Customers Bank Annual Report

We maintain the complete database with all recent information about Customers Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Customers Bank data is relevant for May 2026.

3.63

Address

99 Bridge St Phoenixville, PA 19460

FDIC Certificate ID

34444

Bank Charter Class

Federal Reserve Member

Financial report Customers Bank

Quarterly

Annually

Change dates

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997

2025
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2023
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2021
2020
2019
2018
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2016
2015
2014
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2012
2011
2010
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1997

2025
2024
2023
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2021
2020
2019
2018
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2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
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1997

2025
2024
2023
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2021
2020
2019
2018
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2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
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2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
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2002
2001
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1997

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
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Hide dates

All values USD, Dollar figures in thousands

Updated December 31, 2025

Item

2025

2024

2023

2022

2021

Trends

Assets and Liabilities

Total assets

24,881,148

22,295,612

21,303,502

20,879,065

19,555,791

Cash & Balances due from depository institutions

4,406,535

3,782,311

3,843,090

464,175

526,248

Cash items in process of collection

54,709

50,761

37,208

63,927

42,453

Collection in domestic offices

23,234

17,550

15,970

47,503

25,705

Currency and coin in domestic offices

31,475

33,211

21,238

16,424

16,748

Balances due from depository institutions in U.S.

10,609

5,226

10,084

7,199

7,023

Balances due from foreign banks

N/A

Balances due from FRB

4,341,217

3,726,324

3,795,798

393,049

476,772

Total securities *

2,645,308

2,986,633

3,484,382

3,805,089

3,796,575

U.S. Government securities

1,367,170

983,583

459,199

499,187

447,480

U.S. Treasury securities

N/A

U.S. Government agency obligations

1,367,170

983,583

459,199

499,187

447,480

Securities issued by states & political subdivisions

N/A

8,430

Other domestic debt securities

1,268,499

1,993,792

3,020,831

3,301,611

3,335,665

Privately issued residential mortgage-backed securities

N/A

1,242,465

Asset backed securities

496,184

485,232

668,619

521,971

297,425

Structured financial products - Total

N/A

255,407

489,092

872,416

1,066,802

Other domestic debt securities - All other

285,861

516,330

583,033

594,778

580,047

Foreign debt securities

N/A

Equity securities not held for trading

N/A

5,000

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

16,626,861

14,516,781

13,066,772

15,663,746

14,431,081

Loan and leases loss allowance**

155,656

136,775

135,311

130,924

137,804

Total loans and leases

16,782,517

14,653,556

13,202,083

15,794,670

14,568,885

Unearned income

N/A

Loans and leases, gross

N/A

14,568,885

All real estate loans

6,663,853

5,403,615

4,870,411

5,042,241

3,829,718

Real estate loans in domestic offices

6,663,853

5,403,615

4,870,411

5,042,241

3,829,718

Construction and development loans

175,824

90,505

140,960

142,303

111,327

Residential 1-4 family construction

N/A

834

809

Other construction, all land development and other land

175,824

90,505

140,960

141,469

110,518

Secured by nonfarm nonresidential properties

3,217,077

2,280,114

1,845,590

1,895,989

1,691,710

Nonfarm nonresidential secured by owner-occupied properties

1,721,802

1,104,310

838,415

836,404

712,457

Commercial real estate other non-farm non-residential

1,495,275

1,175,804

1,007,175

1,059,585

979,253

Multifamily residential real estate

2,635,528

2,388,801

2,263,896

2,349,227

1,535,715

1-4 family residential loans

633,462

637,753

613,306

648,278

484,249

Farmland loans

1,962

6,442

6,659

6,444

6,717

Loans held in foreign offices

N/A

Farm loans

4,117

11,888

14,067

17,565

N/A

Commercial and industrial loans

3,149,055

2,663,885

