M&T Bank Annual Report

We maintain the complete database with all recent information about M&T Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All M&T Bank data is relevant for May 2026.

4.47

Address

1 M And T Plz Buffalo, NY 14203

FDIC Certificate ID

588

Bank Charter Class

Federal Reserve Member

Financial report M&T Bank

Quarterly

Annually

Change dates

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989
December 31, 1988
September 30, 1988
June 30, 1988
March 31, 1988
December 31, 1987
September 30, 1987
June 30, 1987
March 31, 1987
December 31, 1986
September 30, 1986
June 30, 1986
March 31, 1986
December 31, 1985
September 30, 1985
June 30, 1985
March 31, 1985
December 31, 1984
September 30, 1984
June 30, 1984
March 31, 1984

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989
December 31, 1988
September 30, 1988
June 30, 1988
March 31, 1988
December 31, 1987
September 30, 1987
June 30, 1987
March 31, 1987
December 31, 1986
September 30, 1986
June 30, 1986
March 31, 1986
December 31, 1985
September 30, 1985
June 30, 1985
March 31, 1985
December 31, 1984
September 30, 1984
June 30, 1984
March 31, 1984

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989
December 31, 1988
September 30, 1988
June 30, 1988
March 31, 1988
December 31, 1987
September 30, 1987
June 30, 1987
March 31, 1987
December 31, 1986
September 30, 1986
June 30, 1986
March 31, 1986
December 31, 1985
September 30, 1985
June 30, 1985
March 31, 1985
December 31, 1984
September 30, 1984
June 30, 1984
March 31, 1984

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989
December 31, 1988
September 30, 1988
June 30, 1988
March 31, 1988
December 31, 1987
September 30, 1987
June 30, 1987
March 31, 1987
December 31, 1986
September 30, 1986
June 30, 1986
March 31, 1986
December 31, 1985
September 30, 1985
June 30, 1985
March 31, 1985
December 31, 1984
September 30, 1984
June 30, 1984
March 31, 1984

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989
December 31, 1988
September 30, 1988
June 30, 1988
March 31, 1988
December 31, 1987
September 30, 1987
June 30, 1987
March 31, 1987
December 31, 1986
September 30, 1986
June 30, 1986
March 31, 1986
December 31, 1985
September 30, 1985
June 30, 1985
March 31, 1985
December 31, 1984
September 30, 1984
June 30, 1984
March 31, 1984

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984

Hide dates

All values USD, Dollar figures in thousands

Updated December 31, 2025

Item

2025

2024

2023

2022

2021

Trends

Assets and Liabilities

Total assets

212,887,157

207,556,263

207,770,947

200,262,969

154,652,526

Cash & Balances due from depository institutions

18,700,268

20,720,658

29,694,432

26,383,937

43,114,689

Cash items in process of collection

1,588,227

1,748,699

1,668,489

1,371,688

1,205,269

Collection in domestic offices

550,790

593,609

610,609

49,958

283,458

Currency and coin in domestic offices

1,037,437

1,155,090

1,057,880

1,321,730

921,811

Balances due from depository institutions in U.S.

