Raymond James Bank Annual Report

We maintain the complete database with all recent information about Raymond James Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Raymond James Bank data is relevant for May 2026.

2.75

Address

710 Carillon Parkway Saint Petersburg, FL 33716

FDIC Certificate ID

33893

Bank Charter Class

Federal Reserve Member

Financial report Raymond James Bank

Quarterly

Annually

Change dates

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
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2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
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1996
1995
1994

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
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2005
2004
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Hide dates

All values USD, Dollar figures in thousands

Updated December 31, 2025

Item

2025

2024

2023

2022

2021

Trends

Assets and Liabilities

Total assets

43,374,103

41,240,941

41,986,004

42,076,662

38,107,223

Cash & Balances due from depository institutions

2,313,701

2,525,449

2,689,378

1,314,585

2,871,257

Cash items in process of collection

119

137

126

146

169

Collection in domestic offices

Currency and coin in domestic offices

113

114

119

111

133

Balances due from depository institutions in U.S.

192,175

154,928

101,856

60,367

77,105

Balances due from foreign banks

202,888

387,546

377,971

162,762

181,659

Balances due from FRB

1,918,519

1,982,837

2,209,425

1,091,311

2,612,323

Total securities *

4,511,091

5,489,434

7,263,820

8,104,279

8,547,471

U.S. Government securities

4,378,215

5,300,162

7,043,566

7,881,673

8,547,471

U.S. Treasury securities

7,708

60,517

830,644

867,572

15,048

U.S. Government agency obligations

4,370,507

5,239,645

6,212,922

7,014,101

8,532,423

Securities issued by states & political subdivisions

1,167

1,166

N/A

Other domestic debt securities

131,709

188,106

220,254

222,606

N/A

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

N/A

Structured financial products - Total

131,709

188,106

220,254

222,606

N/A

Other domestic debt securities - All other

N/A

Foreign debt securities

N/A

Equity securities not held for trading

N/A

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

35,681,944

32,369,132

31,092,145

31,691,161

26,132,117

Loan and leases loss allowance**

376,960

398,113

434,348

376,268

308,017

Total loans and leases

36,058,904

32,767,245

31,526,493

32,067,429

26,440,134

Unearned income

N/A

Loans and leases, gross

N/A

26,440,134

All real estate loans

15,350,109

14,258,902

13,425,099

12,362,608

8,962,693

Real estate loans in domestic offices

14,624,430

13,369,766

12,315,376

11,156,484

7,999,676

Construction and development loans

108,147

125,241

92,964

174,615

160,391

Residential 1-4 family construction

12,658

28,326

32,670

16,257

11,279

Other construction, all land development and other land

95,489

96,915

60,294

158,358

149,112

Secured by nonfarm nonresidential properties

2,723,173

2,505,339

2,227,976

1,999,234

1,593,482

Nonfarm nonresidential secured by owner-occupied properties

336

341

347

352

N/A

Commercial real estate other non-farm non-residential

2,722,837

2,504,998

2,227,629

1,998,882

1,593,482

Multifamily residential real estate

1,245,687

1,177,034

1,185,830

1,216,639

688,300

1-4 family residential loans

10,543,645

9,555,852

8,806,309

7,764,673

5,557,503

Farmland loans

3,778

6,300

2,297

1,323

N/A

Loans held in foreign offices

725,679

889,136

1,109,723

1,206,124

963,017

Farm loans

N/A

Commercial and industrial loans

5,998,512

6,268,364

9,607,442

10,496,310

9,482,843

Loans to individuals

512,962

252,637

5,272,135

5,615,586

5,296,200

Credit card loans

N/A

Related Plans

478,873

N/A

Consumer Loans - Auto

N/A

Other loans to individuals

34,089

252,637

5,272,135

5,615,586

