Flagstar Bank Annual Report

We maintain the complete database with all recent information about Flagstar Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Flagstar Bank data is relevant for December 2024.

3.75

Address

5151 Corporate Drive Troy, MI 48098

FDIC Certificate ID

32541

Bank Charter Class

Savings Association

Financial report Flagstar Bank

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
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2007
2006
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2002
2001
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1998
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1996
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2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
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1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
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2001
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1999
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1994
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1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
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1992

Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

24,847,064

25,437,685

31,013,209

23,234,514

18,466,868

Cash & Balances due from depository institutions

436,165

1,052,490

624,816

427,510

409,091

Cash items in process of collection

196,637

174,313

247,526

218,621

259,029

Collection in domestic offices

117,245

95,164

155,625

109,726

132,810

Currency and coin in domestic offices

79,392

79,149

91,901

108,895

126,219

Balances due from depository institutions in U.S.

1,491

102,867

3,948

1,913

2,032

Balances due from foreign banks

N/A

Balances due from FRB

238,037

775,309

373,342

206,977

148,030

Total securities *

2,518,058

2,008,260

2,319,346

2,712,407

2,844,799

U.S. Government securities

2,220,511

1,648,326

2,172,126

2,560,058

2,739,777

U.S. Treasury securities

N/A

U.S. Government agency obligations

2,220,511

1,648,326

2,172,126

2,560,058

2,739,777

Securities issued by states & political subdivisions

15,838

19,841

27,100

30,804

31,966

Other domestic debt securities

281,709

340,093

120,120

121,545

73,056

Privately issued residential mortgage-backed securities

224,394

266,729

42,477

44,608

32,045

Asset backed securities

N/A

Structured financial products - Total

N/A

Other domestic debt securities - All other

57,315

73,364

77,643

76,937

41,011

Foreign debt securities

N/A

Equity securities not held for trading

N/A

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

19,158,725

19,957,060

25,588,797

18,015,774

13,220,402

Loan and leases loss allowance**

122,158

154,206

252,491

107,000

128,430

Total loans and leases

19,280,883

20,111,266

25,841,288

18,122,774

13,348,832

Unearned income

N/A

Loans and leases, gross

19,280,883

20,111,266

25,841,288

18,122,774

13,348,832

All real estate loans

10,858,787

12,071,173

15,754,908

13,016,997

10,143,585

Real estate loans in domestic offices

10,858,787

12,071,173

15,754,908

13,016,997

10,143,585

Construction and development loans

1,652,178

1,633,530

1,540,667

1,430,313

939,421

Residential 1-4 family construction

710,272

576,233

602,254

695,686

476,532

Other construction, all land development and other land

941,906

1,057,297

938,413

734,627

462,889

Secured by nonfarm nonresidential properties

1,645,877

1,465,995

1,447,994

1,336,354

1,105,268

Nonfarm nonresidential secured by owner-occupied properties

374,639

425,286

389,147

446,093

357,444

Commercial real estate other non-farm non-residential

1,271,238

1,040,709

1,058,847

890,261

747,824

Multifamily residential real estate

180,939

206,316

162,853

140,510

139,605

1-4 family residential loans

7,379,793

8,765,332

12,603,394

10,109,820

7,959,291

Farmland loans

N/A

Loans held in foreign offices

N/A

Farm loans

134

145

N/A

Commercial and industrial loans

1,452,421

1,156,999

937,167

1,095,105

945,791

Loans to individuals

1,331,054

1,235,985

1,004,181

726,756

310,195

Credit card loans

N/A

Related Plans

17,477

18,025

21,358

25,795

32,730

Consumer Loans - Auto

4,498

4,821

7,147

11,234

15,165

Other loans to individuals

1,309,079

1,213,139

975,676

689,727

262,300

All other loans & leases*

5,638,588

5,647,073

8,144,898

3,283,770

1,949,260

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

16,625

17,488

44,600

75,639

106,252

Other loans

