BOK Financial Annual Report

We maintain the complete database with all recent information about BOK Financial that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All BOK Financial data is relevant for November 2024.

3.98

Address

One Williams Center Tulsa, OK 74172

FDIC Certificate ID

4214

Bank Charter Class

National Bank

Financial report BOK Financial

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
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2002
2001
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1998
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1996
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2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
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2001
2000
1999
1998
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1996
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1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
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1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
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Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

45,202,565

50,093,398

46,483,210

42,074,066

34,104,022

Cash & Balances due from depository institutions

2,091,657

2,872,277

1,179,173

1,382,377

1,256,897

Cash items in process of collection

1,398,173

737,792

813,985

822,629

803,185

Collection in domestic offices

819,077

216,400

336,726

426,066

437,924

Currency and coin in domestic offices

579,096

521,392

477,259

396,563

365,261

Balances due from depository institutions in U.S.

13,308

30,080

34,382

74,722

135,539

Balances due from foreign banks

14,579

22,230

25,313

20,289

2,871

Balances due from FRB

665,597

2,082,175

305,493

464,737

315,302

Total securities *

12,803,920

13,383,910

13,305,225

11,569,270

9,114,602

U.S. Government securities

11,455,573

12,631,580

12,858,356

11,235,275

8,716,438

U.S. Treasury securities

927

1,000

508

499

493

U.S. Government agency obligations

11,454,646

12,630,580

12,857,848

11,234,776

8,715,945

Securities issued by states & political subdivisions

814,279

712,137

397,226

276,397

323,226

Other domestic debt securities

520,098

24,824

33,255

42,094

60,221

Privately issued residential mortgage-backed securities

519,613

24,339

32,770

41,609

59,736

Asset backed securities

N/A

Structured financial products - Total

N/A

Other domestic debt securities - All other

485

Foreign debt securities

275

250

Equity securities not held for trading

14,412

15,649

16,801

15,229

14,467

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

717

555

688

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

158

17,849

8,693

6,561

Net loans and leases

21,177,169

20,080,816

22,786,524

21,667,771

18,637,162

Loan and leases loss allowance**

241,114

256,421

388,640

210,759

207,457

Total loans and leases

21,418,283

20,337,237

23,175,164

21,878,530

18,844,619

Unearned income

38,160

39,114

50,371

41,670

38,455

Loans and leases, gross

21,456,443

20,376,351

23,225,535

21,920,200

18,883,074

All real estate loans

11,370,474

10,797,308

11,730,877

11,035,765

9,549,110

Real estate loans in domestic offices

11,370,474

10,797,308

11,730,877

11,035,765

9,549,110

Construction and development loans

1,673,075

1,276,937

1,346,650

1,476,728

1,151,733

Residential 1-4 family construction

77,459

89,429

83,250

79,137

62,509

Other construction, all land development and other land

1,595,616

1,187,508

1,263,400

1,397,591

1,089,224

Secured by nonfarm nonresidential properties

6,154,069

6,006,828

6,494,996

6,037,925

5,211,208

Nonfarm nonresidential secured by owner-occupied properties

3,250,599

3,074,309

2,981,072

1,864,111

1,394,099

Commercial real estate other non-farm non-residential

2,903,470

2,932,519

3,513,924

4,173,814

3,817,109

Multifamily residential real estate

1,156,751

1,115,386

1,253,930

1,122,504

950,715

1-4 family residential loans

2,364,168

2,375,438

2,610,350

2,377,140

2,211,744

Farmland loans

22,411

22,719

24,951

21,468

23,710

Loans held in foreign offices

N/A

Farm loans

4,739

6,150

5,622

9,976

13,446

Commercial and industrial loans

8,080,682

7,591,525

9,546,308

8,798,128

7,631,906

Loans to individuals

416,832

452,258

398,032

425,128

404,211

Credit card loans

N/A

Related Plans

5,486

5,777

8,491

15,098

11,820

Consumer Loans - Auto

35,226

37,228

47,702

63,449

61,428

Other loans to individuals

376,120

409,253

341,839

346,581

330,963

All other loans & leases*

1,583,716

1,529,110

1,544,696

1,651,203

1,284,401

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

913,386

916,579

967,557

1,070,902

791,485

Other loans

476,750

438,030

