Commerce Bank Annual Report

We maintain the complete database with all recent information about Commerce Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Commerce Bank data is relevant for December 2024.

4.66

Address

1001 Main Street Kansas City, MO 64106

FDIC Certificate ID

24998

Bank Charter Class

Federal Reserve Member

Financial report Commerce Bank

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
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1996
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1994
1993
1992

Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

33,255,614

36,515,611

32,808,565

25,955,469

25,383,765

Cash & Balances due from depository institutions

1,051,851

4,292,674

2,198,328

899,874

1,224,845

Cash items in process of collection

310,372

271,373

414,826

448,511

511,966

Collection in domestic offices

222,066

188,290

311,448

364,423

417,865

Currency and coin in domestic offices

88,306

83,083

103,378

84,088

94,101

Balances due from depository institutions in U.S.

28,857

26,204

30,887

30,774

15,372

Balances due from foreign banks

27,628

23,880

5,252

24,739

7,631

Balances due from FRB

684,994

3,971,217

1,747,363

395,850

689,876

Total securities *

13,691,793

14,441,241

12,440,350

8,566,244

8,531,648

U.S. Government securities

6,079,917

6,815,474

7,604,518

4,928,905

4,318,304

U.S. Treasury securities

1,109,127

1,080,719

837,948

851,665

907,542

U.S. Government agency obligations

4,970,790

5,734,755

6,766,570

4,077,240

3,410,762

Securities issued by states & political subdivisions

1,948,671

2,092,607

2,040,959

1,263,908

1,324,220

Other domestic debt securities

5,663,019

5,532,920

2,794,741

2,373,283

2,889,011

Privately issued residential mortgage-backed securities

982,227

1,037,137

296,657

282,396

330,696

Asset backed securities

3,794,487

3,539,219

1,882,243

1,233,489

1,511,614

Structured financial products - Total

N/A

Other domestic debt securities - All other

539,417

627,225

551,424

331,411

332,257

Foreign debt securities

N/A

Equity securities not held for trading

186

240

132

148

113

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

1,476,000

1,627,800

850,000

703,320

Net loans and leases

15,555,055

15,034,930

16,153,896

14,590,944

14,001,054

Loan and leases loss allowance**

138,039

150,044

220,834

160,682

159,932

Total loans and leases

15,693,094

15,184,974

16,374,730

14,751,626

14,160,986

Unearned income

N/A

Loans and leases, gross

15,693,094

15,184,974

16,374,730

14,751,626

14,160,986

All real estate loans

7,785,646

7,453,973

7,421,846

6,674,300

6,536,255

Real estate loans in domestic offices

7,785,646

7,453,973

7,421,846

6,674,300

6,536,255

Construction and development loans

1,267,563

1,119,587

1,021,606

875,242

863,649

Residential 1-4 family construction

130,388

96,618

94,729

128,575

123,369

Other construction, all land development and other land

1,137,175

1,022,969

926,877

746,667

740,280

Secured by nonfarm nonresidential properties

2,651,213

2,489,911

2,517,810

2,335,303

2,305,047

Nonfarm nonresidential secured by owner-occupied properties

1,191,888

1,177,133

1,133,275

1,034,711

1,026,653

Commercial real estate other non-farm non-residential

1,459,325

1,312,778

1,384,535

1,300,592

1,278,394

Multifamily residential real estate

332,799

354,282

301,161

306,577

408,151

1-4 family residential loans

3,337,525

3,311,392

3,411,553

2,979,481

2,796,969

Farmland loans

196,546

178,801

169,716

177,697

162,439

Loans held in foreign offices

N/A

Farm loans

84,779

108,688

112,482

117,286

132,723

Commercial and industrial loans

3,484,458

3,238,743

4,091,383

3,413,599

3,030,011

Loans to individuals

2,423,772

2,384,559

2,365,712

2,465,526

2,494,669

Credit card loans

558,102

575,410

655,078

764,978

814,134

Related Plans

828,286

723,273

620,164

603,320

552,073

Consumer Loans - Auto

794,927

855,426

879,937

908,298

910,478

Other loans to individuals

242,457

230,450

210,533

188,930

217,984

All other loans & leases*

1,914,439

1,999,011

2,383,307

2,080,915

1,967,328

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

742,496

712,176

791,440

784,947

787,080

Other loans

473,330

552,935

762,214

465,493

398,698

Lease financing receivables

