

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

248

Deposits held in foreign offices

N/A

Deposits held in domestic offices

29,611,980

28,172,154

26,822,743

27,800,064

29,631,786

Transaction accounts

9,919,660

7,280,923

6,345,719

5,350,890

6,971,310

Nontransaction accounts

19,692,320

20,891,231

20,477,024

22,449,174

22,660,476

Money market deposit accounts (MMDAs)

15,718,432

16,500,347

15,202,671

18,010,941

19,049,459

Other savings deposits (excluding MMDAs)

85,204

89,595

110,361

170,168

226,774

Total time deposits

3,888,684

4,301,289

5,163,991

4,268,066

3,384,243

Federal funds purchased and repurchase agreements

N/A

190,000

199,000

Trading liabilities

77,649

81,577

95,881

124,503

22,627

N/A - idobrmtg

N/A

1,935,216

Subordinated debt

N/A

All other liabilities

N/A

431,788

Total equity capital

3,166,950

3,233,365

2,999,189

2,777,081

3,465,136

Bank equity capital

3,166,950

3,233,365

2,999,189

2,777,081

3,465,136

Perpetual preferred stock

N/A

Common stock

N/A

Surplus

1,605,384

Undivided profits

1,561,566

1,627,981

1,393,805

1,171,697

1,859,752

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

532,022

476,777

404,644

598,173

936,870

Income earned, not collected on loans

145,719

158,915

180,162

165,317

113,785

Earning assets

33,518,069

33,655,279

33,848,961

34,959,059

33,877,730

Long-term assets (5+ years)

11,912,738

12,550,415

13,615,923

15,539,662

14,964,974

Average total assets

35,110,369.8

35,430,843

36,167,506

36,337,089.6

35,277,462.4

Average assets, quarterly

35,046,469

35,482,362

35,530,341.5

36,684,334

35,434,304

Total risk weighted assets adjusted

25,763,300

25,142,491

25,121,234

25,386,508

23,600,616

Adjusted average assets for leverage capital purposes

35,379,085

35,616,099

36,105,530

37,328,633

35,622,798

Life insurance assets

305,313

284,570

318,459

308,212

309,477

General account life insurance assets

130,690

122,146

170,708

163,575

145,752

Separate account life insurance assets

174,623

162,424

147,751

144,637

163,725

Hybrid life insurance assets

N/A

Volatile liabilities

2,331,849

3,711,400

6,057,623

6,341,766

2,608,901

Insider loans

N/A

FHLB advances

1,555,000

2,930,000

5,115,000

5,420,000

1,905,000

Loans and leases held for sale

N/A

Unused loan commitments

6,803,176

6,543,849

6,592,205

7,677,446

4,883,019

Tier one (core) capital

3,279,311

3,444,674

3,287,884

3,148,654

3,419,727

Tier 2 Risk-based capital

227,732

224,447

200,839

130,083

99,980

Total unused commitments

6,803,176

6,543,849

6,592,205

7,677,446

4,883,019

Derivatives

14,242,677

10,994,902

8,229,846

6,439,278

4,692,034