Customers Bank Annual Report

We maintain the complete database with all recent information about Customers Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Customers Bank data is relevant for April 2024.

3.63

Address

99 Bridge St Phoenixville, PA 19460

FDIC Certificate ID

34444

Bank Charter Class

Federal Reserve Member

Financial report Customers Bank

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997

2022
2021
2020
2019
2018
2017
2016
2015
2014
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2012
2011
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2009
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2007
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2021
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2018
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2015
2014
2013
2012
2011
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2008
2007
2006
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2002
2001
2000
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1998
1997

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2021
2020
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2018
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2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
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2003
2002
2001
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1997

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
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1997

2022
2021
2020
2019
2018
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2015
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2012
2011
2010
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Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

20,242,747

19,555,791

18,434,705

11,511,729

9,828,370

Cash & Balances due from depository institutions

256,828

526,248

693,354

212,505

62,135

Cash items in process of collection

76,164

42,453

77,089

32,095

16,376

Collection in domestic offices

63,024

25,705

53,850

21,882

11,914

Currency and coin in domestic offices

13,140

16,748

23,239

10,213

4,462

Balances due from depository institutions in U.S.

11,367

7,023

4,502

6,871

4,796

Balances due from foreign banks

N/A

Balances due from FRB

169,297

476,772

611,763

173,539

40,963

Total securities *

3,619,196

3,796,575

1,206,432

577,199

663,294

U.S. Government securities

527,105

447,480

223,966

278,322

305,374

U.S. Treasury securities

N/A

U.S. Government agency obligations

527,105

447,480

223,966

278,322

305,374

Securities issued by states & political subdivisions

7,737

8,430

18,291

N/A

Other domestic debt securities

3,079,833

3,335,665

964,175

298,877

270,757

Privately issued residential mortgage-backed securities

1,227,899

1,242,465

157,919

N/A

Asset backed securities

219,721

297,425

409,512

N/A

Structured financial products - Total

950,567

1,066,802

N/A

Other domestic debt securities - All other

545,862

580,047

396,744

298,877

270,757

Foreign debt securities

N/A

87,163

Equity securities not held for trading

4,521

5,000

N/A

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

15,507,824

14,431,081

15,688,075

9,994,694

8,505,028

Loan and leases loss allowance**

156,530

137,804

144,176

56,379

39,972

Total loans and leases

15,664,354

14,568,885

15,832,251

10,051,073

8,545,000

Unearned income

N/A

Loans and leases, gross

15,664,354

14,568,885

15,832,251

10,051,073

8,545,000

All real estate loans

4,481,957

3,829,718

4,123,047

4,722,213

5,674,229

Real estate loans in domestic offices

4,481,957

3,829,718

4,123,047

4,722,213

5,674,229

Construction and development loans

106,830

111,327

117,506

79,856

69,798

Residential 1-4 family construction

1,002

809

852

1,121

4,099

Other construction, all land development and other land

105,828

110,518

116,654

78,735

65,699

Secured by nonfarm nonresidential properties

1,718,525

1,691,710

1,758,953

1,683,682

1,585,994

Nonfarm nonresidential secured by owner-occupied properties

714,031

712,457

621,628

543,346

543,617

Commercial real estate other non-farm non-residential

1,004,494

979,253

1,137,325

1,140,336

1,042,377

Multifamily residential real estate

2,045,091

1,535,715

1,768,839

2,396,710

3,275,971

1-4 family residential loans

604,882

484,249

470,845

555,088

735,321

Farmland loans

6,629

6,717

6,904

6,877

7,145

Loans held in foreign offices

N/A

Farm loans

N/A

Commercial and industrial loans

3,655,912

4,870,643

6,450,887

1,491,825

1,060,069

Loans to individuals

