Frost Bank Annual Report

We maintain the complete database with all recent information about Frost Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Frost Bank data is relevant for May 2026.

4.4

Address

111 West Houston Street San Antonio, TX 78205

FDIC Certificate ID

5510

Bank Charter Class

Federal Reserve Member

Financial report Frost Bank

Quarterly

Annually

Change dates

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989
December 31, 1988
September 30, 1988
June 30, 1988
March 31, 1988
December 31, 1987
September 30, 1987
June 30, 1987
March 31, 1987
December 31, 1986
September 30, 1986
June 30, 1986
March 31, 1986
December 31, 1985
September 30, 1985
June 30, 1985
March 31, 1985
December 31, 1984
September 30, 1984
June 30, 1984
March 31, 1984

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989
December 31, 1988
September 30, 1988
June 30, 1988
March 31, 1988
December 31, 1987
September 30, 1987
June 30, 1987
March 31, 1987
December 31, 1986
September 30, 1986
June 30, 1986
March 31, 1986
December 31, 1985
September 30, 1985
June 30, 1985
March 31, 1985
December 31, 1984
September 30, 1984
June 30, 1984
March 31, 1984

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989
December 31, 1988
September 30, 1988
June 30, 1988
March 31, 1988
December 31, 1987
September 30, 1987
June 30, 1987
March 31, 1987
December 31, 1986
September 30, 1986
June 30, 1986
March 31, 1986
December 31, 1985
September 30, 1985
June 30, 1985
March 31, 1985
December 31, 1984
September 30, 1984
June 30, 1984
March 31, 1984

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989
December 31, 1988
September 30, 1988
June 30, 1988
March 31, 1988
December 31, 1987
September 30, 1987
June 30, 1987
March 31, 1987
December 31, 1986
September 30, 1986
June 30, 1986
March 31, 1986
December 31, 1985
September 30, 1985
June 30, 1985
March 31, 1985
December 31, 1984
September 30, 1984
June 30, 1984
March 31, 1984

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989
December 31, 1988
September 30, 1988
June 30, 1988
March 31, 1988
December 31, 1987
September 30, 1987
June 30, 1987
March 31, 1987
December 31, 1986
September 30, 1986
June 30, 1986
March 31, 1986
December 31, 1985
September 30, 1985
June 30, 1985
March 31, 1985
December 31, 1984
September 30, 1984
June 30, 1984
March 31, 1984

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984

Hide dates

All values USD, Dollar figures in thousands

Updated December 31, 2025

Item

2025

2024

2023

2022

2021

Trends

Assets and Liabilities

Total assets

53,127,804

52,580,731

50,957,079

52,953,767

50,953,666

Cash & Balances due from depository institutions

8,874,951

10,229,995

8,610,988

11,828,630

16,546,880

Cash items in process of collection

661,087

713,652

601,290

675,739

537,324

Collection in domestic offices

479,111

496,864

432,401

466,732

331,953

Currency and coin in domestic offices

181,976

216,788

168,889

209,007

205,371

Balances due from depository institutions in U.S.