692,486

727,995

797,441

796,699

752,157

Loans to depository institutions and acceptances of other banks

6,127

5,905

32,212

33,776

29,393

Trading account assets

34,231

46,312

35,378

28,258

27,079

Bank premises and fixed assets

393,095

384,275

366,517

365,976

328,415

Other real estate owned

1,298

2,224

2,919

3,922

5,437

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

1,298

2,224

2,919

3,922

5,437

Other real estate owned: 1-4 family residential

295

115

365

1,413

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

Other real estate owned:Construction & development

1,003

2,109

2,826

3,557

4,024

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

154,774

154,491

150,127

148,455

147,715

Goodwill

138,921

Mortgage servicing assets

11,407

10,966

6,249

7,749

6,478

All other assets

897,517

531,664

611,050

501,796

414,252

Liabilities and Capital

Total liabilities and capital

33,255,614

36,515,611

32,808,565

25,955,469

25,383,765

Total Liabilities

31,016,879

33,517,980

29,731,002

23,267,288

22,795,776

Total deposits

28,385,747

30,064,476

27,120,127

20,835,280

20,550,471

Deposits held in domestic offices

28,385,747

30,064,476

27,120,127

20,835,280

20,550,471

Individuals, partnerships, and corporations

26,364,076

27,629,095

25,732,920

19,078,593

19,067,747

U.S. Government

18,949

408

418

297

220

States and political subdivisions in the U.S.

1,865,392

2,302,136

1,268,325

1,693,849

1,435,752

Commercial banks and other depository institutions in U.S.

137,330

132,807

118,434

62,511

46,682

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

28,385,747

30,064,476

27,120,127

20,835,280

20,550,471

Transaction accounts

6,475,525

6,833,341

6,139,578

4,364,530

4,550,729

Nontransaction accounts

21,910,222

23,231,135

20,980,549

16,470,750

15,999,742

Money market deposit accounts (MMDAs)

19,301,613

20,262,721

17,876,284

13,537,366

13,472,269

Other savings deposits (excluding MMDAs)

1,603,025

1,525,799

1,259,573

925,372

869,351

Total time deposits

1,005,584

1,442,615

1,844,692

2,008,012

1,658,122

Federal funds purchased and repurchase agreements

2,234,296

3,022,966

2,098,383

1,850,772

1,956,390

Trading liabilities

4,395

12,559

103

1,020

7,759

N/A - idobrmtg

51,772

50,046

50,802

51,430

50,997

Subordinated debt

N/A

All other liabilities

340,669

367,933

461,587

528,786

230,159

Total equity capital

2,238,735

2,997,631

3,077,563

2,688,181

2,587,989

Bank equity capital

2,238,405

2,997,301

3,077,233

2,687,851

2,587,659

Perpetual preferred stock

N/A

Common stock

10,162

Surplus

1,146,747

1,140,905

1,130,566

1,120,353

1,110,747

Undivided profits

1,081,496

1,846,234

1,936,505

1,557,336

1,466,750

Equity, minor interest in consolidated subs

330

Memoranda

Noncurrent loans and leases

19,826

20,883

48,730

30,079

29,194

Income earned, not collected on loans

78,855

67,110

86,458

73,131

76,641

Earning assets

31,442,536

35,121,918

31,227,224

24,431,301

23,953,047

Long-term assets (5+ years)

10,241,426

11,229,909

11,107,287

7,178,162

6,948,312

Average total assets

34,869,855.67

34,104,503.8

29,445,033.6

25,544,190.6

24,803,047

Average assets, quarterly

34,046,978

35,423,043

32,081,677.5

25,868,706.5

25,176,120

Total risk weighted assets adjusted

23,393,808

22,291,103

21,384,722

19,585,825

18,989,618

Adjusted average assets for leverage capital purposes

34,788,549

35,169,630

31,161,741

25,305,796

24,779,625

Life insurance assets

20,231

20,002

19,638

19,185

19,046

General account life insurance assets

20,231

20,002

19,638

19,185

19,046

Separate account life insurance assets

N/A

Hybrid life insurance assets

N/A

Volatile liabilities

2,657,221

3,845,838

3,148,386

2,904,987

2,788,219

Insider loans

504,964

627,111

559,406

278,691

331,050

FHLB advances

N/A

Loans and leases held for sale

6,467

8,615

45,089

13,809

20,694

Unused loan commitments

13,167,531

13,347,124

13,025,326

11,206,430

11,190,369

Tier one (core) capital

2,850,110

2,764,509

2,606,169

2,421,919

2,494,584

Tier 2 Risk-based capital

163,386

174,836

238,506

161,757

161,007

Total unused commitments

13,167,531

13,347,124

13,025,326

11,206,430

11,190,369

Derivatives

2,857,449

2,916,182

3,015,189

4,525,857

3,254,921