UMB Bank Annual Report

We maintain the complete database with all recent information about UMB Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All UMB Bank data is relevant for November 2024.

4.57

Address

1010 Grand Boulevard Kansas City, MO 64106

FDIC Certificate ID

8273

Bank Charter Class

National Bank

Financial report UMB Bank

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
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2012
2011
2010
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2001
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2021
2020
2019
2018
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2015
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2013
2012
2011
2010
2009
2008
2007
2006
2005
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2003
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2001
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2021
2020
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2018
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2014
2013
2012
2011
2010
2009
2008
2007
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2021
2020
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2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
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2001
2000
1999
1998
1997
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1995
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1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
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2010
2009
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Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

37,246,891

42,392,285

32,975,982

26,357,635

23,137,750

Cash & Balances due from depository institutions

2,170,143

9,225,115

3,617,460

1,725,942

1,687,469

Cash items in process of collection

319,025

296,907

356,139

427,304

581,633

Collection in domestic offices

221,462

196,496

257,766

335,117

500,511

Currency and coin in domestic offices

97,563

100,411

98,373

92,187

81,122

Balances due from depository institutions in U.S.

65,370

109,706

183,156

95,766

65,787

Balances due from foreign banks

29,503

17,760

11,238

6,660

11,051

Balances due from FRB

1,756,245

8,800,742

3,066,927

1,196,212

1,028,998

Total securities *

13,458,781

13,478,357

10,418,708

8,563,550

7,713,480

U.S. Government securities

8,624,389

8,555,247

5,594,805

4,228,809

4,059,438

U.S. Treasury securities

750,752

69,174

30,740

64,078

247,130

U.S. Government agency obligations

7,873,637

8,486,073

5,564,065

4,164,731

3,812,308

Securities issued by states & political subdivisions

4,160,069

4,506,970

4,638,233

4,146,019

3,653,906

Other domestic debt securities

664,257

394,665

81,199

188,552

N/A

Privately issued residential mortgage-backed securities

N/A

7,850

N/A

Asset backed securities

N/A

Structured financial products - Total

280,472

68,969

N/A

Other domestic debt securities - All other

383,785

317,846

81,199

188,552

N/A

Foreign debt securities

N/A

Equity securities not held for trading

12,325

23,415

107,081

170

136

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

2,259

1,940

2,610

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

1,055,459

1,215,666

1,650,335

1,578,345

627,001

Net loans and leases

18,808,534

16,977,349

15,892,599

13,337,696

12,077,609

Loan and leases loss allowance**

164,346

194,771

215,973

101,788

103,635

Total loans and leases

18,972,880

17,172,120

16,108,572

13,439,484

12,181,244

Unearned income

N/A

Loans and leases, gross

18,972,880

17,172,120

16,108,572

13,439,484

12,181,244

All real estate loans

9,287,312

8,618,503

7,894,436

6,590,259

5,763,163

Real estate loans in domestic offices

9,287,312

8,618,503

7,894,436

6,590,259

5,763,163

Construction and development loans

1,025,516

809,249

798,896

842,346

792,565

Residential 1-4 family construction

72,577

76,256

30,275

41,017

32,600

Other construction, all land development and other land

952,939

732,993

768,621

801,329

759,965

Secured by nonfarm nonresidential properties

5,041,408

4,786,831

4,174,784

3,527,836

2,911,928

Nonfarm nonresidential secured by owner-occupied properties

2,150,541

1,880,651

1,701,675

1,645,006

1,561,640

Commercial real estate other non-farm non-residential

2,890,867

2,906,180

2,473,109

1,882,830

1,350,288

Multifamily residential real estate

186,503

205,310

449,855

360,112

337,419

1-4 family residential loans

2,549,753

2,336,844

1,968,439

1,419,230

1,256,416

Farmland loans

484,132

480,269

502,462

440,735

464,835

Loans held in foreign offices

N/A

Farm loans

170,677

154,343

161,581

190,914

212,654

Commercial and industrial loans

8,820,989

