Morgan Stanley Bank Annual Report

We maintain the complete database with all recent information about Morgan Stanley Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Morgan Stanley Bank data is relevant for May 2026.

4.38

Address

201 S Main St, 5th Floor Salt Lake City, UT 84111

FDIC Certificate ID

32992

Bank Charter Class

National Bank

Financial report Morgan Stanley Bank

Quarterly

Annually

Change dates

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990

2025
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2020
2019
2018
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2015
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2012
2011
2010
2009
2008
2007
2006
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2004
2003
2002
2001
2000
1999
1998
1997
1996
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1994
1993
1992
1991
1990

2025
2024
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2021
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2019
2018
2017
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2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
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1996
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1990

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2023
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2021
2020
2019
2018
2017
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2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
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1990

2025
2024
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2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
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1990

Hide dates

All values USD, Dollar figures in thousands

Updated December 31, 2025

Item

2025

2024

2023

2022

2021

Trends

Assets and Liabilities

Total assets

253,348,000

230,712,000

209,006,000

201,363,000

191,917,000

Cash & Balances due from depository institutions

15,806,000

19,766,000

11,859,000

28,457,000

30,099,000

Cash items in process of collection

N/A

Collection in domestic offices

N/A

Currency and coin in domestic offices

N/A

Balances due from depository institutions in U.S.

19,000

30,000

26,000

13,000

22,000

Balances due from foreign banks

11,000

50,000

10,000

4,000

6,000

Balances due from FRB

15,776,000

19,686,000

11,823,000

28,440,000

30,071,000

Total securities *

90,056,000

82,207,000

71,940,000

73,892,000

65,988,000

U.S. Government securities

84,635,000

79,112,000

69,080,000

69,562,000

63,471,000

U.S. Treasury securities

55,447,000

46,422,000

36,003,000

37,908,000

29,162,000

U.S. Government agency obligations

29,188,000

32,690,000

33,077,000

31,654,000

34,309,000

Securities issued by states & political subdivisions

1,746,000

1,387,000

1,173,000

2,627,000

648,000

Other domestic debt securities

3,730,000

1,760,000

1,731,000

1,737,000

1,902,000

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

302,000

335,000

447,000

525,000

816,000

Structured financial products - Total

1,953,000

N/A

Other domestic debt securities - All other

N/A

Foreign debt securities

N/A

Equity securities not held for trading

N/A

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

55,000

52,000

44,000

34,000

33,000

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

7,064,000

10,047,000

17,546,000

4,488,000

3,809,000

Net loans and leases

101,315,000

84,415,000

78,967,000

75,201,000

71,902,000

Loan and leases loss allowance**

553,000

546,000

654,000

468,000

400,000

Total loans and leases

101,868,000

84,961,000

79,621,000

75,669,000

72,302,000

Unearned income

N/A

Loans and leases, gross

N/A

72,302,000

All real estate loans

11,589,000

10,852,000

11,165,000

10,361,000

11,011,000

Real estate loans in domestic offices

11,589,000

10,852,000

11,165,000

10,361,000

11,011,000

Construction and development loans

337,000

407,000

292,000

322,000

351,000

Residential 1-4 family construction

N/A

10,000

Other construction, all land development and other land

337,000

407,000

292,000

322,000

341,000

Secured by nonfarm nonresidential properties

8,219,000

8,059,000

8,223,000

8,845,000

8,473,000

Nonfarm nonresidential secured by owner-occupied properties

211,000

217,000

224,000

220,000

Commercial real estate other non-farm non-residential

8,008,000

7,842,000

8,006,000

8,621,000

8,253,000

Multifamily residential real estate

393,000

639,000

461,000

476,000

1,266,000

1-4 family residential loans

2,640,000

1,747,000

2,189,000

718,000

921,000

Farmland loans

N/A

Loans held in foreign offices

N/A

Farm loans

N/A

Commercial and industrial loans

4,296,000

4,309,000

8,913,000

5,776,000

6,720,000

Loans to individuals

N/A

7,305,000

8,356,000

8,515,000

Credit card loans

N/A

Related Plans

N/A

Consumer Loans - Auto

N/A

Other loans to individuals

N/A

7,305,000

8,356,000

8,515,000

All other loans & leases*

85,983,000

69,800,000

52,238,000

51,176,000

46,056,000

Loans to foreign governments and official institutions

22,000

N/A

Obligations of states and political subdivisions in U.S.

