Texas Capital Bank Annual Report

We maintain the complete database with all recent information about Texas Capital Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Texas Capital Bank data is relevant for May 2026.

4.03

Address

2000 Mckinney Ave, Suite 700 Dallas, TX 75201

FDIC Certificate ID

34383

Bank Charter Class

Federal Reserve Non-member

Financial report Texas Capital Bank

Quarterly

Annually

Change dates

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997

Hide dates

All values USD, Dollar figures in thousands

Updated December 31, 2025

Item

2025

2024

2023

2022

2021

Trends

Assets and Liabilities

Total assets

31,263,826

30,621,656

28,309,486

28,398,434

34,726,171

Cash & Balances due from depository institutions

1,884,891

3,138,275

3,220,379

5,012,243

7,946,641

Cash items in process of collection

56,826

49,145

104,939

92,432

94,821

Collection in domestic offices

4,884

4,993

35,004

34,982

54,821

Currency and coin in domestic offices

51,942

44,152

69,935

57,450

40,000

Balances due from depository institutions in U.S.

223,954

442,045

375,102

290,387

171,797

Balances due from foreign banks

N/A

Balances due from FRB

1,604,111

2,647,085

2,740,338

4,629,424

7,680,023

Total securities *

4,707,725

4,387,615

4,124,351

3,585,114

3,583,808

U.S. Government securities

4,666,380

4,308,928

4,069,054

3,529,353

3,346,322

U.S. Treasury securities

N/A

277,285

636,473

670,582

N/A

U.S. Government agency obligations

4,666,380

4,031,643

3,432,581

2,858,771

3,346,322

Securities issued by states & political subdivisions

N/A

Other domestic debt securities

10,797

11,926

22,315

21,805

191,879

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

N/A

180,033

Structured financial products - Total

10,797

11,926

22,315

21,805

11,846

Other domestic debt securities - All other

N/A

Foreign debt securities

N/A

Equity securities not held for trading

N/A

45,607

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

17,510

N/A

Net loans and leases

23,774,006

22,178,357

20,134,690

19,070,228

22,603,211

Loan and leases loss allowance**

270,557

271,709

249,973

253,469

211,866

Total loans and leases

24,044,563

22,450,066

20,384,663

19,323,697

22,815,077

Unearned income

78,173

68,150

66,111

63,970

69,389

Loans and leases, gross

N/A

22,884,466

All real estate loans

5,730,373

5,958,046

5,599,422

5,010,233

4,768,444

Real estate loans in domestic offices

5,730,373

5,958,046

5,599,422

5,010,233

4,768,444

Construction and development loans

1,016,604

1,303,522

2,024,992

1,899,435

1,822,399

Residential 1-4 family construction

275,200

249,793

312,251

415,590

508,594

Other construction, all land development and other land

741,404

1,053,729

1,712,741

1,483,845

1,313,805

Secured by nonfarm nonresidential properties

2,353,174

2,531,141

2,471,255

2,063,515

2,243,844

Nonfarm nonresidential secured by owner-occupied properties

813,704

762,935

743,492

755,732

819,956

Commercial real estate other non-farm non-residential

1,539,470

1,768,206

1,727,763

1,307,783

1,423,888

Multifamily residential real estate

1,877,623

1,622,928

703,105

680,825

315,269

1-4 family residential loans

460,802

479,067

387,137

353,160

369,736

Farmland loans

22,170

21,388

12,933

13,298

17,196

Loans held in foreign offices

N/A

Farm loans

2,955

3,140

3,431

3,707

3,967

Commercial and industrial loans

8,438,975

7,746,405

6,868,447

7,329,950

8,245,023

Loans to individuals

102,314

231,267

244,077

235,441

256,163

Credit card loans

N/A

Related Plans

90,337

218,126

201,623

203,008

226,231

Consumer Loans - Auto

N/A

Other loans to individuals

11,977

13,141

42,454

32,433

29,932

All other loans & leases*

9,848,119

8,579,358

7,735,397

6,808,336

9,610,869

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

130,664

250,250

84,318

58,673

N/A

Other loans

N/A

9,500,372

