Pinnacle Bank Annual Report
We maintain the complete database with all recent information about Pinnacle Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Pinnacle Bank data is relevant for December 2024.
Financial report Pinnacle Bank
Quarterly
Annually
Change dates
- June 30, 2022
- March 31, 2022
- December 31, 2021
- September 30, 2021
- June 30, 2021
- March 31, 2021
- December 31, 2020
- September 30, 2020
- June 30, 2020
- March 31, 2020
- December 31, 2019
- September 30, 2019
- June 30, 2019
- March 31, 2019
- December 31, 2018
- September 30, 2018
- June 30, 2018
- March 31, 2018
- December 31, 2017
- September 30, 2017
- June 30, 2017
- March 31, 2017
- December 31, 2016
- September 30, 2016
- June 30, 2016
- March 31, 2016
- December 31, 2015
- September 30, 2015
- June 30, 2015
- March 31, 2015
- December 31, 2014
- September 30, 2014
- June 30, 2014
- March 31, 2014
- December 31, 2013
- September 30, 2013
- June 30, 2013
- March 31, 2013
- December 31, 2012
- September 30, 2012
- June 30, 2012
- March 31, 2012
- December 31, 2011
- September 30, 2011
- June 30, 2011
- March 31, 2011
- December 31, 2010
- September 30, 2010
- June 30, 2010
- March 31, 2010
- December 31, 2009
- September 30, 2009
- June 30, 2009
- March 31, 2009
- December 31, 2008
- September 30, 2008
- June 30, 2008
- March 31, 2008
- December 31, 2007
- September 30, 2007
- June 30, 2007
- March 31, 2007
- December 31, 2006
- September 30, 2006
- June 30, 2006
- March 31, 2006
- December 31, 2005
- September 30, 2005
- June 30, 2005
- March 31, 2005
- December 31, 2004
- September 30, 2004
- June 30, 2004
- March 31, 2004
- December 31, 2003
- September 30, 2003
- June 30, 2003
- March 31, 2003
- December 31, 2002
- September 30, 2002
- June 30, 2002
- March 31, 2002
- December 31, 2001
- September 30, 2001
- June 30, 2001
- March 31, 2001
- December 31, 2000
- June 30, 2022
- March 31, 2022
- December 31, 2021
- September 30, 2021
- June 30, 2021
- March 31, 2021
- December 31, 2020
- September 30, 2020
- June 30, 2020
- March 31, 2020
- December 31, 2019
- September 30, 2019
- June 30, 2019
- March 31, 2019
- December 31, 2018
- September 30, 2018
- June 30, 2018
- March 31, 2018
- December 31, 2017
- September 30, 2017
- June 30, 2017
- March 31, 2017
- December 31, 2016
- September 30, 2016
- June 30, 2016
- March 31, 2016
- December 31, 2015
- September 30, 2015
- June 30, 2015
- March 31, 2015
- December 31, 2014
- September 30, 2014
- June 30, 2014
- March 31, 2014
- December 31, 2013
- September 30, 2013
- June 30, 2013
- March 31, 2013
- December 31, 2012
- September 30, 2012
- June 30, 2012
- March 31, 2012
- December 31, 2011
- September 30, 2011
- June 30, 2011
- March 31, 2011
- December 31, 2010
- September 30, 2010
- June 30, 2010
- March 31, 2010
- December 31, 2009
- September 30, 2009
- June 30, 2009
- March 31, 2009
- December 31, 2008
- September 30, 2008
- June 30, 2008
- March 31, 2008
- December 31, 2007
- September 30, 2007
- June 30, 2007
- March 31, 2007
- December 31, 2006
- September 30, 2006
- June 30, 2006
- March 31, 2006
- December 31, 2005
- September 30, 2005
- June 30, 2005
- March 31, 2005
- December 31, 2004
- September 30, 2004
- June 30, 2004
- March 31, 2004
- December 31, 2003
