LendingClub Annual Report

We maintain the complete database with all recent information about LendingClub that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All LendingClub data is relevant for April 2024.

3.98

Address

2701 N Thanksgiving Way Lehi, UT 84043

FDIC Certificate ID

32551

Bank Charter Class

National Bank

Financial report LendingClub

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
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2001
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2021
2020
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2018
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2015
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2013
2012
2011
2010
2009
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2007
2006
2005
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2001
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2021
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2013
2012
2011
2010
2009
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2021
2020
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2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
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2005
2004
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2001
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1999
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2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
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2010
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Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

5,662,760

4,322,051

2,384,977

1,390,254

1,258,157

Cash & Balances due from depository institutions

1,004,602

659,920

417,958

34,882

53,769

Cash items in process of collection

479

347

3,163

1,980

514

Collection in domestic offices

N/A

280

2,555

1,385

Currency and coin in domestic offices

479

608

595

502

Balances due from depository institutions in U.S.

70,784

42,512

26,870

7,746

1,562

Balances due from foreign banks

N/A

Balances due from FRB

933,339

617,061

387,925

25,156

51,693

Total securities *

370,567

205,730

261,665

231,662

218,145

U.S. Government securities

352,856

186,883

134,442

135,547

148,150

U.S. Treasury securities

N/A

U.S. Government agency obligations

352,856

186,883

134,442

135,547

148,150

Securities issued by states & political subdivisions

2,571

3,252

53,876

27,985

41,145

Other domestic debt securities

15,140

15,595

70,839

63,095

23,927

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

13,789

15,019

16,350

9,605

4,394

Structured financial products - Total

1,351

576

23,304

23,151

N/A

Other domestic debt securities - All other

N/A

31,185

30,339

19,533

Foreign debt securities

N/A

2,508

5,035

4,923

Equity securities not held for trading

N/A

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

3,874,272

3,090,186

1,641,704

1,069,051

934,204

Loan and leases loss allowance**

243,260

144,389

13,174

8,284

7,561

Total loans and leases

4,117,532

3,234,575

1,654,878

1,077,335

941,765

Unearned income

N/A

Loans and leases, gross

4,117,532

3,234,575

1,654,878

1,077,335

941,765

All real estate loans

516,424

461,760

489,556

498,665

466,175

Real estate loans in domestic offices

516,424

461,760

489,556

498,665

466,175

Construction and development loans

20,496

33,760

44,645

49,545

39,918

Residential 1-4 family construction

N/A

568

3,815

3,069

Other construction, all land development and other land

20,496

33,760

44,077

45,730

36,849

Secured by nonfarm nonresidential properties

292,155

248,605

243,137

201,460

192,480

Nonfarm nonresidential secured by owner-occupied properties

90,307

89,531

83,264

67,561

76,509

Commercial real estate other non-farm non-residential

201,848

159,074

159,873

133,899

115,971

Multifamily residential real estate

26,873

28,033

26,643

41,902

39,864

1-4 family residential loans

176,900

151,362

175,131

205,758

193,913

Farmland loans

N/A

Loans held in foreign offices

N/A

Farm loans

N/A

Commercial and industrial loans

266,420

417,656

611,410

83,784

81,283

Loans to individuals

3,170,585

2,205,838

360,058

306,304

260,404

Credit card loans

N/A

Related Plans

Consumer Loans - Auto

140,221

68,834

N/A

Other loans to individuals

3,030,350

2,136,994

360,053

306,300

260,398

All other loans & leases*

164,104

149,321

193,854

188,583

133,903

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

N/A

Other loans

N/A

1,258

299

Lease financing receivables

164,104

149,321

192,596

188,284

133,821

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

N/A

Bank premises and fixed assets

20,179

11,229

1,972

1,711

1,995

Other real estate owned

N/A

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

N/A

Other real estate owned: 1-4 family residential

N/A

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

107,314

148,446

4,550

5,155

5,651

Goodwill

75,717

N/A

Mortgage servicing assets

N/A

3,136

3,328

3,410

All other assets

285,826

206,540

57,128

47,793

44,393

Liabilities and Capital

Total liabilities and capital

5,662,760

4,322,051

2,384,977

1,390,254

1,258,157

Total Liabilities

4,902,539

3,687,802

2,251,994

1,267,660

1,142,547

Total deposits

4,591,841

3,196,929

1,728,272

1,190,769

1,095,960

Deposits held in domestic offices

4,591,841

3,196,929

1,728,272

1,190,769

1,095,960

Individuals, partnerships, and corporations

4,530,813

3,119,144

1,642,047

1,064,770

1,015,491

U.S. Government

N/A

States and political subdivisions in the U.S.

6,731

29,500

35,693

74,191

61,064

Commercial banks and other depository institutions in U.S.

54,297

48,285

50,532

51,808

19,405

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

4,591,841

3,196,929

1,728,272

1,190,769

1,095,960

Transaction accounts

2,627,689

2,280,079

1,180,921

450,569

569,530

Nontransaction accounts

1,964,152

916,850

547,351

740,200

526,430

Money market deposit accounts (MMDAs)

171,612

202,294

239,651

141,058

138,204

Other savings deposits (excluding MMDAs)

1,553,110

646,150

216,822

294,155

259,064

Total time deposits

239,431

68,405

90,878

304,987

129,162

Federal funds purchased and repurchase agreements

165

166

5,870

6,888

9,038

Trading liabilities

N/A

N/A - idobrmtg

123,444

271,933

487,832

52,847

22,867

Subordinated debt

N/A

All other liabilities

187,089

218,774

30,020

17,156

14,682

Total equity capital

760,221

634,249

132,983

122,594

115,610

Bank equity capital

760,221

634,249

132,983

122,594

115,610

Perpetual preferred stock

N/A

Common stock

N/A

Surplus

634,102

557,576

101,667

101,260

101,105

Undivided profits

126,119

76,672

31,315

21,333

14,504

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

28,410

35,345

12,113

9,798

12,035

Income earned, not collected on loans

21,587

16,989

7,642

3,543

3,448

Earning assets

5,226,432

3,917,388

2,312,830

1,331,797

1,205,297

Long-term assets (5+ years)

992,068

961,042

662,820

591,980

531,195

Average total assets

5,049,969.67

3,473,952.2

1,924,356.8

1,331,403.2

1,217,234.4

Average assets, quarterly

5,413,929

4,167,995

2,285,767.5

1,373,145

1,275,981.5

Total risk weighted assets adjusted

4,247,315

3,130,397

1,152,948

1,078,901

943,994

Adjusted average assets for leverage capital purposes

5,289,666

3,667,705

1,710,684

1,380,968

1,268,426

Life insurance assets

32,704

32,280

31,404

30,515

29,600

General account life insurance assets

32,704

32,280

31,404

30,515

29,600

Separate account life insurance assets

N/A

Hybrid life insurance assets

N/A

Volatile liabilities

6,126

45,552

33,392

83,309

54,573

Insider loans

N/A

FHLB advances

N/A

2,843

52,847

22,867

Loans and leases held for sale

62,811

335,449

N/A

Unused loan commitments

143,633

112,380

63,814

68,519

70,882

Tier one (core) capital

710,104

523,748

126,797

119,217

115,759

Tier 2 Risk-based capital

55,109

39,945

13,194

8,300

7,594

Total unused commitments

143,633

112,380

63,814

68,519

70,882

Derivatives

160,474

167,921

206,160

186,250

75,469