2,428,276

3,393,997

4,870,643

Loans to individuals

922,621

940,929

1,241,120

1,733,390

1,774,868

Credit card loans

N/A

106

896

938

787

Related Plans

11,391

11,854

6,258

7,688

2,828

Consumer Loans - Auto

N/A

Other loans to individuals

911,230

928,969

1,233,966

1,724,764

1,771,253

All other loans & leases*

6,042,871

5,633,239

4,648,209

5,607,477

4,093,656

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

25,940

1,553

1,919

2,276

3,915

Other loans

N/A

3,942,759

Lease financing receivables

306,541

262,695

216,012

157,370

146,982

Loans to depository institutions and acceptances of other banks

100

N/A

Trading account assets

11,796

15,963

19,033

42,658

27,295

Bank premises and fixed assets

51,091

41,991

23,015

25,158

21,567

Other real estate owned

12,432

N/A

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

12,432

N/A

Other real estate owned: 1-4 family residential

169

N/A

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

Other real estate owned:Construction & development

12,263

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

5,557

7,248

6,822

3,629

3,736

Goodwill

3,629

Mortgage servicing assets

N/A

All other assets

N/A

749,254

Liabilities and Capital

Total liabilities and capital

24,881,148

22,295,612

21,303,502

20,879,065

19,555,791

Total Liabilities

22,725,721

20,469,385

19,595,670

19,376,148

18,092,066

Total deposits

21,001,171

19,030,155

18,049,415

18,271,501

16,953,757

Deposits held in domestic offices

21,001,171

19,030,155

18,049,415

18,271,501

16,953,757

Individuals, partnerships, and corporations

N/A

16,247,718

U.S. Government

N/A

States and political subdivisions in the U.S.

N/A

578,260

Commercial banks and other depository institutions in U.S.

N/A

127,778

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

21,001,171

19,030,155

18,049,415

18,271,501

16,953,757

Transaction accounts

6,449,462

6,488,954

4,611,057

3,126,287

3,748,461

Nontransaction accounts

14,551,709

12,541,201

13,438,358

15,145,214

13,205,296

Money market deposit accounts (MMDAs)

4,398,828

3,844,452

3,226,395

2,734,217

4,349,073

Other savings deposits (excluding MMDAs)

6,856,914

5,988,544

6,924,085

8,161,132

8,348,885

Total time deposits

3,295,968

2,708,205

3,287,878

4,249,865

507,338

Federal funds purchased and repurchase agreements

N/A

75,000

Trading liabilities

16,353

23,524

28,602

42,106

26,517

N/A - idobrmtg

N/A

700,000

Subordinated debt

109,659

109,562

109,464

109,367

109,270

All other liabilities

N/A

227,522

Total equity capital

2,155,427

1,826,227

1,707,832

1,502,917

1,463,725

Bank equity capital

2,155,427

1,826,227

1,707,832

1,502,917

1,463,725

Perpetual preferred stock

N/A

Common stock

29,361

Surplus

1,061,078

963,973

950,771

939,598

928,308

Undivided profits

1,064,988

832,893

727,700

533,958

506,056

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

47,716

75,403

75,987

67,875

51,007

Income earned, not collected on loans

103,626

108,351

114,766

123,374

92,239

Earning assets

23,623,995

21,234,964

20,357,036

19,869,083

18,711,451

Long-term assets (5+ years)

3,767,241

3,551,194

3,726,229

3,853,253

3,579,893

Average total assets

23,279,237.2

21,472,459.2

21,565,123.4

20,038,763

19,150,539.8

Average assets, quarterly

24,571,251.5

21,884,090.5

21,576,458.5

20,619,362

19,337,189

Total risk weighted assets adjusted

16,631,380

14,904,872

13,565,622

15,237,653

12,909,847

Adjusted average assets for leverage capital purposes

24,776,533

22,318,879

21,455,635

20,965,283

19,263,209

Life insurance assets

305,502

297,641

292,193

338,441

333,705

General account life insurance assets

192,417

187,396

201,398

272,245

268,431

Separate account life insurance assets

N/A

Hybrid life insurance assets

113,085

110,245

90,795

66,196

65,274

Volatile liabilities

1,352,887

1,104,717

438,118

385,509

1,034,024

Insider loans

N/A

FHLB advances

1,325,068

1,128,352

1,203,207

800,000

700,000

Loans and leases held for sale

26,102

204,794

340,317

328,312

16,254

Unused loan commitments

5,482,911

5,554,091

4,970,096

6,244,597

4,589,298

Tier one (core) capital

2,203,933

1,930,951

1,868,360

1,708,598

1,526,583

Tier 2 Risk-based capital

227,811

205,643

204,842

180,874

165,929

Total unused commitments

5,482,911

5,554,091

4,970,096

6,244,597

4,589,298

Derivatives

4,996,086

3,859,244

1,744,858

1,681,301

1,865,246