Liberty Bank Annual Report

We maintain the complete database with all recent information about Liberty Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Liberty Bank data is relevant for December 2024.

2.85

Address

315 Main St Middletown, CT 06457

FDIC Certificate ID

17943

Bank Charter Class

FDIC Savings Bank

Financial report Liberty Bank

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
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2003
2002
2001
2000
1999
1998
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1996
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2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
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1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
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1999
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1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
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1992

Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

7,360,608

7,401,031

6,973,520

5,814,075

5,093,375

Cash & Balances due from depository institutions

1,091,344

1,620,856

1,039,657

351,382

239,839

Cash items in process of collection

43,607

32,835

42,924

37,769

34,604

Collection in domestic offices

32,606

16,885

24,800

22,906

22,641

Currency and coin in domestic offices

11,001

15,950

18,124

14,863

11,963

Balances due from depository institutions in U.S.

55,051

28,214

21,103

15,177

11,077

Balances due from foreign banks

N/A

Balances due from FRB

992,686

1,559,807

975,630

298,436

194,158

Total securities *

1,304,775

1,371,822

1,164,881

970,349

753,200

U.S. Government securities

871,201

889,166

824,835

761,907

644,521

U.S. Treasury securities

N/A

U.S. Government agency obligations

871,201

889,166

824,835

761,907

644,521

Securities issued by states & political subdivisions

40,430

37,575

2,514

N/A

Other domestic debt securities

187,921

189,105

123,746

72,845

500

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

N/A

Structured financial products - Total

N/A

Other domestic debt securities - All other

187,921

189,105

123,746

72,845

500

Foreign debt securities

1,525

1,620

1,120

845

970

Equity securities not held for trading

203,698

254,356

212,666

134,752

107,209

Equity securities available-for-sale

N/A

107,209

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

4,556,395

4,053,811

4,469,911

4,204,958

3,860,917

Loan and leases loss allowance**

68,576

71,915

81,807

37,007

34,507

Total loans and leases

4,624,971

4,125,726

4,551,718

4,241,965

3,895,424

Unearned income

N/A

Loans and leases, gross

4,624,971

4,125,726

4,551,718

4,241,965

3,895,424

All real estate loans

3,876,733

3,308,257

3,476,712

3,525,137

3,358,833

Real estate loans in domestic offices

3,876,733

3,308,257

3,476,712

3,525,137

3,358,833

Construction and development loans

199,592

127,327

104,977

103,465

40,855

Residential 1-4 family construction

27,197

25,881

17,711

18,263

16,125

Other construction, all land development and other land

172,395

101,446

87,266

85,202

24,730

Secured by nonfarm nonresidential properties

1,183,149

1,218,441

1,265,344

1,133,105

1,102,713

Nonfarm nonresidential secured by owner-occupied properties

147,036

143,170

148,439

159,522

106,266

Commercial real estate other non-farm non-residential

1,036,113

1,075,271

1,116,905

973,583

996,447

Multifamily residential real estate

1,232,895

814,005

840,897

895,730

944,692

1-4 family residential loans

1,261,097

1,148,484

1,265,494

1,392,837

1,270,573

Farmland loans

N/A

Loans held in foreign offices

N/A

Farm loans

N/A

Commercial and industrial loans

687,826

769,360

1,033,189

689,040

523,184

Loans to individuals

26,931

4,484

8,856

11,884

6,493

Credit card loans

N/A

Related Plans

208

203

198

312

288

Consumer Loans - Auto

110

880

2,815

668