1,934,684

1,774,868

1,269,374

1,218,620

119,210

Credit card loans

885

787

244

168

Related Plans

7,763

2,828

1,065

1,114

Consumer Loans - Auto

N/A

Other loans to individuals

1,926,036

1,771,253

1,268,065

1,217,338

119,152

All other loans & leases*

5,591,801

4,093,656

3,988,943

2,618,415

1,691,492

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

2,486

3,915

4,274

4,931

9,725

Other loans

5,440,141

3,942,759

3,876,086

2,523,606

1,626,473

Lease financing receivables

149,174

146,982

108,583

89,878

55,294

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

27,434

27,295

54,027

39,880

14,437

Bank premises and fixed assets

24,880

21,567

29,322

29,622

11,063

Other real estate owned

173

816

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

173

816

Other real estate owned: 1-4 family residential

173

195

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

621

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

3,629

3,736

14,298

15,196

16,499

Goodwill

3,629

8,888

Mortgage servicing assets

N/A

All other assets

802,921

749,254

749,140

642,460

555,098

Liabilities and Capital

Total liabilities and capital

20,242,747

19,555,791

18,434,705

11,511,729

9,828,370

Total Liabilities

18,776,867

18,092,066

17,235,848

10,333,563

8,768,699

Total deposits

17,034,893

16,953,757

11,423,059

8,713,396

7,162,853

Deposits held in domestic offices

17,034,893

16,953,757

11,423,059

8,713,396

7,162,853

Individuals, partnerships, and corporations

16,315,632

16,247,718

9,665,482

5,810,751

4,917,695

U.S. Government

N/A

States and political subdivisions in the U.S.

430,928

578,260

1,299,876

1,461,313

1,265,848

Commercial banks and other depository institutions in U.S.

288,329

127,778

457,701

1,441,325

979,305

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

17,034,893

16,953,757

11,423,059

8,713,396

7,162,853

Transaction accounts

4,500,099

3,748,461

1,704,405

791,298

649,690

Nontransaction accounts

12,534,793

13,205,296

9,718,654

7,922,098

6,513,163

Money market deposit accounts (MMDAs)

4,254,203

4,349,073

4,601,492

3,482,505

3,097,393

Other savings deposits (excluding MMDAs)

7,557,565

8,348,885

4,465,231

2,771,060

1,681,590

Total time deposits

723,024

507,338

651,931

1,668,533

1,734,180

Federal funds purchased and repurchase agreements

520,000

75,000

250,000

538,000

187,000

Trading liabilities

24,922

26,517

57,478

24,565

14,784

N/A - idobrmtg

885,000

700,000

5,265,016

871,359

1,248,070

Subordinated debt

109,318

109,270

109,172

109,075

108,977

All other liabilities

202,734

227,522

131,123

77,168

47,015

Total equity capital

1,465,880

1,463,725

1,198,857

1,178,166

1,059,671

Bank equity capital

1,465,880

1,463,725

1,198,857

1,178,166

1,059,671

Perpetual preferred stock

N/A

Common stock

29,360

29,361

Surplus

933,888

928,308

813,011

800,963

717,315

Undivided profits

502,632

506,056

356,485

347,842

312,995

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

57,555

51,007

72,458

24,394

30,954

Income earned, not collected on loans

98,727

92,239

80,412

38,072

32,955

Earning assets

19,307,683

18,711,451

17,509,771

10,767,575

9,212,761

Long-term assets (5+ years)

3,658,430

3,579,893

1,653,964

1,682,342

1,724,504

Average total assets

19,651,697

19,150,539.8

15,721,265.6

10,875,166.6

10,424,664.8

Average assets, quarterly

19,699,650

19,337,189

18,595,903

11,618,001

10,221,987

Total risk weighted assets adjusted

14,252,198

12,909,847

11,814,205

10,285,367

8,314,658

Adjusted average assets for leverage capital purposes

20,196,577

19,263,209

13,618,948

11,221,278

9,964,238

Life insurance assets

335,152

333,705

280,067

272,546

264,559

General account life insurance assets

269,581

268,431

214,986

208,854

202,297

Separate account life insurance assets

N/A

Hybrid life insurance assets

65,571

65,274

65,081

63,692

62,262

Volatile liabilities

1,294,224

1,034,024

1,397,741

1,243,630

1,917,294

Insider loans

499

FHLB advances

635,000

700,000

850,000

1,248,070

Loans and leases held for sale

6,596

16,254

79,086

486,328

1,507

Unused loan commitments

6,295,419

4,589,298

3,204,252

2,704,716

2,750,638

Tier one (core) capital

1,633,346

1,526,583

1,254,082

1,164,652

1,066,121

Tier 2 Risk-based capital

206,016

165,929

170,709

165,503

149,401

Total unused commitments

6,295,419

4,589,298

3,204,252

2,704,716

2,750,638

Derivatives

1,784,620

1,865,246

3,141,106

2,379,141

1,878,549