- September 30, 2003
- June 30, 2003
- March 31, 2003
- December 31, 2002
- September 30, 2002
- June 30, 2002
- March 31, 2002
- December 31, 2001
- September 30, 2001
- June 30, 2001
- March 31, 2001
- December 31, 2000
- June 30, 2022
- March 31, 2022
- December 31, 2021
- September 30, 2021
- June 30, 2021
- March 31, 2021
- December 31, 2020
- September 30, 2020
- June 30, 2020
- March 31, 2020
- December 31, 2019
- September 30, 2019
- June 30, 2019
- March 31, 2019
- December 31, 2018
- September 30, 2018
- June 30, 2018
- March 31, 2018
- December 31, 2017
- September 30, 2017
- June 30, 2017
- March 31, 2017
- December 31, 2016
- September 30, 2016
- June 30, 2016
- March 31, 2016
- December 31, 2015
- September 30, 2015
- June 30, 2015
- March 31, 2015
- December 31, 2014
- September 30, 2014
- June 30, 2014
- March 31, 2014
- December 31, 2013
- September 30, 2013
- June 30, 2013
- March 31, 2013
- December 31, 2012
- September 30, 2012
- June 30, 2012
- March 31, 2012
- December 31, 2011
- September 30, 2011
- June 30, 2011
- March 31, 2011
- December 31, 2010
- September 30, 2010
- June 30, 2010
- March 31, 2010
- December 31, 2009
- September 30, 2009
- June 30, 2009
- March 31, 2009
- December 31, 2008
- September 30, 2008
- June 30, 2008
- March 31, 2008
- December 31, 2007
- September 30, 2007
- June 30, 2007
- March 31, 2007
- December 31, 2006
- September 30, 2006
- June 30, 2006
- March 31, 2006
- December 31, 2005
- September 30, 2005
- June 30, 2005
- March 31, 2005
- December 31, 2004
- September 30, 2004
- June 30, 2004
- March 31, 2004
- December 31, 2003
- September 30, 2003
- June 30, 2003
- March 31, 2003
- December 31, 2002
- September 30, 2002
- June 30, 2002
- March 31, 2002
- December 31, 2001
- September 30, 2001
- June 30, 2001
- March 31, 2001
- December 31, 2000
- June 30, 2022
- March 31, 2022
- December 31, 2021
- September 30, 2021
- June 30, 2021
- March 31, 2021
- December 31, 2020
- September 30, 2020
- June 30, 2020
- March 31, 2020
- December 31, 2019
- September 30, 2019
- June 30, 2019
- March 31, 2019
- December 31, 2018
- September 30, 2018
- June 30, 2018
- March 31, 2018
- December 31, 2017
- September 30, 2017
- June 30, 2017
- March 31, 2017
- December 31, 2016
- September 30, 2016
- June 30, 2016
- March 31, 2016
- December 31, 2015
- September 30, 2015
- June 30, 2015
- March 31, 2015
- December 31, 2014
- September 30, 2014
- June 30, 2014
- March 31, 2014
- December 31, 2013
- September 30, 2013
- June 30, 2013
- March 31, 2013
- December 31, 2012
- September 30, 2012
- June 30, 2012
- March 31, 2012
- December 31, 2011
- September 30, 2011
- June 30, 2011
- March 31, 2011
- December 31, 2010
- September 30, 2010
- June 30, 2010
- March 31, 2010
- December 31, 2009
- September 30, 2009
- June 30, 2009
- March 31, 2009
- December 31, 2008
- September 30, 2008
- June 30, 2008
- March 31, 2008
- December 31, 2007
- September 30, 2007
- June 30, 2007
- March 31, 2007
- December 31, 2006
- September 30, 2006
- June 30, 2006
- March 31, 2006
- December 31, 2005
- September 30, 2005
- June 30, 2005
- March 31, 2005
- December 31, 2004
- September 30, 2004
- June 30, 2004
- March 31, 2004
- December 31, 2003
- September 30, 2003
- June 30, 2003
- March 31, 2003
- December 31, 2002
