Pinnacle Bank Annual Report

We maintain the complete database with all recent information about Pinnacle Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Pinnacle Bank data is relevant for May 2026.

4.65

Address

150 3rd Avenue South Nashville, TN 37201

FDIC Certificate ID

35583

Bank Charter Class

Federal Reserve Non-member

Financial report Pinnacle Bank

Quarterly

Annually

Change dates

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000

2025
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2025
2024
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2019
2018
2017
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2011
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2009
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2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
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2012
2011
2010
2009
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2005
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2000

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
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2002
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2000

2025
2024
2023
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2014
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2012
2011
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Hide dates

All values USD, Dollar figures in thousands

Updated December 31, 2025

Item

2025

2024

2023

2022

2021

Trends

Assets and Liabilities

Total assets

57,636,946

52,489,231

47,830,432

41,842,515

38,275,134

Cash & Balances due from depository institutions

3,564,864

3,435,072

2,230,101

1,177,143

4,101,015

Cash items in process of collection

266,692

269,285

181,126

197,232

104,169

Collection in domestic offices

135,843

144,587

87,287

105,737

17,099

Currency and coin in domestic offices

130,849

124,698

93,839

91,495

87,070

Balances due from depository institutions in U.S.

295,177

357,128

194,205

114,579

175,898

Balances due from foreign banks

N/A

Balances due from FRB

3,002,995

2,808,659

1,854,770

865,332

3,820,948

Total securities *

9,172,565

8,394,601

7,346,234

6,654,057

6,091,452

U.S. Government securities

5,163,033

4,274,222

2,940,710

2,415,281

2,839,887

U.S. Treasury securities

1,602,146

1,419,365

983,722

284,925

193,609

U.S. Government agency obligations

3,560,887

2,854,857

1,956,988

2,130,356

2,646,278

Securities issued by states & political subdivisions

3,529,096

3,361,500

3,472,354

3,339,339

2,860,202

Other domestic debt securities

459,287

738,417

912,531

879,015

366,551

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

108,115

207,295

390,053

301,644

229,568

Structured financial products - Total

276,503

420,459

414,487

440,628

N/A

Other domestic debt securities - All other

74,669

110,663

107,991

114,791

114,018

Foreign debt securities

N/A

Equity securities not held for trading

N/A

24,973

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

1,708

1,607

161

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

96,395

66,449

558,009

513,276

1,000,000

Net loans and leases

38,809,822

35,266,609

32,436,533

28,804,270

23,214,520

Loan and leases loss allowance**

441,540

414,494

353,055

300,665

263,233

Total loans and leases

39,251,362

35,681,103

32,789,588

29,104,935

23,477,753

Unearned income

N/A

Loans and leases, gross

N/A

23,477,753

All real estate loans

22,144,019

21,157,495

20,493,233

18,257,344

14,897,674

Real estate loans in domestic offices

22,144,019

21,157,495

20,493,233

18,257,344

14,897,674

Construction and development loans

3,241,266

3,699,321

4,041,081

3,679,498

2,903,017

Residential 1-4 family construction

594,042

670,350

693,128

772,653

625,862

Other construction, all land development and other land

2,647,224

3,028,971

3,347,953

2,906,845

2,277,155

Secured by nonfarm nonresidential properties

11,019,290

10,319,950

9,974,491

8,864,712

7,655,870

Nonfarm nonresidential secured by owner-occupied properties

5,215,810

4,388,530

4,044,896

3,587,258

3,048,822

Commercial real estate other non-farm non-residential

5,803,480

5,931,420

5,929,595

5,277,454

4,607,048

Multifamily residential real estate

2,341,846

2,208,335

1,605,900

1,265,165

627,803

1-4 family residential loans

5,516,309

4,902,692

4,846,352

4,419,085

3,692,605

Farmland loans

25,308

27,197

25,409

28,884

18,379

Loans held in foreign offices

N/A

Farm loans

10,484

2,670

3,196

412

1,108

Commercial and industrial loans

12,525,901

11,455,305

9,695,309

8,795,012

7,019,531

Loans to individuals

740,506

697,729

620,384

585,136

500,995

Credit card loans

52,941

52,025

55,125