5,621,963

5,629,585

8,054,489

3,120,525

1,767,740

Lease financing receivables

N/A

16,559

58,356

46,018

Loans to depository institutions and acceptances of other banks

N/A

29,250

Trading account assets

210,437

60,011

15,859

28,723

19,456

Bank premises and fixed assets

238,412

245,561

264,836

271,287

245,071

Other real estate owned

4,789

6,442

8,242

9,840

7,173

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

4,789

6,442

8,242

9,840

7,173

Other real estate owned: 1-4 family residential

2,772

3,867

4,122

5,853

4,846

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

240

Other real estate owned:Construction & development

2,017

2,575

3,880

3,747

2,087

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

764,066

539,036

486,291

461,050

480,305

Goodwill

114,376

139,674

Mortgage servicing assets

621,682

392,140

328,818

290,863

290,422

All other assets

1,516,412

1,568,825

1,705,022

1,307,923

1,240,571

Liabilities and Capital

Total liabilities and capital

24,847,064

25,437,685

31,013,209

23,234,514

18,466,868

Total Liabilities

21,993,433

22,574,714

28,470,329

21,210,954

16,642,925

Total deposits

17,326,944

18,688,689

21,035,502

15,942,583

12,851,536

Deposits held in domestic offices

17,326,944

18,688,689

21,035,502

15,942,583

12,851,536

Individuals, partnerships, and corporations

15,259,770

16,383,862

19,129,517

14,636,264

11,595,563

U.S. Government

N/A

States and political subdivisions in the U.S.

1,715,869

2,000,236

1,765,329

1,210,378

1,201,836

Commercial banks and other depository institutions in U.S.

351,306

304,590

140,657

95,941

54,137

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

17,326,944

18,688,689

21,035,502

15,942,583

12,851,536

Transaction accounts

9,429,026

10,032,322

5,304,392

1,147,289

1,035,675

Nontransaction accounts

7,897,919

8,656,366

15,731,111

14,795,294

11,815,861

Money market deposit accounts (MMDAs)

918,337

906,994

698,351

682,583

800,873

Other savings deposits (excluding MMDAs)

4,853,948

5,045,880

12,185,261

10,770,890

7,734,612

Total time deposits

2,125,634

2,703,494

2,847,500

3,341,821

3,280,376

Federal funds purchased and repurchase agreements

N/A

280,003

485,004

470,042

N/A

Trading liabilities

34,940

14,333

99,744

42,219

798

N/A - idobrmtg

4,120,223

3,221,604

6,489,124

4,438,472

3,455,665

Subordinated debt

N/A

All other liabilities

511,326

370,085

360,955

317,638

334,926

Total equity capital

2,853,631

2,862,971

2,542,880

2,023,560

1,823,943

Bank equity capital

2,853,427

2,862,771

2,542,668

2,023,425

1,823,943

Perpetual preferred stock

N/A

108

109

Common stock

3,000

Surplus

1,543,973

1,541,749

1,533,014

1,521,053

1,510,642

Undivided profits

1,306,454

1,318,022

1,006,654

499,264

310,192

Equity, minor interest in consolidated subs

204

200

212

135

N/A

Memoranda

Noncurrent loans and leases

674,001

363,210

462,810

487,454

251,466

Income earned, not collected on loans

52,353

46,614

55,920

50,898

47,084

Earning assets

21,914,820

22,740,629

28,281,485

20,935,158

16,214,461

Long-term assets (5+ years)

8,805,154

10,028,069

12,146,643

10,267,904

7,723,150

Average total assets

24,492,294

27,976,343.8

27,580,416.6

20,643,667.2

17,941,306.2

Average assets, quarterly

24,019,598.5

26,216,304.5

30,232,137

22,611,818.5

18,551,291

Total risk weighted assets adjusted

20,113,296

19,383,292

22,193,548

15,873,193

11,997,552

Adjusted average assets for leverage capital purposes

23,777,822

26,501,834

29,437,066

22,727,382

18,151,326

Life insurance assets

369,536

365,454

357,582

348,587

340,084

General account life insurance assets

304,148

300,820

294,392

286,986

280,030

Separate account life insurance assets

N/A

Hybrid life insurance assets

65,388

64,634

63,190

61,601

60,054

Volatile liabilities

4,375,411

2,815,784

4,577,885

5,032,274

4,101,944

Insider loans

96,008

173,008

50,799

51,532

539

FHLB advances

4,000,000

3,000,000

4,615,000

4,345,015

3,143,000

Loans and leases held for sale

3,481,742

5,053,589

7,097,809

5,258,283

3,868,736

Unused loan commitments

14,937,677

12,103,017

6,738,318

5,814,674

5,077,878

Tier one (core) capital

2,824,178

2,706,497

2,390,378

1,752,048

1,574,028

Tier 2 Risk-based capital

106,734

132,312

217,419

109,731

131,321

Total unused commitments

14,937,677

12,103,017

6,738,318

5,814,674

5,077,878

Derivatives

25,190,124

21,585,468

28,216,349

15,076,752

11,445,452