- September 30, 2002
- June 30, 2002
- March 31, 2002
- December 31, 2001
- September 30, 2001
- June 30, 2001
- March 31, 2001
- December 31, 2000
- June 30, 2022
- March 31, 2022
- December 31, 2021
- September 30, 2021
- June 30, 2021
- March 31, 2021
- December 31, 2020
- September 30, 2020
- June 30, 2020
- March 31, 2020
- December 31, 2019
- September 30, 2019
- June 30, 2019
- March 31, 2019
- December 31, 2018
- September 30, 2018
- June 30, 2018
- March 31, 2018
- December 31, 2017
- September 30, 2017
- June 30, 2017
- March 31, 2017
- December 31, 2016
- September 30, 2016
- June 30, 2016
- March 31, 2016
- December 31, 2015
- September 30, 2015
- June 30, 2015
- March 31, 2015
- December 31, 2014
- September 30, 2014
- June 30, 2014
- March 31, 2014
- December 31, 2013
- September 30, 2013
- June 30, 2013
- March 31, 2013
- December 31, 2012
- September 30, 2012
- June 30, 2012
- March 31, 2012
- December 31, 2011
- September 30, 2011
- June 30, 2011
- March 31, 2011
- December 31, 2010
- September 30, 2010
- June 30, 2010
- March 31, 2010
- December 31, 2009
- September 30, 2009
- June 30, 2009
- March 31, 2009
- December 31, 2008
- September 30, 2008
- June 30, 2008
- March 31, 2008
- December 31, 2007
- September 30, 2007
- June 30, 2007
- March 31, 2007
- December 31, 2006
- September 30, 2006
- June 30, 2006
- March 31, 2006
- December 31, 2005
- September 30, 2005
- June 30, 2005
- March 31, 2005
- December 31, 2004
- September 30, 2004
- June 30, 2004
- March 31, 2004
- December 31, 2003
- September 30, 2003
- June 30, 2003
- March 31, 2003
- December 31, 2002
- September 30, 2002
- June 30, 2002
- March 31, 2002
- December 31, 2001
- September 30, 2001
- June 30, 2001
- March 31, 2001
- December 31, 2000
- 2022
- 2021
- 2020
- 2019
- 2018
- 2017
- 2016
- 2015
- 2014
- 2013
- 2012
- 2011
- 2010
- 2009
- 2008
- 2007
- 2006
- 2005
- 2004
- 2003
- 2002
- 2001
- 2000
- 2022
- 2021
- 2020
- 2019
- 2018
- 2017
- 2016
- 2015
- 2014
- 2013
- 2012
- 2011
- 2010
- 2009
- 2008
- 2007
- 2006
- 2005
- 2004
- 2003
- 2002
- 2001
- 2000
- 2022
- 2021
- 2020
- 2019
- 2018
- 2017
- 2016
- 2015
- 2014
- 2013
- 2012
- 2011
- 2010
- 2009
- 2008
- 2007
- 2006
- 2005
- 2004
- 2003
- 2002
- 2001
- 2000
- 2022
- 2021
- 2020
- 2019
- 2018
- 2017
- 2016
- 2015
- 2014
- 2013
- 2012
- 2011
- 2010
- 2009
- 2008
- 2007
- 2006
- 2005
- 2004
- 2003
- 2002
- 2001
- 2000
- 2022
- 2021
- 2020
- 2019
- 2018
- 2017
- 2016
- 2015
- 2014
- 2013
- 2012
- 2011
- 2010
- 2009
- 2008
- 2007
- 2006
- 2005
- 2004
- 2003
- 2002
- 2001
- 2000
Hide dates
All values USD, Dollar figures in thousands
Updated June 30, 2022
Item
2022
2021
2020
2019
2018
Trends
Assets and Liabilities
Cash & Balances due from depository institutions
Cash & Balances due from depository institutions
1,631,566
4,101,015
3,949,226
505,674
719,919
Cash items in process of collection
Cash items in process of collection
191,741
104,169
180,280
153,560
200,618
Collection in domestic offices
Collection in domestic offices
95,346
17,099
69,164
76,210
119,437
Currency and coin in domestic offices
Currency and coin in domestic offices
96,395
87,070
111,116
77,350
81,181
Balances due from depository institutions in U.S.
Balances due from depository institutions in U.S.