57,755

45,002

Related Plans

345,106

254,315

211,335

180,444

149,388

Consumer Loans - Auto

18,263

17,969

19,446

22,598

18,843

Other loans to individuals

324,196

373,420

334,478

324,339

287,762

All other loans & leases*

3,830,452

2,367,904

1,977,466

1,467,031

1,058,445

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

703,101

508,084

439,530

375,026

322,304

Other loans

N/A

515,227

Lease financing receivables

1,082,188

700,820

540,953

344,820

220,914

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

39,798

62,679

66,462

39,763

39,770

Bank premises and fixed assets

686,830

595,211

546,063

450,639

377,921

Other real estate owned

8,053

1,278

3,187

6,367

6,502

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

8,053

1,278

3,187

6,367

6,502

Other real estate owned: 1-4 family residential

5,128

1,278

N/A

300

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

2,725

N/A

3,122

1,825

1,660

Other real estate owned:Construction & development

200

N/A

4,542

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

1,868,921

1,862,398

1,854,299

1,861,389

1,833,490

Goodwill

1,828,765

1,829,121

1,826,834

1,799,671

Mortgage servicing assets

10,441

11,854

N/A

All other assets

N/A

1,610,464

Liabilities and Capital

Total liabilities and capital

57,636,946

52,489,231

47,830,432

41,842,515

38,275,134

Total Liabilities

50,707,035

45,971,739

41,704,136

36,215,548

32,946,008

Total deposits

47,876,135

43,089,412

38,754,732

35,156,173

31,501,081

Deposits held in domestic offices

47,876,135

43,089,412

38,754,732

35,156,173

31,501,081

Individuals, partnerships, and corporations

N/A

29,838,749

U.S. Government

N/A

States and political subdivisions in the U.S.

N/A

1,620,964

Commercial banks and other depository institutions in U.S.

N/A

41,114

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

248

Deposits held in foreign offices

N/A

Deposits held in domestic offices

47,876,135

43,089,412

38,754,732

35,156,173

31,501,081

Transaction accounts

25,175,407

22,542,100

19,486,814

17,892,212

17,187,562

Nontransaction accounts

22,700,728

20,547,312

19,267,918

17,263,961

14,313,519

Money market deposit accounts (MMDAs)

16,823,895

15,412,282

13,628,235

12,815,590

11,210,764

Other savings deposits (excluding MMDAs)

803,531

784,878

798,769

959,003

968,963

Total time deposits

5,073,302

4,350,152

4,840,915

3,489,368

2,133,792

Federal funds purchased and repurchase agreements

316,447

230,244

209,489

194,910

152,559

Trading liabilities

40,340

63,225

67,206

96,483

40,241

N/A - idobrmtg

N/A

891,420

Subordinated debt

N/A

All other liabilities

N/A

360,707

Total equity capital

6,929,911

6,517,492

6,126,296

5,626,967

5,329,126

Bank equity capital

6,929,788

6,517,369

6,126,173

5,626,844

5,329,003

Perpetual preferred stock

N/A

Common stock

34,028

Surplus

3,652,967

3,518,302

Undivided profits

3,242,793

2,830,374

2,439,178

1,939,849

1,776,673

Equity, minor interest in consolidated subs

123

Memoranda

Noncurrent loans and leases

136,231

151,340

88,292

42,522

33,176

Income earned, not collected on loans

219,663

214,061

217,491

161,146

98,799

Earning assets

51,284,746

46,842,404

42,342,505

36,880,097

34,218,700

Long-term assets (5+ years)

12,673,864

12,274,479

12,466,960

11,985,131

11,153,335

Average total assets

54,971,463.2

49,774,259.8

45,758,758.8

40,015,665.8

35,944,671.8

Average assets, quarterly

56,752,459.5

51,525,654

47,602,268

41,362,158.5

37,292,785

Total risk weighted assets adjusted

46,482,774

41,904,396

40,096,233

36,763,526

29,178,042

Adjusted average assets for leverage capital purposes

55,078,913

49,606,302

46,199,307

39,787,553

35,151,565

Life insurance assets

1,222,850

1,030,056

995,154

881,877

761,872

General account life insurance assets

1,087,698

998,847

963,015

827,839

701,444

Separate account life insurance assets

6,628

6,621

6,559

7,293

7,737

Hybrid life insurance assets

128,524

24,588

25,580

46,745

52,691

Volatile liabilities

2,347,702

1,839,713

1,864,321

1,375,285

717,417

Insider loans

52,831

39,409

37,728

20,963

45,206

FHLB advances

1,778,329

1,874,134

2,138,169

464,436

888,681

Loans and leases held for sale

97,360

195,327

113,497

63,330

63,491

Unused loan commitments

17,999,198

14,976,380

15,014,295

15,869,208

12,785,993

Tier one (core) capital

5,173,602

4,851,336

4,465,282

4,015,550

3,464,265

Tier 2 Risk-based capital

445,907

395,136

331,996

267,192

205,847

Total unused commitments

17,999,198

14,976,380

15,014,295

15,869,208

12,785,993

Derivatives

21,265,481

12,063,648

9,532,301

6,822,760

4,658,459