M&T Bank Annual Report

We maintain the complete database with all recent information about M&T Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All M&T Bank data is relevant for December 2024.

4.47

Address

1 M And T Plz Buffalo, NY 14203

FDIC Certificate ID

588

Bank Charter Class

Federal Reserve Member

Financial report M&T Bank

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
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2012
2011
2010
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2001
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2021
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2018
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2015
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2012
2011
2010
2009
2008
2007
2006
2005
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2001
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2021
2020
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2013
2012
2011
2010
2009
2008
2007
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2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
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2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
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2006
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2004
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Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

203,656,265

154,652,526

142,219,684

119,432,105

119,636,147

Cash & Balances due from depository institutions

35,036,149

43,114,689

25,128,333

8,545,711

9,641,162

Cash items in process of collection

1,535,535

1,205,269

1,497,457

1,394,984

1,528,301

Collection in domestic offices

425,166

283,458

507,645

590,486

786,458

Currency and coin in domestic offices

1,110,369

921,811

989,812

804,498

741,843

Balances due from depository institutions in U.S.

58,055

36,581

27,518

15,667

44,639

Balances due from foreign banks

28,472

23,724

27,552

20,798

23,544

Balances due from FRB

33,414,087

41,849,115

23,575,806

7,114,262

8,044,678

Total securities *

22,154,086

6,741,125

6,639,022

9,090,297

12,068,166

U.S. Government securities

19,095,337

6,494,701

6,350,880

8,736,982

11,738,373

U.S. Treasury securities

6,511,468

672,061

2,999

249,862

1,775,606

U.S. Government agency obligations

12,583,869

5,822,640

6,347,881

8,487,120

9,962,767

Securities issued by states & political subdivisions

2,737,757

177

1,531

4,915

9,153

Other domestic debt securities

227,276

175,048

198,293

214,540

233,278

Privately issued residential mortgage-backed securities

55,397

61,555

77,171

93,512

113,182

Asset backed securities

N/A

Structured financial products - Total

N/A

Other domestic debt securities - All other

171,879

113,493

121,122

121,028

120,081

Foreign debt securities

1,486

N/A

899

Equity securities not held for trading

94,230

71,199

88,318

133,860

86,463

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

2,000

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

250,250

N/A

3,500

N/A

Net loans and leases

126,594,660

91,366,547

96,699,551

89,742,666

87,281,714

Loan and leases loss allowance**

1,822,318

1,467,630

1,734,061

1,049,479

1,015,540

Total loans and leases

128,416,978

92,834,177

98,433,612

90,792,145

88,297,254

Unearned income

N/A

Loans and leases, gross

128,416,978

92,834,177

98,433,612

90,792,145

88,297,254

All real estate loans

73,980,100

54,917,012

58,252,040

56,061,676

56,236,989

Real estate loans in domestic offices

73,920,766

54,857,244

58,196,766

56,012,054

56,192,681

Construction and development loans

9,366,725

9,301,607

10,029,758

8,978,082

8,794,661

Residential 1-4 family construction

1,437,549

1,471,602

1,276,832

1,534,636

1,590,091

Other construction, all land development and other land

7,929,176

7,830,005

8,752,926

7,443,446

7,204,570

Secured by nonfarm nonresidential properties

30,700,475

21,997,221

22,837,092

22,245,275

21,683,229

Nonfarm nonresidential secured by owner-occupied properties

9,383,170

6,911,475

6,585,281

6,427,909

6,155,216

Commercial real estate other non-farm non-residential

21,317,305

15,085,746

16,251,811

15,817,366

15,528,013

Multifamily residential real estate

5,981,576

3,880,186

4,601,634

4,212,376

3,750,847

1-4 family residential loans

27,705,318

19,512,061

20,571,112

20,432,465

21,830,750

Farmland loans

166,672

166,169

157,170

143,856

133,194

Loans held in foreign offices

59,334

59,768

55,274

49,622

44,308

Farm loans

39,919

22,611

25,593

18,195

24,492

Commercial and industrial loans

27,894,515

18,072,209

22,431,380

19,110,426

18,208,703

Loans to individuals

14,753,270

14,410,351

12,583,272

10,901,520

9,105,331

Credit card loans

599,208

573,792

558,618

626,193

552,417

Related Plans

88,219

42,186

49,249

64,425

68,415

Consumer Loans - Auto

4,437,751

4,678,626

4,101,996

3,886,734

3,658,607

Other loans to individuals

9,628,092

9,115,747

7,873,409

6,324,168

4,825,892

All other loans & leases*

11,749,174

5,411,994

5,141,327