114,777
175,898
253,232
168,607
81,387
Balances due from foreign banks
Balances due from foreign banks
N/A
N/A
N/A
N/A
N/A
Balances due from FRB
Balances due from FRB
1,325,048
3,820,948
3,515,714
183,507
437,914
Total securities *
Total securities *
6,568,792
6,091,452
4,637,602
3,751,812
3,299,728
U.S. Government securities
U.S. Government securities
2,857,095
2,839,887
1,808,708
1,580,437
1,410,737
U.S. Treasury securities
U.S. Treasury securities
335,053
193,609
81,959
71,920
29,635
U.S. Government agency obligations
U.S. Government agency obligations
2,522,042
2,646,278
1,726,749
1,508,517
1,381,102
Securities issued by states & political subdivisions
Securities issued by states & political subdivisions
3,226,591
2,860,202
2,471,811
1,903,449
1,423,936
Other domestic debt securities
Other domestic debt securities
463,336
366,551
331,638
242,791
440,686
Privately issued residential mortgage-backed securities
Privately issued residential mortgage-backed securities
N/A
N/A
13,618
13,637
N/A
Asset backed securities
Asset backed securities
316,620
229,568
177,935
137,672
156,911
Structured financial products - Total
Structured financial products - Total
N/A
N/A
N/A
15,300
218,672
Other domestic debt securities - All other
Other domestic debt securities - All other
124,370
114,018
116,360
54,736
65,103
Foreign debt securities
Foreign debt securities
N/A
N/A
N/A
N/A
N/A
Equity securities not held for trading
Equity securities not held for trading
22,978
24,973
25,636
25,135
24,369
Equity securities available-for-sale
Equity securities available-for-sale
N/A
N/A
N/A
N/A
N/A
Credit Loss Allowance for Held to Maturity Debt Securities
Credit Loss Allowance for Held to Maturity Debt Securities
1,208
161
191
N/A
N/A
Assets held in trading accounts for TFR Reporters
Assets held in trading accounts for TFR Reporters
N/A
N/A
N/A
N/A
N/A
General valuation allowances for securities for TFR Reporters
General valuation allowances for securities for TFR Reporters
N/A
N/A
N/A
N/A
N/A
Federal funds sold and reverse repurchase
Federal funds sold and reverse repurchase
1,328,876
1,000,000
12,141
20,977
1,849
Net loans and leases
Net loans and leases
26,153,981
23,214,520
22,258,472
19,792,504
17,674,123
Loan and leases loss allowance**
Loan and leases loss allowance**
272,483
263,233
285,050
94,777
83,575
Total loans and leases
Total loans and leases
26,426,464
23,477,753
22,543,522
19,887,281
17,757,698
Unearned income
Unearned income
N/A
N/A
N/A
N/A
N/A
Loans and leases, gross
Loans and leases, gross
26,426,464
23,477,753
22,543,522
19,887,281
17,757,698
All real estate loans
All real estate loans
16,577,288
14,897,674
14,099,632
13,280,719
12,128,962
Real estate loans in domestic offices
Real estate loans in domestic offices
16,577,288
14,897,674
14,099,632
13,280,719
12,128,962
Construction and development loans
Construction and development loans
3,386,866
2,903,017
2,901,746
2,430,483
2,072,455
Residential 1-4 family construction
Residential 1-4 family construction
754,325
625,862
514,819
578,443
541,253
Other construction, all land development and other land
Other construction, all land development and other land
2,632,541
2,277,155
2,386,927
1,852,040
1,531,202
Secured by nonfarm nonresidential properties
Secured by nonfarm nonresidential properties
8,152,616
7,655,870
7,367,267
7,088,424
6,509,076
Nonfarm nonresidential secured by owner-occupied properties
Nonfarm nonresidential secured by owner-occupied properties
3,243,018
3,048,822
2,802,227
2,669,766
2,653,433
Commercial real estate other non-farm non-residential
Commercial real estate other non-farm non-residential
4,909,598
4,607,048
4,565,040
4,418,658
3,855,643
Multifamily residential real estate
Multifamily residential real estate
968,717
627,803
663,664
631,616
671,156
1-4 family residential loans
1-4 family residential loans
4,045,780
3,692,605
3,145,528
3,107,433
2,854,174
Farmland loans
Farmland loans
23,309
18,379
21,427
22,763
22,101
Loans held in foreign offices
Loans held in foreign offices
N/A
N/A
N/A
N/A
N/A
Farm loans
Farm loans
866
1,108
3,569
253
264
Commercial and industrial loans
Commercial and industrial loans
7,943,407
7,019,531
7,111,897
5,984,949
5,216,867
Loans to individuals
Loans to individuals
544,534
500,995
399,552
306,994
278,700
Credit card loans
Credit card loans
52,701
45,002
37,747
43,266
44,547
Related Plans
Related Plans
162,310
149,388
140,707
132,954
110,364
Consumer Loans - Auto
Consumer Loans - Auto
19,994
18,843
24,910
36,071
55,931
Other loans to individuals
Other loans to individuals
309,529
287,762
196,188
94,703
67,858
All other loans & leases*
All other loans & leases*
1,360,369
1,058,445
928,872
314,366
132,906
Loans to foreign governments and official institutions
Loans to foreign governments and official institutions
N/A
N/A
N/A
N/A
N/A
Obligations of states and political subdivisions in U.S.
