Discover Bank Annual Report

We maintain the complete database with all recent information about Discover Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Discover Bank data is relevant for April 2024.

4.51

Address

502 E Market St Greenwood,DE 19950

FDIC Certificate ID

5649

Bank Charter Class

Federal Reserve Non-member

Financial report Discover Bank

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

113,025,156

108,342,526

111,335,503

112,384,202

108,015,112

Cash & Balances due from depository institutions

11,319,229

8,527,297

13,354,184

6,750,410

14,811,896

Cash items in process of collection

651,504

570,333

529,991

411,253

368,950

Collection in domestic offices

651,272

570,015

529,505

410,944

368,769

Currency and coin in domestic offices

232

318

486

309

181

Balances due from depository institutions in U.S.

607,617

963,722

956,423

783,399

2,311,055

Balances due from foreign banks

N/A

Balances due from FRB

10,060,108

6,993,242

11,867,770

5,555,758

12,131,891

Total securities *

5,567,799

9,486,400

12,138,668

10,606,819

3,475,449

U.S. Government securities

5,536,236

6,903,953

12,113,429

10,594,915

3,370,141

U.S. Treasury securities

5,178,270

6,505,150

11,553,312

9,905,764

2,586,172

U.S. Government agency obligations

357,966

398,803

560,117

689,151

783,969

Securities issued by states & political subdivisions

N/A

Other domestic debt securities

N/A

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

N/A

Structured financial products - Total

N/A

Other domestic debt securities - All other

N/A

Foreign debt securities

N/A

Equity securities not held for trading

31,563

2,582,447

25,239

11,904

105,308

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

92,544,030

86,861,357

82,223,657

92,512,157

87,459,200

Loan and leases loss allowance**

6,757,000

6,821,480

8,225,760

3,383,436

3,038,993

Total loans and leases

99,301,030

93,682,837

90,449,417

95,895,593

90,498,193

Unearned income

N/A

Loans and leases, gross

99,301,030

93,682,837

90,449,417

95,895,593

90,498,193

All real estate loans

2,792,593

2,208,711

1,792,096

1,330,486

762,724

Real estate loans in domestic offices

2,792,593

2,208,711

1,792,096

1,330,486

762,724

Construction and development loans

N/A

783

1,623

Residential 1-4 family construction

N/A

Other construction, all land development and other land

N/A

783

1,623

Secured by nonfarm nonresidential properties

N/A

Nonfarm nonresidential secured by owner-occupied properties

N/A

Commercial real estate other non-farm non-residential

N/A

Multifamily residential real estate

N/A

1-4 family residential loans

2,792,593

2,208,711

1,792,096

1,329,703

761,101

Farmland loans

N/A

Loans held in foreign offices

N/A

Farm loans

N/A

Commercial and industrial loans

170,354

162,697

156,619

169,553

142,655

Loans to individuals

96,283,106

91,255,189

88,445,630

94,350,479

89,550,615

Credit card loans

79,064,075

74,206,084

71,315,140

77,009,986

72,731,890

Related Plans

N/A

Consumer Loans - Auto

N/A

Other loans to individuals

17,219,031

17,049,105

17,130,490

17,340,493

16,818,725

All other loans & leases*

54,977

56,240

55,072

45,075

42,199

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

N/A

Other loans

54,977

56,240

55,072

45,075

42,199

Lease financing receivables

N/A

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

N/A

Bank premises and fixed assets

318,857

321,529

331,548

386,341

351,072

Other real estate owned

N/A

103

142

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

N/A

103

142

Other real estate owned: 1-4 family residential

N/A

103

142

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

N/A

2,250

2,450

6,450

Goodwill

N/A

Mortgage servicing assets

N/A

All other assets

3,275,241

3,145,943

3,285,175

2,125,922

1,910,903

Liabilities and Capital

Total liabilities and capital

113,025,156

108,342,526

111,335,503

112,384,202

108,015,112

Total Liabilities

101,049,179

96,453,037

101,147,251

101,082,424

97,140,919

Total deposits

79,903,516

75,525,799

79,655,267

75,231,520

69,257,146

Deposits held in domestic offices

79,903,516

75,525,799

79,655,267

75,231,520

69,257,146

Individuals, partnerships, and corporations

79,903,324

75,525,421

79,652,490

75,231,409

69,248,610

U.S. Government

N/A

States and political subdivisions in the U.S.

130

275

N/A

209

Commercial banks and other depository institutions in U.S.

103

2,777

8,327

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

79,903,516

75,525,799

79,655,267

75,231,520

69,257,146

Transaction accounts

1,785,243

1,781,031

1,432,261

973,625

818,098

Nontransaction accounts

78,118,273

73,744,768

78,223,006

74,257,895

68,439,048

Money market deposit accounts (MMDAs)

11,786,446

11,194,172

10,780,437

9,472,739

8,476,071

Other savings deposits (excluding MMDAs)

43,374,037

41,426,057

39,173,826

30,404,465

25,174,669

Total time deposits

22,957,790

21,124,539

28,268,743

34,380,691

34,788,308

Federal funds purchased and repurchase agreements

N/A

Trading liabilities

N/A

N/A - idobrmtg

16,248,415

16,174,785

17,053,345

21,086,849

22,960,818

Subordinated debt

989,879

1,004,953

1,015,216

1,496,013

1,695,267

All other liabilities

3,907,369

3,747,500

3,423,423

3,268,042

3,227,688

Total equity capital

11,975,977

11,889,489

10,188,252

11,301,778

10,874,193

Bank equity capital

11,975,977

11,889,489

10,188,252

11,301,778

10,874,193

Perpetual preferred stock

N/A

Common stock

Surplus

4,601,729

4,590,731

Undivided profits

7,374,213

7,287,725

5,586,488

6,711,012

6,283,427

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

863,721

799,679

979,747

1,280,554

1,152,176

Income earned, not collected on loans

978,937

948,274

992,090

1,044,174

951,111

Earning assets

108,618,846

103,791,330

106,680,345

108,987,319

105,088,777

Long-term assets (5+ years)

9,849,474

8,602,424

7,988,894

7,821,172

6,682,378

Average total assets

109,008,363.33

109,499,008.4

113,986,498.2

109,526,496

102,565,340.6

Average assets, quarterly

109,341,282

107,463,728

117,059,971

110,776,389

106,171,129.5

Total risk weighted assets adjusted

100,046,804

94,660,698

90,178,965

97,195,604

92,150,807

Adjusted average assets for leverage capital purposes

109,619,112

109,123,891

117,715,061

110,871,271

106,630,670

Life insurance assets

N/A

General account life insurance assets

N/A

Separate account life insurance assets

N/A

Hybrid life insurance assets

N/A

Volatile liabilities

7,202,764

7,955,838

6,706,143

7,213,107

7,882,601

Insider loans

647

723

744

843

FHLB advances

1,800,000

1,250,000

N/A

Loans and leases held for sale

N/A

Unused loan commitments

223,250,143

220,651,589

213,722,524

206,705,819

196,386,475

Tier one (core) capital

13,638,822

13,932,373

12,414,710

11,203,067

10,834,417

Tier 2 Risk-based capital

1,983,257

2,024,507

2,092,521

2,237,985

2,271,592

Total unused commitments

223,250,143

220,651,589

213,722,524

206,705,819

196,386,475

Derivatives

4,198,107

6,425,000

11,901,900

15,216,999

10,529,000