BMO Harris Bank Annual Report

We maintain the complete database with all recent information about BMO Harris Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All BMO Harris Bank data is relevant for April 2024.

4.68

Address

111 West Monroe Street Chicago, IL 60603

FDIC Certificate ID

16571

Bank Charter Class

National Bank

Financial report BMO Harris Bank

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
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1994
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1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
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1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
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2000
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1992

Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

163,203,086

166,652,719

154,260,389

137,588,093

123,147,670

Cash & Balances due from depository institutions

14,594,979

26,056,481

13,355,729

18,229,329

13,690,820

Cash items in process of collection

1,213,698

1,181,202

1,278,949

1,442,488

1,677,062

Collection in domestic offices

855,654

834,010

948,451

1,133,605

1,327,843

Currency and coin in domestic offices

358,044

347,192

330,498

308,883

349,219

Balances due from depository institutions in U.S.

60,802

53,969

63,539

112,621

68,379

Balances due from foreign banks

2,583,668

2,045,523

1,572,232

1,703,891

1,801,836

Balances due from FRB

10,736,811

22,775,787

10,441,009

14,970,329

10,143,543

Total securities *

43,521,670

42,718,165

34,971,006

21,273,925

17,973,105

U.S. Government securities

41,033,408

40,353,116

31,961,094

19,273,340

16,163,188

U.S. Treasury securities

18,062,010

11,312,957

3,172,156

3,906,898

2,176,465

U.S. Government agency obligations

22,971,398

29,040,159

28,788,938

15,366,442

13,986,723

Securities issued by states & political subdivisions

2,477,228

2,353,784

3,002,307

1,994,888

1,805,270

Other domestic debt securities

5,640

5,633

1,869

N/A

Privately issued residential mortgage-backed securities

5,640

5,633

1,869

N/A

Asset backed securities

N/A

Structured financial products - Total

N/A

Other domestic debt securities - All other

N/A

Foreign debt securities

5,394

5,632

5,736

5,697

4,647

Equity securities not held for trading

N/A

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

144,075

192,113

8,682,344

216,576

327,843

Net loans and leases

93,186,388

86,977,905

86,184,327

86,884,294

80,161,870

Loan and leases loss allowance**

779,823

884,991

1,188,203

832,527

715,345

Total loans and leases

93,966,211

87,862,896

87,372,530

87,716,821

80,877,215

Unearned income

N/A

Loans and leases, gross

93,966,211

87,862,896

87,372,530

87,716,821

80,877,215

All real estate loans

22,354,252

20,253,843

21,056,447

23,158,058

22,604,407

Real estate loans in domestic offices

22,354,252

20,253,843

21,056,447

23,158,058

22,604,407

Construction and development loans

3,114,090

2,955,853

3,534,614

3,092,428

2,381,338

Residential 1-4 family construction

90,048

66,632

72,408

103,264

78,598

Other construction, all land development and other land

3,024,042

2,889,221

3,462,206

2,989,164

2,302,740

Secured by nonfarm nonresidential properties

8,894,345

7,716,474

6,947,082

7,089,951

6,408,241

Nonfarm nonresidential secured by owner-occupied properties

3,707,596

3,292,122

3,269,961

3,189,649

3,387,532

Commercial real estate other non-farm non-residential

5,186,749

4,424,352

3,677,121

3,900,302

3,020,709

Multifamily residential real estate

1,046,583

668,817

834,595

861,958

903,163

1-4 family residential loans

8,950,537

8,503,869

9,151,179

11,321,074

12,011,160

Farmland loans

348,697

408,830

588,977

792,647

900,505

Loans held in foreign offices

N/A

Farm loans

336,562

450,539

498,878

588,491

647,037

Commercial and industrial loans

36,345,061

33,407,033

36,553,242

38,004,859

34,337,568

Loans to individuals

9,026,799

8,686,682

7,073,124

6,764,311

4,845,451

Credit card loans

413,856

394,533

387,539

457,765

427,235

Related Plans

532,949

488,810

427,435

403,803

444,289

Consumer Loans - Auto

5,488,436

5,693,847

4,651,964

4,778,398

3,577,022

Other loans to individuals

2,591,558

2,109,492

1,606,186

1,124,345

396,905

All other loans & leases*

25,903,537

25,064,799

22,190,839

19,201,102

18,442,752

Loans to foreign governments and official institutions

11,945

2,149

1,267

8,037

N/A

Obligations of states and political subdivisions in U.S.