Obligations of states and political subdivisions in U.S.
363,663
322,304
224,494
48,929
44,429
Other loans
Other loans
668,308
515,227
554,784
149,017
33,247
Lease financing receivables
Lease financing receivables
328,398
220,914
149,594
111,619
50,429
Loans to depository institutions and acceptances of other banks
Loans to depository institutions and acceptances of other banks
N/A
N/A
N/A
4,801
4,801
Trading account assets
Trading account assets
56,138
39,770
101,602
N/A
N/A
Bank premises and fixed assets
Bank premises and fixed assets
399,893
377,921
373,669
349,202
265,560
Other real estate owned
Other real estate owned
6,202
6,502
8,542
29,487
15,165
Direct and indirect investments in real estate
Direct and indirect investments in real estate
N/A
N/A
N/A
N/A
N/A
OREO: Real estate acquired
OREO: Real estate acquired
6,202
6,502
8,542
29,487
15,165
Other real estate owned: 1-4 family residential
Other real estate owned: 1-4 family residential
N/A
300
1
4,273
1,209
Other Real Estate Owned: Multi-family residential
Other Real Estate Owned: Multi-family residential
N/A
N/A
1,146
N/A
N/A
Other real estate owned: Commercial real estate
Other real estate owned: Commercial real estate
1,660
1,660
2,479
18,417
5,827
Other real estate owned:Construction & development
Other real estate owned:Construction & development
4,542
4,542
4,916
6,797
8,129
Other real estate owned: Farmland
Other real estate owned: Farmland
N/A
N/A
N/A
N/A
N/A
Foreclosed properties from GNMA loans before June 2018
Foreclosed properties from GNMA loans before June 2018
N/A
N/A
N/A
N/A
N/A
Other real estate owned in foreign offices
Other real estate owned in foreign offices
N/A
N/A
N/A
N/A
N/A
Goodwill and other intangibles
Goodwill and other intangibles
1,863,943
1,833,490
1,842,008
1,850,801
1,833,143
Goodwill
Goodwill
1,826,326
1,799,671
1,799,672
1,799,671
1,786,982
Mortgage servicing assets
Mortgage servicing assets
N/A
N/A
N/A
N/A
N/A
All other assets
All other assets
1,868,448
1,610,464
1,592,062
1,365,314
1,095,013
Liabilities and Capital
Total liabilities and capital
Total liabilities and capital
39,877,839
38,275,134
34,775,324
27,665,771
24,904,500
Deposits held in domestic offices
Deposits held in domestic offices
32,761,671
31,501,081
27,989,404
20,370,700
18,949,604
Individuals, partnerships, and corporations
Individuals, partnerships, and corporations
30,932,875
29,838,749
26,621,203
19,228,058
17,737,294
U.S. Government
U.S. Government
9,796
6
N/A
N/A
N/A
States and political subdivisions in the U.S.
States and political subdivisions in the U.S.
1,705,523
1,620,964
1,331,846
1,080,443
1,090,611
Commercial banks and other depository institutions in U.S.
Commercial banks and other depository institutions in U.S.