Lease financing receivables

200,294

172,608

150,525

124,079

110,497

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

27,117

23,202

32,944

13,504

37,788

Bank premises and fixed assets

251,889

251,637

120,176

106,271

76,232

Other real estate owned

N/A

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

N/A

Other real estate owned: 1-4 family residential

N/A

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

1,496

1,871

2,151

2,507

18,774

Goodwill

1,496

15,094

Mortgage servicing assets

N/A

All other assets

N/A

459,717

Liabilities and Capital

Total liabilities and capital

31,263,826

30,621,656

28,309,486

28,398,434

34,726,171

Total Liabilities

27,708,224

27,022,176

25,006,797

25,218,074

31,583,775

Total deposits

26,740,905

25,424,834

22,668,553

23,102,640

28,548,108

Deposits held in domestic offices

26,740,905

25,424,834

22,668,553

23,102,640

28,548,108

Individuals, partnerships, and corporations

N/A

25,293,139

U.S. Government

N/A

States and political subdivisions in the U.S.

N/A

67,905

Commercial banks and other depository institutions in U.S.

N/A

3,187,064

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

26,740,905

25,424,834

22,668,553

23,102,640

28,548,108

Transaction accounts

10,592,233

10,459,576

9,889,044

10,547,403

3,374,461

Nontransaction accounts

16,148,672

14,965,258

12,779,508

12,555,238

25,173,647

Money market deposit accounts (MMDAs)

5,223,629

4,642,242

4,439,321

6,000,983

22,333,960

Other savings deposits (excluding MMDAs)

8,807,494

8,070,268

6,561,462

5,041,676

1,640,981

Total time deposits

2,117,549

2,252,748

1,778,725

1,512,580

1,198,706

Federal funds purchased and repurchase agreements

30,000

N/A

1,142

2,832

Trading liabilities

10,877

57,906

70,917

91,758

37,788

N/A - idobrmtg

N/A

2,470,746

Subordinated debt

134,509

174,717

174,457

224,196

223,935

All other liabilities

N/A

300,366

Total equity capital

3,555,602

3,599,480

3,302,689

3,180,360

3,142,396

Bank equity capital

3,555,602

3,599,480

3,302,689

3,180,360

3,142,396

Perpetual preferred stock

N/A

160,000

Common stock

2,500

Surplus

1,079,272

1,054,127

1,033,916

1,009,715

938,469

Undivided profits

2,473,830

2,542,853

2,266,273

2,008,145

2,041,427

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

140,594

115,430

100,921

48,469

79,955

Income earned, not collected on loans

132,794

133,044

137,763

114,392

59,573

Earning assets

30,220,055

29,548,096

27,301,398

27,433,965

33,953,015

Long-term assets (5+ years)

4,799,253

3,954,869

3,999,688

3,664,316

4,215,965

Average total assets

31,373,259.6

29,849,287.4

28,766,464.4

31,385,949.6

36,805,587.8

Average assets, quarterly

31,755,150

31,055,205.5

28,946,317.5

29,396,077

35,533,395.5

Total risk weighted assets adjusted

27,823,615

28,336,118

25,692,780

24,429,366

26,661,474

Adjusted average assets for leverage capital purposes

32,379,996

32,060,079

30,002,267

31,080,789

37,266,917

Life insurance assets

135,648

134,096

131,184

129,357

130,345

General account life insurance assets

48,913

47,197

50,622

45,522

40,631

Separate account life insurance assets

22,169

21,661

21,214

21,618

24,233

Hybrid life insurance assets

64,566

65,238

59,348

62,217

65,481

Volatile liabilities

932,389

1,380,722

2,077,179

1,460,888

2,388,958

Insider loans

1,425

N/A

3,091

3,139

N/A

FHLB advances

300,000

885,000

1,500,000

1,200,000

2,200,000

Loans and leases held for sale

4,361

N/A

44,105

36,357

8,123

Unused loan commitments

12,254,367

9,740,721

9,749,085

9,673,082

9,445,763

Tier one (core) capital

3,618,691

3,611,714

3,599,919

3,568,178

3,173,170

Tier 2 Risk-based capital

332,812

356,454

359,181

419,542

404,844

Total unused commitments

12,254,367

9,740,721

9,749,085

9,673,082

9,445,763

Derivatives

15,449,545

32,116,220

18,905,807

9,919,189

4,154,030