99,562

126,041

32,513

30,986

36,581

Balances due from foreign banks

46,121

40,696

36,897

45,587

23,724

Balances due from FRB

16,966,358

18,805,222

27,956,533

24,935,676

41,849,115

Total securities *

35,840,747

33,197,561

25,981,970

24,404,922

6,741,125

U.S. Government securities

32,730,037

30,128,255

22,659,377

21,441,535

6,494,701

U.S. Treasury securities

6,786,929

8,931,833

8,697,901

8,718,341

672,061

U.S. Government agency obligations

25,943,108

21,196,422

13,961,476

12,723,194

5,822,640

Securities issued by states & political subdivisions

2,130,871

2,337,233

2,502,945

2,579,078

177

Other domestic debt securities

771,038

564,682

589,655

242,700

175,048

Privately issued residential mortgage-backed securities

N/A

61,555

Asset backed securities

N/A

Structured financial products - Total

738,372

526,205

389,035

28,572

N/A

Other domestic debt securities - All other

1,002

1,155

158,084

164,386

113,493

Foreign debt securities

1,000

N/A

995

2,494

N/A

Equity securities not held for trading

N/A

71,199

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

2,000

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

3,000

N/A

Net loans and leases

136,667,601

133,453,813

132,006,502

129,656,599

91,366,547

Loan and leases loss allowance**

2,115,241

2,183,229

2,127,843

1,924,175

1,467,630

Total loans and leases

138,782,842

135,637,042

134,134,345

131,580,774

92,834,177

Unearned income

N/A

Loans and leases, gross

N/A

92,834,177

All real estate loans

63,612,307

64,259,829

69,558,197

73,242,741

54,917,012

Real estate loans in domestic offices

63,612,307

64,213,257

69,493,418

73,185,150

54,857,244

Construction and development loans

3,719,172

6,045,432

7,747,592

8,615,806

9,301,607

Residential 1-4 family construction

219,788

1,006,199

1,095,785

1,311,257

1,471,602

Other construction, all land development and other land

3,499,384

5,039,233

6,651,807

7,304,549

7,830,005

Secured by nonfarm nonresidential properties

23,248,267

24,572,771

27,534,506

29,989,291

21,997,221

Nonfarm nonresidential secured by owner-occupied properties

10,386,357

10,062,439

10,095,185

9,471,866

6,911,475

Commercial real estate other non-farm non-residential

12,861,910

14,510,332

17,439,321

20,517,425

15,085,746

Multifamily residential real estate

6,840,992

5,686,321

6,116,785

5,675,145

3,880,186

1-4 family residential loans

29,678,068

27,761,092

27,951,044

28,737,432

19,512,061

Farmland loans

125,808

147,641

143,491

167,476

166,169

Loans held in foreign offices

N/A

46,572

64,779

57,591

59,768

Farm loans

72,707

61,294

62,392

61,242

22,611

Commercial and industrial loans

33,018,844

33,139,320

31,676,457

30,117,153

18,072,209

Loans to individuals

21,000,845

19,398,150

16,718,227

15,583,188

14,410,351

Credit card loans

972,663

875,144

826,485

688,812

573,792

Related Plans

61,778

132,032

595,532

681,009

42,186

Consumer Loans - Auto

5,167,727

5,170,804

3,991,722

4,476,865

4,678,626

Other loans to individuals

14,798,677

13,220,170

11,304,488

9,736,502

9,115,747

All other loans & leases*

21,078,139

18,778,449

16,119,072

12,576,450

5,411,994

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

2,639,016

2,754,088

2,744,847

2,181,698

132,749

Other loans

N/A

4,273,686

Lease financing receivables

2,747,135

2,740,944

2,551,244

2,415,247

1,002,816

Loans to depository institutions and acceptances of other banks

6,287

9,305

13,040

12,151

2,743

Trading account assets

55,776

60,797

62,524

78,352

420,729

Bank premises and fixed assets

1,595,043

1,666,248

1,698,112

1,613,336

1,105,231

Other real estate owned

22,145

27,700

32,103

40,966

23,553

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

22,145

27,700

32,103

40,966

23,553

Other real estate owned: 1-4 family residential

21,525

27,058

32,058

37,857

23,553

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

620

N/A

3,098

N/A

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

8,948,655

9,053,696

9,191,810

9,020,189

4,946,686

Goodwill

8,465,089

8,490,089

4,593,112

Mortgage servicing assets

419,246

494,268

579,391

320,726

349,657

All other assets

N/A

6,933,966

Liabilities and Capital

Total liabilities and capital

212,887,157

207,556,263

207,770,947

200,262,969

154,652,526

Total Liabilities

184,553,965

179,988,329

182,063,769

175,843,178

137,898,003

Total deposits

171,492,971

165,412,981

167,315,431

165,980,984

133,719,154

Deposits held in domestic offices

171,468,916

165,388,223

167,287,830

165,947,339

133,687,510

Individuals, partnerships, and corporations

N/A

123,848,528

U.S. Government

N/A

22,404

States and political subdivisions in the U.S.