113,477
41,114
36,355
62,199
121,699
Banks in foreign countries
Banks in foreign countries
N/A
N/A
N/A
N/A
N/A
Foreign governments and official institutions
Foreign governments and official institutions
N/A
248
N/A
N/A
N/A
Deposits held in foreign offices
Deposits held in foreign offices
N/A
N/A
N/A
N/A
N/A
Deposits held in domestic offices
Deposits held in domestic offices
32,761,671
31,501,081
27,989,404
20,370,700
18,949,604
Transaction accounts
Transaction accounts
17,841,817
17,187,562
3,427,493
2,090,171
1,714,755
Nontransaction accounts
Nontransaction accounts
14,919,854
14,313,519
24,561,911
18,280,529
17,234,849
Money market deposit accounts (MMDAs)
Money market deposit accounts (MMDAs)
11,492,815
11,210,764
10,414,893
7,280,305
7,077,256
Other savings deposits (excluding MMDAs)
Other savings deposits (excluding MMDAs)
999,442
968,963
10,622,386
7,058,778
6,689,351
Total time deposits
Total time deposits
2,427,597
2,133,792
3,524,632
3,941,446
3,468,243
Federal funds purchased and repurchase agreements
Federal funds purchased and repurchase agreements
199,585
152,559
128,164
126,354
104,741
Trading liabilities
Trading liabilities
56,367
40,241
102,919
N/A
N/A
N/A - idobrmtg
N/A - idobrmtg
1,291,660
891,420
1,090,927
2,148,997
1,447,060
Subordinated debt
Subordinated debt
N/A
N/A
129,289
128,824
127,977
All other liabilities
All other liabilities
256,174
360,707
362,338
237,463
178,647
Bank equity capital
Bank equity capital
5,312,259
5,329,003
4,972,160
4,653,310
4,096,348
Perpetual preferred stock
Perpetual preferred stock
N/A
N/A
N/A
N/A
N/A
Common stock
Common stock
34,028
34,028
34,028
34,028
34,028
Surplus
Surplus
3,518,302
3,518,302
3,517,802
3,517,802
3,337,802
Undivided profits
Undivided profits
1,759,929
1,776,673
1,420,330
1,101,480
724,518
Equity, minor interest in consolidated subs
Equity, minor interest in consolidated subs
123
123
123
123
123
Memoranda
Noncurrent loans and leases
Noncurrent loans and leases
19,299
33,176
76,198
63,220
89,392
Income earned, not collected on loans
Income earned, not collected on loans
116,006
98,799
104,067
84,450
79,638
Long-term assets (5+ years)
Long-term assets (5+ years)
11,500,321
11,153,335
8,595,319
6,423,737
5,455,708
Average total assets
Average total assets
39,118,004
35,944,671.8
31,680,181.4
26,369,012.4
23,614,953.8
Average assets, quarterly
Average assets, quarterly
39,539,439
37,292,785
34,206,275.5
27,541,650
24,661,704
Total risk weighted assets adjusted
Total risk weighted assets adjusted
33,149,604
29,178,042
25,698,648
23,835,489
21,075,575
Adjusted average assets for leverage capital purposes
Adjusted average assets for leverage capital purposes
36,943,995
35,151,565
32,350,819
25,480,248
22,654,617
Life insurance assets
Life insurance assets
846,278
761,872
743,900
652,709
525,668
General account life insurance assets
General account life insurance assets
786,123
701,444
684,628
594,826
461,877
Separate account life insurance assets
Separate account life insurance assets
7,565
7,737
7,564
7,240
7,075
Hybrid life insurance assets
Hybrid life insurance assets
52,590
52,691
51,708
50,643
56,716
Volatile liabilities
Volatile liabilities
1,193,507
717,417
1,050,421
1,609,417
1,272,724
Insider loans
Insider loans
46,965
45,206
10,655
10,649
37,251
FHLB advances
FHLB advances
1,289,058
888,681
1,087,926
2,062,534
1,443,590
Loans and leases held for sale
Loans and leases held for sale
93,368
63,491
119,021
99,405
50,149
Unused loan commitments
Unused loan commitments
14,442,629
12,785,993
9,496,871
7,938,341
6,921,688
Tier one (core) capital
Tier one (core) capital
3,639,644
3,464,265
2,933,674
2,679,713
2,218,003
Tier 2 Risk-based capital
Tier 2 Risk-based capital
237,512
205,847
325,864
227,141
214,416
Total unused commitments
Total unused commitments
14,442,629
12,785,993
9,496,871
7,938,341
6,921,688