Other loans to individuals

26,711

4,171

7,778

8,757

5,537

All other loans & leases*

33,481

43,625

32,961

15,904

6,914

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

2,353

2,235

3,140

N/A

Other loans

31,128

41,390

29,821

15,904

6,914

Lease financing receivables

N/A

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

N/A

Bank premises and fixed assets

66,418

49,345

53,440

53,907

55,878

Other real estate owned

N/A

459

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

N/A

459

Other real estate owned: 1-4 family residential

N/A

459

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

70,870

72,051

72,920

77,608

35,269

Goodwill

59,546

28,396

Mortgage servicing assets

6,953

7,377

6,447

8,995

5,393

All other assets

270,806

233,146

172,711

155,871

147,813

Liabilities and Capital

Total liabilities and capital

7,360,608

7,401,031

6,973,520

5,814,075

5,093,375

Total Liabilities

6,484,993

6,473,885

6,126,931

5,014,251

4,354,499

Total deposits

6,120,350

5,971,390

5,596,439

4,476,764

3,704,433

Deposits held in domestic offices

6,120,350

5,971,390

5,596,439

4,476,764

3,704,433

Individuals, partnerships, and corporations

5,900,437

5,671,120

5,345,678

4,299,726

3,631,808

U.S. Government

N/A

States and political subdivisions in the U.S.

219,912

300,267

250,761

177,035

72,599

Commercial banks and other depository institutions in U.S.

N/A

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

6,120,350

5,971,390

5,596,439

4,476,764

3,704,433

Transaction accounts

1,095,852

1,051,677

685,015

491,407

401,428

Nontransaction accounts

5,024,498

4,919,713

4,911,424

3,985,357

3,303,005

Money market deposit accounts (MMDAs)

1,574,726

1,615,227

1,456,896

972,200

772,545

Other savings deposits (excluding MMDAs)

2,934,219

2,809,888

2,643,834

1,899,906

1,661,692

Total time deposits

515,554

494,598

810,695

1,113,251

868,768

Federal funds purchased and repurchase agreements

25,000

N/A

Trading liabilities

N/A

N/A - idobrmtg

225,239

380,717

397,333

422,155

577,243

Subordinated debt

N/A

7,802

N/A

All other liabilities

114,404

96,778

108,159

82,530

72,823

Total equity capital

875,615

927,146

846,589

799,824

738,876

Bank equity capital

875,615

927,146

846,589

799,824

738,876

Perpetual preferred stock

N/A

Common stock

N/A

Surplus

6,926

Undivided profits

868,689

920,220

839,663

792,898

731,950

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

11,544

14,258

19,506

10,634

13,187

Income earned, not collected on loans

19,541

17,593

19,026

15,772

13,641

Earning assets

6,861,882

6,987,401

6,613,275

5,476,073

4,809,531

Long-term assets (5+ years)

1,524,850

1,340,860

995,542

1,068,513

1,107,623

Average total assets

7,413,239.33

7,252,364.2

6,453,053.6

5,323,278.8

4,866,349

Average assets, quarterly

7,419,343.5

7,390,427

6,897,779

5,554,235

5,017,548.5

Total risk weighted assets adjusted

6,235,233

5,581,552

5,792,557

4,989,363

4,388,693

Adjusted average assets for leverage capital purposes

7,415,654

7,325,910

6,834,247

5,678,587

4,908,195

Life insurance assets

147,307

148,855

74,295

79,995

70,015

General account life insurance assets

7,864

8,471

9,711

10,715

6,051

Separate account life insurance assets

139,443

140,384

64,584

69,280

63,964

Hybrid life insurance assets

N/A

Volatile liabilities

270,438

287,734

348,141

394,258

315,194

Insider loans

N/A

FHLB advances

209,556

364,853

381,121

405,614

560,400

Loans and leases held for sale

N/A

33,325

93,681

24,633

7,242

Unused loan commitments

2,146,200

1,671,100

1,396,700

1,116,945

907,800

Tier one (core) capital

874,198

884,021

801,033

761,265

728,409

Tier 2 Risk-based capital

68,576

69,818

72,523

37,007

37,538

Total unused commitments

2,146,200

1,671,100

1,396,700

1,116,945

907,800

Derivatives

1,257,705

1,389,028

1,540,590

668,722

240,425