411,018

391,682

355,837

Lease financing receivables

180,574

166,493

158,121

180,619

129,022

Loans to depository institutions and acceptances of other banks

13,006

8,008

8,000

8,057

Trading account assets

4,775,217

10,010,054

5,256,680

2,770,134

2,284,588

Bank premises and fixed assets

497,327

499,674

488,340

477,083

270,958

Other real estate owned

20,893

17,480

25,546

14,843

11,170

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

20,893

17,480

25,546

14,843

11,170

Other real estate owned: 1-4 family residential

448

626

3,941

8,103

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

14,952

15,142

21,734

8,896

1,630

Other real estate owned:Construction & development

5,846

1,890

3,186

2,006

1,437

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

1,348,242

1,247,345

1,199,080

1,314,554

694,390

Goodwill

1,019,875

419,214

Mortgage servicing assets

270,312

163,198

101,172

201,886

259,254

All other assets

2,487,982

1,981,815

2,224,793

2,869,341

1,827,694

Liabilities and Capital

Total liabilities and capital

45,202,565

50,093,398

46,483,210

42,074,066

34,104,022

Total Liabilities

40,770,631

45,139,990

41,385,874

37,471,089

30,857,009

Total deposits

38,851,309

41,555,141

36,366,481

27,912,957

22,175,620

Deposits held in domestic offices

38,851,309

41,555,141

36,366,481

27,912,957

22,175,620

Individuals, partnerships, and corporations

35,882,221

38,788,156

34,094,526

26,413,642

20,521,420

U.S. Government

N/A

10,133

8,044

4,394

States and political subdivisions in the U.S.

2,482,953

2,506,236

1,944,307

1,272,506

1,455,495

Commercial banks and other depository institutions in U.S.

485,924

260,749

317,515

218,765

194,311

Banks in foreign countries

N/A

Foreign governments and official institutions

211

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

38,851,309

41,555,141

36,366,481

27,912,957

22,175,620

Transaction accounts

10,418,048

11,673,842

9,793,639

7,262,755

4,396,982

Nontransaction accounts

28,433,261

29,881,299

26,572,842

20,650,202

17,778,638

Money market deposit accounts (MMDAs)

26,076,338

27,249,737

23,845,771

17,874,125

15,229,479

Other savings deposits (excluding MMDAs)

984,825

924,735

751,992

550,276

505,470

Total time deposits

1,372,098

1,706,827

1,975,079

2,225,801

2,043,689

Federal funds purchased and repurchase agreements

647,901

2,309,252

1,482,029

3,804,231

1,525,104

Trading liabilities

150,237

78,093

249,030

44,156

181,442

N/A - idobrmtg

72,780

62,489

1,918,686

4,649,800

6,303,354

Subordinated debt

65,178

65,187

65,204

65,220

N/A

All other liabilities

983,226

1,069,828

1,304,444

994,725

671,489

Total equity capital

4,431,934

4,953,408

5,097,336

4,602,977

3,247,013

Bank equity capital

4,430,377

4,951,405

5,079,336

4,602,977

3,247,013

Perpetual preferred stock

N/A

Common stock

82,517

Surplus

2,424,660

2,421,848

2,412,679

2,396,786

1,293,524

Undivided profits

1,923,200

2,447,040

2,584,140

2,123,674

1,870,972

Equity, minor interest in consolidated subs

1,557

2,003

18,000

N/A

Memoranda

Noncurrent loans and leases

201,612

253,191

323,412

291,037

256,672

Income earned, not collected on loans

93,224

91,162

100,554

103,463

95,150

Earning assets

37,504,304

44,695,557

41,223,668

36,394,531

30,305,451

Long-term assets (5+ years)

13,451,436

13,620,473

15,409,574

12,407,252

9,710,919

Average total assets

47,315,881

47,491,214.4

45,395,049.2

41,036,650.8

33,237,416.8

Average assets, quarterly

45,927,122.5

48,412,203

46,162,018

42,552,993.5

33,503,931.5

Total risk weighted assets adjusted

36,453,184

34,331,074

32,233,016

31,323,750

27,567,466

Adjusted average assets for leverage capital purposes

46,720,857

49,352,123

46,710,405

42,776,596

33,826,093

Life insurance assets

409,937

405,608

398,970

389,879

325,521

General account life insurance assets

89,807

88,823

86,886

84,959

29,191

Separate account life insurance assets

315,838

312,522

307,881

300,785

294,573

Hybrid life insurance assets

4,292

4,263

4,203

4,135

1,757

Volatile liabilities

1,212,787

3,197,553

2,737,784

9,283,273

8,532,984

Insider loans

591,206

534,147

546,828

541,666

471,538

FHLB advances

N/A

200,000

4,500,000

6,100,000

Loans and leases held for sale

178,576

186,175

236,443

177,703

146,971

Unused loan commitments

17,140,066

16,038,459

13,964,662

13,989,031

13,762,683

Tier one (core) capital

4,017,735

3,871,457

3,756,950

3,414,446

2,894,119

Tier 2 Risk-based capital

289,536

293,483

396,397

277,564

209,247

Total unused commitments

17,140,066

16,038,459

13,964,662

13,989,031

13,762,683

Derivatives

71,801,453

97,158,134

190,758,620

148,002,497

63,329,838