7,760,723

7,519,927

6,055,412

5,584,420

Loans to individuals

313,393

309,196

306,520

357,933

374,958

Credit card loans

179,492

181,526

189,338

226,742

230,982

Related Plans

61,526

62,146

66,327

78,077

87,011

Consumer Loans - Auto

24,380

24,929

27,949

27,828

25,495

Other loans to individuals

47,995

40,595

22,906

25,286

31,470

All other loans & leases*

380,509

329,355

226,108

244,966

246,049

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

61,071

60,447

46,994

58,921

53,118

Other loans

315,343

265,200

174,924

182,450

185,944

Lease financing receivables

2,120

2,167

2,413

1,978

5,248

Loans to depository institutions and acceptances of other banks

1,975

1,541

1,777

1,617

1,739

Trading account assets

6,311

27,935

31,104

33,877

50,390

Bank premises and fixed assets

208,235

214,844

224,719

229,585

222,319

Other real estate owned

12,312

N/A

4,740

2,935

3,338

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

12,312

N/A

4,740

2,935

3,338

Other real estate owned: 1-4 family residential

N/A

252

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

12,312

N/A

4,740

2,880

3,086

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

156,142

148,154

126,255

131,031

116,356

Goodwill

142,236

134,529

108,650

Mortgage servicing assets

N/A

All other assets

1,370,974

1,104,865

1,010,062

754,674

639,788

Liabilities and Capital

Total liabilities and capital

37,246,891

42,392,285

32,975,982

26,357,635

23,137,750

Total Liabilities

34,823,765

39,422,058

30,073,423

24,018,916

21,203,668

Total deposits

31,775,233

35,809,744

27,232,240

21,761,772

19,491,164

Deposits held in domestic offices

31,775,233

35,809,744

27,232,240

21,761,772

19,491,164

Individuals, partnerships, and corporations

29,692,210

32,687,958

24,678,621

19,885,018

17,612,884

U.S. Government

2,423

4,073

4,257

42,526

24,832

States and political subdivisions in the U.S.

1,645,174

2,656,120

2,170,246

1,558,454

1,557,405

Commercial banks and other depository institutions in U.S.

435,426

461,591

379,116

275,768

296,037

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

31,775,233

35,809,744

27,232,240

21,761,772

19,491,164

Transaction accounts

9,929,307

10,971,730

8,110,771

6,202,099

4,653,883

Nontransaction accounts

21,845,926

24,838,013

19,121,470

15,559,673

14,837,281

Money market deposit accounts (MMDAs)

4,287,392

5,916,460

4,628,435

3,410,619

3,429,202

Other savings deposits (excluding MMDAs)

17,005,152

18,069,912

13,616,940

10,922,690

10,261,330

Total time deposits

553,382

851,641

876,094

1,226,365

1,146,748

Federal funds purchased and repurchase agreements

2,661,283

3,238,435

2,315,497

1,897,031

1,519,450

Trading liabilities

N/A

N/A - idobrmtg

N/A

27,119

13,342

Subordinated debt

N/A

All other liabilities

387,249

373,879

525,686

332,994

179,712

Total equity capital

2,423,126

2,970,227

2,902,559

2,338,719

1,934,082

Bank equity capital

2,423,126

2,970,227

2,902,559

2,338,719

1,934,082

Perpetual preferred stock

N/A

Common stock

21,250

Surplus

849,822

750,818

Undivided profits

1,552,054

2,099,155

2,031,487

1,566,651

1,162,014

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

21,563

94,933

89,775

58,416

49,027

Income earned, not collected on loans

108,647

98,048

107,794

95,455

83,453

Earning assets

35,124,375

40,511,210

31,180,180

24,767,195

21,501,289

Long-term assets (5+ years)

15,915,549

15,267,300

12,606,089

9,669,317

8,495,248

Average total assets

39,976,829.67

36,697,654.2

29,057,736

24,112,127.6

21,408,006.6

Average assets, quarterly

38,769,102

39,863,343.5

31,553,024.5

25,161,184

22,186,630.5

Total risk weighted assets adjusted

26,528,892

23,714,525

20,911,922

18,745,432

16,504,394

Adjusted average assets for leverage capital purposes

37,687,166

37,657,318

30,088,983

24,700,700

21,722,892

Life insurance assets

504,250

498,373

387,513

280,709

273,553

General account life insurance assets

504,250

498,373

387,513

280,709

273,553

Separate account life insurance assets

N/A

Hybrid life insurance assets

N/A

Volatile liabilities

2,826,083

3,681,916

2,708,844

2,502,058

2,058,614

Insider loans

366,473

279,717

165,395

207,739

257,575

FHLB advances

N/A

Loans and leases held for sale

750

1,277

6,708

7,803

3,192

Unused loan commitments

15,076,796

13,783,392

12,280,259

10,551,250

9,966,331

Tier one (core) capital

2,870,910

2,734,377

2,492,571

2,128,608

1,921,615

Tier 2 Risk-based capital

146,683

168,619

187,273

104,492

106,347

Total unused commitments

15,076,796

13,783,392

12,280,259

10,551,250

9,966,331

Derivatives

4,414,007

4,181,102

2,773,311

2,949,293

1,526,629