22,763

10,983

14,988

10,184

112,606

Balances due from foreign banks

19,343

10,034

22,175

22,638

22,163

Balances due from FRB

8,171,758

9,495,326

7,972,535

11,120,069

15,874,787

Total securities *

19,359,347

18,534,221

20,155,030

20,840,261

15,631,447

U.S. Government securities

11,176,033

11,102,516

12,774,702

11,953,945

6,772,961

U.S. Treasury securities

2,456,517

3,442,320

4,927,589

5,051,587

2,179,433

U.S. Government agency obligations

8,719,516

7,660,196

7,847,113

6,902,358

4,593,528

Securities issued by states & political subdivisions

7,666,563

6,898,969

7,379,138

8,884,974

8,857,144

Other domestic debt securities

515,751

531,546

N/A

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

N/A

Structured financial products - Total

515,751

531,546

N/A

Other domestic debt securities - All other

N/A

Foreign debt securities

1,500

Equity securities not held for trading

N/A

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

500

310

158

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

9,650

15,575

84,650

207,677

41,978

Net loans and leases

21,610,318

20,484,674

18,580,578

16,927,164

16,087,766

Loan and leases loss allowance**

281,495

270,151

245,996

227,621

248,666

Total loans and leases

21,891,813

20,754,825

18,826,574

17,154,785

16,336,432

Unearned income

N/A

Loans and leases, gross

N/A

16,336,432

All real estate loans

14,037,975

13,075,026

11,456,051

10,034,969

8,988,202

Real estate loans in domestic offices

14,037,975

13,075,026

11,456,051

10,034,969

8,988,202

Construction and development loans

2,566,139

2,822,379

2,260,012

2,020,696

1,717,321

Residential 1-4 family construction

303,322

312,066

308,086

330,273

277,181

Other construction, all land development and other land

2,262,817

2,510,313

1,951,926

1,690,423

1,440,140

Secured by nonfarm nonresidential properties

7,236,621

6,686,043

6,333,140

5,689,779

5,418,489

Nonfarm nonresidential secured by owner-occupied properties

4,044,957

3,672,380

2,326,032

2,033,081

1,897,361

Commercial real estate other non-farm non-residential

3,191,664

3,013,663

4,007,108

3,656,698

3,521,128

Multifamily residential real estate

245,025

238,796

243,660

281,697

277,713

1-4 family residential loans

3,841,775

3,215,438

2,562,866

1,972,876

1,549,958

Farmland loans

148,415

112,370

56,373

69,921

24,721

Loans held in foreign offices

N/A

Farm loans

1,984

1,327

904

132

23,217

Commercial and industrial loans

5,556,888

6,130,561

5,866,593

5,689,639

5,948,261

Loans to individuals

447,879

430,772

464,642

483,361

470,064

Credit card loans

N/A

Related Plans

332,953

317,657

342,619

372,600

372,338

Consumer Loans - Auto

15,449

22,267

28,544

19,932

13,983

Other loans to individuals

99,477

90,848

93,479

90,829

83,743

All other loans & leases*

1,847,087

1,117,139

1,038,384

946,684

906,688

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

266,410

226,374

265,226

247,884

201,028

Other loans

N/A

427,205

Lease financing receivables

331,389

316,923

291,167

281,732

277,677

Loans to depository institutions and acceptances of other banks

122

1,352

1,844

1,027

778

Trading account assets

148,630

161,536

193,165

221,515

184,261

Bank premises and fixed assets

1,313,225

1,245,377

1,190,034

1,102,695

1,050,331

Other real estate owned

1,348

14,073

725

964

3,391

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

1,348

14,073

725

964

3,391

Other real estate owned: 1-4 family residential

N/A

14,073

725

964

3,391

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

1,348

N/A

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

692,226

698,389

703,825

653,053

653,534

Goodwill

652,667

Mortgage servicing assets

N/A

All other assets

N/A

754,078

Liabilities and Capital

Total liabilities and capital

53,127,804

52,580,731

50,957,079

52,953,767

50,953,666

Total Liabilities

48,586,679

48,758,524

47,337,814

49,895,337

46,738,031

Total deposits

43,333,423

43,144,271

42,410,482

44,359,079

43,224,776

Deposits held in domestic offices

43,333,423

43,144,271

42,410,482

44,359,079

43,224,776

Individuals, partnerships, and corporations

N/A

40,860,063

U.S. Government

N/A

205

States and political subdivisions in the U.S.

N/A

2,045,889

Commercial banks and other depository institutions in U.S.

N/A

317,881

Banks in foreign countries

N/A

738

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

43,333,423

43,144,271

42,410,482

44,359,079

43,224,776

Transaction accounts

23,222,972

23,428,658

24,021,671

3,201,494

4,098,621

Nontransaction accounts

20,110,451

19,715,613

18,388,811

41,157,585

39,126,155

Money market deposit accounts (MMDAs)

11,889,171

11,568,254

10,997,279

37,062,942

35,792,309

Other savings deposits (excluding MMDAs)

1,794,312

1,746,127

1,906,465

2,299,603

2,220,942

Total time deposits

6,426,968

6,401,232

5,485,067

1,795,040

1,112,904

Federal funds purchased and repurchase agreements

4,544,630

4,364,916

4,141,388

4,712,291

2,766,724

Trading liabilities

109,263

126,427

159,992

200,935

138,543

N/A - idobrmtg

N/A

Subordinated debt

N/A

All other liabilities

N/A

607,988

Total equity capital

4,541,125

3,822,207

3,619,265

3,058,430

4,215,635

Bank equity capital

4,541,125

3,822,207

3,619,265

3,058,430

4,215,635

Perpetual preferred stock

N/A

Common stock

8,500

Surplus

1,166,591

1,166,592

1,166,591

Undivided profits

3,366,034

2,647,116

2,444,173

1,883,339

3,040,544

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

92,152

94,577

75,940

65,633

92,436

Income earned, not collected on loans

256,093

236,591

251,385

243,682

179,111

Earning assets

49,199,998

48,564,157

46,837,032

49,132,049

47,771,596

Long-term assets (5+ years)

21,000,072

19,154,651

19,385,916

19,651,464

15,883,203

Average total assets

52,371,297.4

50,616,018.2

50,529,646.6

52,016,931.2

46,436,782.2

Average assets, quarterly

52,863,196

51,820,437.5

49,878,278

52,979,930

49,464,772

Total risk weighted assets adjusted

32,721,779

31,881,574

30,425,481

29,148,405

25,646,008

Adjusted average assets for leverage capital purposes

53,962,114

51,999,128

50,078,808

53,407,905

47,941,970

Life insurance assets

194,578

193,117

191,195

190,188

190,139

General account life insurance assets

24,739

24,462

25,168

23,718

21,571

Separate account life insurance assets

154,811

153,787

152,639

153,008

153,573

Hybrid life insurance assets

15,028

14,868

13,388

13,462

14,995

Volatile liabilities

8,777,505

8,468,368

7,586,873

5,466,419

3,199,332

Insider loans

466,453

424,265

524,048

539,388

489,350

FHLB advances

N/A

Loans and leases held for sale

N/A

Unused loan commitments

12,473,653

12,099,045

12,241,752

12,169,010

10,417,666

Tier one (core) capital

4,687,844

4,387,862

4,057,111

3,789,056

3,261,532

Tier 2 Risk-based capital

333,293

305,018

263,363

234,330

229,749

Total unused commitments

12,473,653

12,099,045

12,241,752

12,169,010

10,417,666

Derivatives

6,997,966

6,215,393

5,545,627

4,735,761

4,613,255