2,067,520

2,034,506

2,307,032

2,434,968

2,637,368

Other loans

22,212,050

22,260,361

19,358,913

16,225,902

13,909,449

Lease financing receivables

581,536

584,431

487,312

488,983

1,846,408

Loans to depository institutions and acceptances of other banks

1,030,486

183,352

36,315

43,212

49,527

Trading account assets

427,105

374,367

524,189

441,109

667,153

Bank premises and fixed assets

1,154,679

1,149,313

1,076,581

1,022,615

499,951

Other real estate owned

5,163

2,341

12,666

21,973

23,034

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

5,163

2,341

12,666

21,973

23,034

Other real estate owned: 1-4 family residential

2,408

1,351

2,764

11,191

15,660

Other Real Estate Owned: Multi-family residential

N/A

221

N/A

Other real estate owned: Commercial real estate

2,151

990

8,157

7,479

4,137

Other real estate owned:Construction & development

604

N/A

1,745

2,723

2,797

Other real estate owned: Farmland

N/A

359

440

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

3,150,337

3,149,712

3,175,356

3,229,752

3,284,902

Goodwill

3,097,352

Mortgage servicing assets

28,119

23,692

22,197

33,251

38,554

All other assets

7,018,690

6,032,322

6,278,191

6,268,520

6,518,992

Liabilities and Capital

Total liabilities and capital

163,203,086

166,652,719

154,260,389

137,588,093

123,147,670

Total Liabilities

147,802,309

149,798,263

136,143,834

120,923,167

106,963,480

Total deposits

133,328,752

137,817,391

128,932,707

111,048,543

97,022,767

Deposits held in domestic offices

133,328,752

137,817,391

128,932,707

111,048,543

97,022,767

Individuals, partnerships, and corporations

127,521,829

130,921,259

122,298,265

103,489,263

89,845,422

U.S. Government

N/A

States and political subdivisions in the U.S.

3,255,676

4,344,666

3,439,569

4,192,643

4,035,814

Commercial banks and other depository institutions in U.S.

1,740,899

1,762,608

993,712

562,985

449,318

Banks in foreign countries

810,348

788,858

2,201,161

2,803,652

2,690,565

Foreign governments and official institutions

N/A

1,648

Deposits held in foreign offices

N/A

Deposits held in domestic offices

133,328,752

137,817,391

128,932,707

111,048,543

97,022,767

Transaction accounts

19,904,216

19,823,038

17,268,739

18,634,021

16,624,719

Nontransaction accounts

113,424,536

117,994,353

111,663,968

92,414,522

80,398,048

Money market deposit accounts (MMDAs)

97,935,602

104,306,584

92,721,795

66,408,015

58,203,070

Other savings deposits (excluding MMDAs)

5,739,266

5,263,727

3,983,257

3,175,488

3,329,114

Total time deposits

9,749,668

8,424,042

14,958,916

22,831,019

18,865,864

Federal funds purchased and repurchase agreements

297,897

337,058

331,746

311,150

331,025

Trading liabilities

91,738

15,803

16,968

22,839

33,064

N/A - idobrmtg

11,311,180

9,334,178

3,692,187

7,327,286

8,023,851

Subordinated debt

500,000

600,000

400,000

All other liabilities

2,272,742

1,793,833

2,570,226

1,813,349

1,152,773

Total equity capital

15,400,777

16,854,456

18,116,555

16,664,926

16,184,190

Bank equity capital

15,400,777

16,854,456

18,116,555

16,664,926

16,184,190

Perpetual preferred stock

N/A

Common stock

510,185

Surplus

11,525,512

11,524,899

11,523,574

11,522,071

11,520,841

Undivided profits

3,365,080

4,819,372

6,082,796

4,632,670

4,153,164

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

489,413

629,198

1,147,068

988,231

881,462

Income earned, not collected on loans

369,514

304,357

323,572

339,585

315,361

Earning assets

150,579,327

155,037,037

142,263,510

125,432,515

111,047,344

Long-term assets (5+ years)

41,574,952

43,874,801

32,793,665

28,683,938

28,386,266

Average total assets

165,454,823.33

161,148,465.2

148,401,478

130,410,024.6

115,345,053.8

Average assets, quarterly

164,855,875.5

166,424,148.5

152,896,638

138,216,011

121,115,103

Total risk weighted assets adjusted

127,286,606

118,652,511

114,636,709

117,220,374

107,150,295

Adjusted average assets for leverage capital purposes

164,514,366

164,941,492

151,159,792

134,719,620

117,947,395

Life insurance assets

3,222,477

3,205,555

3,175,475

3,131,241

3,071,157

General account life insurance assets

1,289,834

1,274,215

1,249,933

1,225,222

1,197,954

Separate account life insurance assets

1,818,840

1,817,606

1,814,860

1,797,379

1,765,861

Hybrid life insurance assets

113,803

113,734

110,682

108,640

107,342

Volatile liabilities

5,538,054

3,004,010

5,720,906

9,891,434

8,966,156

Insider loans

1,437

1,446

76,951

78,011

76,556

FHLB advances

5,500,000

3,000,000

N/A

3,875,000

4,975,000

Loans and leases held for sale

14,666

39,289

202,854

20,075

1,442,713

Unused loan commitments

84,811,896

81,491,502

74,620,327

72,779,824

69,239,326

Tier one (core) capital

14,659,609

13,953,946

14,258,427

13,291,820

12,815,224

Tier 2 Risk-based capital

1,411,000

1,528,485

1,965,055

1,346,630

1,230,001

Total unused commitments

84,811,896

81,491,502

74,620,327

72,779,824

69,239,326

Derivatives

64,010,768

45,273,124

32,653,940

37,914,296

32,079,055