4,700,328

4,721,739

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

1,511,895

132,749

133,216

99,441

107,682

Other loans

7,870,124

4,273,686

3,871,250

3,324,507

3,348,536

Lease financing receivables

2,355,265

1,002,816

1,134,835

1,273,821

1,262,726

Loans to depository institutions and acceptances of other banks

11,890

2,743

2,026

2,559

2,795

Trading account assets

92,318

420,729

1,021,250

423,745

126,570

Bank premises and fixed assets

1,555,927

1,105,231

1,120,310

1,092,360

621,830

Other real estate owned

28,280

23,553

34,308

85,355

77,982

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

28,280

23,553

34,308

85,355

77,982

Other real estate owned: 1-4 family residential

26,683

23,553

27,511

76,168

77,043

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

1,466

N/A

6,737

9,153

707

Other real estate owned:Construction & development

131

N/A

232

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

9,091,367

4,946,686

4,941,343

4,989,141

4,875,351

Goodwill

8,501,357

4,593,112

Mortgage servicing assets

344,652

349,657

334,633

368,047

235,172

All other assets

8,853,228

6,933,966

6,635,567

5,459,330

4,943,372

Liabilities and Capital

Total liabilities and capital

203,656,265

154,652,526

142,219,684

119,432,105

119,636,147

Total Liabilities

178,955,458

137,898,003

126,295,716

104,307,093

104,730,159

Total deposits

173,105,659

133,719,154

121,149,476

96,441,567

91,644,153

Deposits held in domestic offices

173,076,362

133,687,510

120,464,922

94,734,819

90,810,074

Individuals, partnerships, and corporations

157,502,123

123,848,528

111,972,533

88,294,454

84,342,936

U.S. Government

23,518

22,404

42,504

100

States and political subdivisions in the U.S.

13,716,385

8,418,941

7,148,948

5,184,686

5,578,410

Commercial banks and other depository institutions in U.S.

1,785,817

1,397,578

1,300,877

1,255,529

888,626

Banks in foreign countries

48,397

Foreign governments and official institutions

122

N/A

Deposits held in foreign offices

29,297

31,644

684,554

1,706,748

834,079

Deposits held in domestic offices

173,076,362

133,687,510

120,464,922

94,734,819

90,810,074

Transaction accounts

33,517,189

36,784,694

34,514,937

25,044,554

21,368,490

Nontransaction accounts

139,559,173

96,902,816

85,949,985

69,690,265

69,441,584

Money market deposit accounts (MMDAs)

83,348,961

82,288,832

72,180,605

56,080,268

55,617,459

Other savings deposits (excluding MMDAs)

50,945,460

11,813,152

9,877,475

7,861,978

7,712,165

Total time deposits

5,264,752

2,800,832

3,891,905

5,748,019

6,111,960

Federal funds purchased and repurchase agreements

616,905

47,046

59,482

164,042

607,532

Trading liabilities

N/A

83,398

116,996

79,783

162,290

N/A - idobrmtg

771,720

1,664,752

2,018,586

4,163,318

9,566,945

Subordinated debt

886,188

522,867

1,052,194

1,423,714

1,391,053

All other liabilities

3,574,986

1,860,786

1,898,982

2,034,669

1,358,186

Total equity capital

24,700,807

16,754,523

15,923,968

15,125,012

14,905,988

Bank equity capital

24,700,807

16,754,523

15,923,968

15,125,012

14,905,988

Perpetual preferred stock

N/A

Common stock

120,635

Surplus

18,685,431

9,934,636

9,855,936

9,782,100

9,711,139

Undivided profits

5,894,741

6,699,252

5,947,397

5,222,277

5,074,214

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

3,154,153

3,020,379

2,748,601

1,626,973

1,308,127

Income earned, not collected on loans

469,340

328,662

413,271

326,321

347,085

Earning assets

182,512,941

139,968,368

126,923,307

105,971,272

107,419,482

Long-term assets (5+ years)

49,605,692

33,093,474

31,725,636

31,142,628

31,068,922

Average total assets

169,254,681

149,740,676.4

132,639,750.6

120,961,165.6

118,016,739.4

Average assets, quarterly

176,555,758.5

153,080,096.5

140,232,946

122,236,349.5

118,004,443

Total risk weighted assets adjusted

143,125,827

103,363,850

105,976,579

102,973,732

98,081,913

Adjusted average assets for leverage capital purposes

199,904,150

152,684,662

139,589,317

117,353,657

112,881,056

Life insurance assets

2,579,166

1,866,185

1,846,924

1,819,741

1,788,768

General account life insurance assets

1,070,077

818,552

806,031

786,816

771,578

Separate account life insurance assets

839,059

502,410

499,584

500,982

495,714

Hybrid life insurance assets

670,030

545,223

541,309

531,943

521,476

Volatile liabilities

1,338,412

1,327,742

1,548,432

4,178,144

7,736,710

Insider loans

173,200

172,434

165,537

165,734

170,992

FHLB advances

12,385

1,577

1,683

1,815

4,776,447

Loans and leases held for sale

323,824

902,127

1,057,443

442,079

551,697

Unused loan commitments

45,857,766

33,730,449

32,829,841

31,011,887

27,520,522

Tier one (core) capital

16,529,341

12,378,354

11,550,462

10,649,953

10,636,136

Tier 2 Risk-based capital

2,280,233

1,792,080

1,822,954

1,692,881

1,839,160

Total unused commitments

45,857,766

33,730,449

32,829,841

31,011,887

27,520,522

Derivatives

70,439,741

59,133,540

93,407,281

108,943,390

65,136,930