5,296,200

All other loans & leases*

14,197,320

11,987,341

3,221,817

3,592,925

2,698,397

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

1,122,842

1,263,077

1,372,589

1,622,262

1,257,777

Other loans

N/A

1,440,620

Lease financing receivables

N/A

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

118,734

61,937

34,431

108,285

2,179

Bank premises and fixed assets

4,117

4,057

4,131

4,102

4,546

Other real estate owned

942

N/A

277

569

378

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

942

N/A

277

569

378

Other real estate owned: 1-4 family residential

942

N/A

277

569

378

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

598

707

776

932

1,155

Goodwill

N/A

Mortgage servicing assets

598

707

776

932

1,155

All other assets

N/A

548,120

Liabilities and Capital

Total liabilities and capital

43,374,103

41,240,941

41,986,004

42,076,662

38,107,223

Total Liabilities

40,208,007

38,301,136

39,181,768

39,611,371

35,509,917

Total deposits

39,278,356

37,192,756

38,078,031

38,461,530

34,394,659

Deposits held in domestic offices

39,278,356

37,192,756

38,078,031

38,461,530

34,394,659

Individuals, partnerships, and corporations

N/A

34,394,659

U.S. Government

N/A

States and political subdivisions in the U.S.

N/A

Commercial banks and other depository institutions in U.S.

N/A

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

39,278,356

37,192,756

38,078,031

38,461,530

34,394,659

Transaction accounts

13,764,409

14,178,705

14,072,706

1,492,421

1,483,610

Nontransaction accounts

25,513,947

23,014,051

24,005,325

36,969,109

32,911,049

Money market deposit accounts (MMDAs)

23,849,519

21,112,913

21,823,770

36,446,951

32,119,898

Other savings deposits (excluding MMDAs)

1,548

1,373

1,319

1,808

1,757

Total time deposits

1,662,881

1,899,765

2,180,237

520,350

789,393

Federal funds purchased and repurchase agreements

N/A

Trading liabilities

N/A

N/A - idobrmtg

N/A

850,000

Subordinated debt

N/A

All other liabilities

N/A

265,258

Total equity capital

3,166,096

2,939,805

2,804,236

2,465,291

2,597,306

Bank equity capital

3,166,096

2,939,805

2,804,236

2,465,291

2,597,306

Perpetual preferred stock

N/A

Common stock

10,000

Surplus

805,000

Undivided profits

2,351,096

2,124,805

1,989,236

1,650,291

1,782,306

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

122,432

108,676

133,386

60,715

73,149

Income earned, not collected on loans

156,219

155,582

165,246

145,027

65,465

Earning assets

42,611,270

40,427,792

41,068,964

41,169,348

37,482,849

Long-term assets (5+ years)

10,188,400

11,470,319

13,313,762

14,166,036

13,798,574

Average total assets

42,339,848.8

41,373,939.8

42,317,665.2

40,404,159.2

34,793,048.8

Average assets, quarterly

43,115,731.5

41,439,063.5

42,003,919.5

42,061,970

37,293,961

Total risk weighted assets adjusted

24,812,068

24,063,014

24,278,024

25,325,536

20,101,937

Adjusted average assets for leverage capital purposes

43,306,293

41,938,610

42,539,419

43,042,243

36,922,251

Life insurance assets

120,475

115,904

114,010

111,199

116,916

General account life insurance assets

58,119

56,304

54,582

53,122

52,553

Separate account life insurance assets

62,356

59,600

59,428

58,077

64,363

Hybrid life insurance assets

N/A

Volatile liabilities

545,678

446,191

199,795

52,618

90,515

Insider loans

11,680

4,748

3,380

2,944

869

FHLB advances

700,000

850,000

Loans and leases held for sale

168,158

191,764

211,221

90,311

229,836

Unused loan commitments

41,206,868

34,262,167

29,509,832

27,241,716

21,453,957

Tier one (core) capital

3,460,810

3,422,454

3,375,215

3,188,667

2,674,597

Tier 2 Risk-based capital

311,197

302,179

305,292

317,487

252,131

Total unused commitments

41,206,868

34,262,167

29,509,832

27,241,716

21,453,957

Derivatives

3,454,250

3,500,932

3,406,411

3,146,400

2,779,440