N/A

8,418,941

Commercial banks and other depository institutions in U.S.

N/A

1,397,578

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

24,055

24,758

27,601

33,645

31,644

Deposits held in domestic offices

171,468,916

165,388,223

167,287,830

165,947,339

133,687,510

Transaction accounts

108,182,342

50,853,182

42,521,555

41,010,766

36,784,694

Nontransaction accounts

63,286,574

114,535,041

124,766,275

124,936,573

96,902,816

Money market deposit accounts (MMDAs)

25,663,431

77,252,767

87,583,459

94,928,850

82,288,832

Other savings deposits (excluding MMDAs)

24,397,174

22,807,644

16,425,717

19,911,556

11,813,152

Total time deposits

13,225,969

14,474,630

20,757,099

10,096,167

2,800,832

Federal funds purchased and repurchase agreements

48,868

59,583

315,597

354,670

47,046

Trading liabilities

N/A

83,398

N/A - idobrmtg

N/A

1,664,752

Subordinated debt

1,239,487

474,230

873,101

866,296

522,867

All other liabilities

N/A

1,860,786

Total equity capital

28,333,192

27,567,934

25,707,178

24,419,791

16,754,523

Bank equity capital

28,333,192

27,567,934

25,707,178

24,419,791

16,754,523

Perpetual preferred stock

N/A

Common stock

120,635

Surplus

19,065,358

18,938,042

18,829,982

18,719,876

9,934,636

Undivided profits

9,147,199

8,509,257

6,756,561

5,579,280

6,699,252

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

1,919,712

2,116,636

2,615,337

3,003,452

3,020,379

Income earned, not collected on loans

840,628

806,315

789,850

640,915

328,662

Earning assets

189,563,721

185,525,098

186,015,685

179,086,161

139,968,368

Long-term assets (5+ years)

61,665,034

54,021,395

49,160,809

49,090,323

33,093,474

Average total assets

210,405,761

209,941,077.6

205,220,296.2

181,126,598

149,740,676.4

Average assets, quarterly

211,814,550.5

209,444,199

208,188,698

198,970,824.5

153,080,096.5

Total risk weighted assets adjusted

161,142,656

156,154,925

153,281,234

148,475,260

103,363,850

Adjusted average assets for leverage capital purposes

203,715,853

202,862,141

200,036,804

190,015,169

152,684,662

Life insurance assets

2,620,588

2,609,537

2,578,857

2,579,512

1,866,185

General account life insurance assets

1,100,492

1,097,363

1,073,076

1,072,769

818,552

Separate account life insurance assets

823,233

822,549

826,150

832,943

502,410

Hybrid life insurance assets

696,863

689,625

679,631

673,800

545,223

Volatile liabilities

4,942,914

7,184,349

8,276,439

4,631,328

1,327,742

Insider loans

8,492

8,958

197,390

175,521

172,434

FHLB advances

2,102,733

3,004,406

5,004,707

3,205,464

1,577

Loans and leases held for sale

1,067,397

682,934

489,831

169,082

902,127

Unused loan commitments

53,373,677

48,888,427

47,690,181

46,814,913

33,730,449

Tier one (core) capital

19,541,812

19,232,962

17,667,114

16,673,578

12,378,354

Tier 2 Risk-based capital

2,866,041

2,154,035

2,216,961

2,214,113

1,792,080

Total unused commitments

53,373,677

48,888,427

47,690,181

46,814,913

33,730,449

Derivatives

87,955,072

86,141,365

79,080,610

66,408,313

59,133,540