N/A

4,000

33,000

Other loans

N/A

45,980,000

Lease financing receivables

N/A

Loans to depository institutions and acceptances of other banks

725,000

634,000

469,000

450,000

43,000

Trading account assets

32,535,000

28,820,000

22,248,000

13,611,000

15,652,000

Bank premises and fixed assets

N/A

Other real estate owned

8,000

N/A

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

8,000

N/A

Other real estate owned: 1-4 family residential

8,000

N/A

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

N/A

Goodwill

N/A

Mortgage servicing assets

N/A

All other assets

N/A

4,467,000

Liabilities and Capital

Total liabilities and capital

253,348,000

230,712,000

209,006,000

201,363,000

191,917,000

Total Liabilities

227,772,000

208,622,000

187,134,000

181,386,000

173,027,000

Total deposits

205,145,000

187,093,000

175,907,000

177,356,000

164,020,000

Deposits held in domestic offices

205,145,000

187,093,000

175,907,000

177,356,000

164,020,000

Individuals, partnerships, and corporations

N/A

164,020,000

U.S. Government

N/A

States and political subdivisions in the U.S.

N/A

Commercial banks and other depository institutions in U.S.

N/A

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

205,145,000

187,093,000

175,907,000

177,356,000

164,020,000

Transaction accounts

143,713,000

142,165,000

136,078,000

149,616,000

38,135,000

Nontransaction accounts

61,432,000

44,928,000

39,829,000

27,740,000

125,885,000

Money market deposit accounts (MMDAs)

9,767,000

6,348,000

5,692,000

7,298,000

116,989,000

Other savings deposits (excluding MMDAs)

N/A

Total time deposits

51,665,000

38,580,000

34,137,000

20,442,000

8,896,000

Federal funds purchased and repurchase agreements

501,000

N/A

Trading liabilities

524,000

237,000

34,000

31,000

4,000

N/A - idobrmtg

N/A

6,261,000

Subordinated debt

N/A

All other liabilities

N/A

2,742,000

Total equity capital

25,576,000

22,090,000

21,872,000

19,977,000

18,890,000

Bank equity capital

25,576,000

22,090,000

21,872,000

19,977,000

18,890,000

Perpetual preferred stock

N/A

Common stock

N/A

Surplus

8,005,000

Undivided profits

17,571,000

14,085,000

13,867,000

11,972,000

10,885,000

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

629,000

529,000

533,000

323,000

649,000

Income earned, not collected on loans

1,213,000

1,005,000

894,000

751,000

366,000

Earning assets

246,110,000

224,645,000

202,360,000

195,612,000

187,414,000

Long-term assets (5+ years)

35,602,000

39,770,000

39,143,000

40,739,000

43,539,000

Average total assets

241,494,200

217,765,200

205,225,400

195,376,600

179,637,800

Average assets, quarterly

251,514,500

227,788,000

208,191,000

195,942,000

184,857,000

Total risk weighted assets adjusted

125,915,604

110,191,900

101,177,500

97,930,500

92,553,600

Adjusted average assets for leverage capital purposes

253,230,000

227,671,000

207,653,000

197,711,000

185,120,000

Life insurance assets

N/A

General account life insurance assets

N/A

Separate account life insurance assets

N/A

Hybrid life insurance assets

N/A

Volatile liabilities

4,947,000

2,416,000

438,000

382,000

6,261,000

Insider loans

2,000

1,000

N/A

2,000

FHLB advances

N/A

Loans and leases held for sale

9,184,000

7,476,000

10,969,000

7,401,000

8,820,000

Unused loan commitments

127,748,000

115,283,000

100,272,000

88,371,000

80,710,000

Tier one (core) capital

25,545,000

22,165,000

21,925,000

20,043,000

18,960,000

Tier 2 Risk-based capital

878,000

828,000

908,000

651,000

584,000

Total unused commitments

127,748,000

115,283,000

100,272,000

88,371,000

80,710,000

Derivatives

1,013,874,000

361,451,000

235,073,000

129,324,000

126,177,000